Back to filter
Original filing (PDF)20250908102933NAL0012229267001
S. C. STATE FEDERAL CREDIT UNION
Form 5500
FILING_RECEIVED
S. C. STATE FEDERAL CREDIT UNION 401(K) PLAN AND TRUST
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
241
Accounts w/ balance
282
Plan assets (EOY)
$19.7M
Net assets (EOY)
$19.7M
How this plan invests
This plan
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 53 bps in Schedule C fees — 81% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for S. C. STATE FEDERAL CREDIT UNION.
Plan sponsor
Name
S. C. STATE FEDERAL CREDIT UNION
EIN
57-0345019
Address
PO BOX 726 · COLUMBIA, SC · 292020726
Phone
(803) 343-0300
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CANTEY, TILLER, PIERCE & GREEN, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CMFG LIFE INSURANCE COMPANY | 39-0230590 | — | NONE | $87K | — |
| MEMBERS CAPITAL ADVISORS, INC. | 42-0388260 | — | NONE | $16K | — |
Investments
35 direct securities· $19.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY 500 INDEX | — | — | — | $2.0M | 10.2% | |
| VANG LSTRAT MODRT GRW INV | — | — | — | $1.6M | 8.3% | |
| TRP RETIRE I 2030 I | — | — | — | $1.6M | 8.0% | |
| VANG LIFESTRAT GROWTH INV | — | — | — | $1.5M | 7.4% | |
| CMFG SV A52 | — | — | — | $1.4M | 7.1% | |
| FID LCAP GRW IDX | — | — | — | $1.4M | 7.0% | |
| TRP RETIR I 2050 I | — | — | — | $1.3M | 6.4% | |
| JENSEN QUALITY GROWTH I | — | — | — | $843K | 4.3% | |
| DFA US LARGE CAP VALUE I | — | — | — | $746K | 3.8% | |
| Loans to Participants | — | — | — | $741K | 3.8% | |
| TRP RETIRE I 2040 I | — | — | — | $688K | 3.5% | |
| Van SELECTED VALUE INV | — | — | — | $687K | 3.5% | |
| FIDELITY MID CAP INDEX | — | — | — | $623K | 3.2% | |
| TRP RETIRE I 2045 I | — | — | — | $621K | 3.2% | |
| Dfa Intl LCap Grow | — | — | — | $463K | 2.4% | |
| NUVEEN EQUITY INCOME R6 | — | — | — | $452K | 2.3% | |
| DODGE & COX INCOME | — | — | — | $370K | 1.9% | |
| VANG LSTRAT CONSR GRW INV | — | — | — | $274K | 1.4% | |
| TRP RETIRE I 2055 I | — | — | — | $272K | 1.4% | |
| DFA EMERGING MARKETS X | — | — | — | $268K | 1.4% | |
| TRP RETIR I 2060 I | — | — | — | $241K | 1.2% | |
| TRP RETIRE I 2035 I | — | — | — | $236K | 1.2% | |
| TRP RETIREMENT BAL | — | — | — | $228K | 1.2% | |
| VAN LIFESTRATEGY INC INV | — | — | — | $218K | 1.1% | |
| TRP RETIRE I 2025 I | — | — | — | $206K | 1.0% | |
| DFA US SCAP I | — | — | — | $165K | 0.8% | |
| PUTNAM HIGH YIELD Y | — | — | — | $155K | 0.8% | |
| JPMORGAN EQUITY INCOME R6 | — | — | — | $150K | 0.8% | |
| FIDELITY SMALL CAP INDEX | — | — | — | $110K | 0.6% | |
| FID INTL IDX | — | — | — | $81K | 0.4% | |
| DFA Real Estate Sec I | — | — | — | $62K | 0.3% | |
| PIMCO REAL RETURN INST | — | — | — | $29K | 0.1% | |
| FIDELITY U.S. BOND INDEX | — | — | — | $22K | 0.1% | |
| TRP RETIRE | 2065 | | — | — | — | $21K | 0.1% | |
| TRP RETIRE I 2020 I | — | — | — | $4K | <0.1% |