Original filing (PDF)20250919085907NAL0002106145001

PALMETTO CITIZENS FEDERAL CREDIT UNION

Name: PALMETTO CITIZENS FEDERAL CREDIT UNION — PALMETTO CITIZENS FEDERAL CREDIT UNION 401(K) PLAN AND TRUST, Form 5500 (2024)
Creator: PALMETTO CITIZENS FEDERAL CREDIT UNION

Form 5500

FILING_RECEIVED

PALMETTO CITIZENS FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

401(k) retirement plan

Signals · 1

97% employer stock

Active participants

295

Accounts w/ balance

480

Plan assets (EOY)

$34.9M

Net assets (EOY)

$34.9M

How this plan invests

This plan

23 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (88th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for PALMETTO CITIZENS FEDERAL CREDIT UNION.

Plan sponsor

Name

PALMETTO CITIZENS FEDERAL CREDIT UNION

EIN

57-0314480

Address

PO BOX 5846 · COLUMBIA, SC · 292505846

Phone

(803) 779-1232

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-19

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Investment manager

Name	EIN	Location	Relation	Direct comp	Indirect comp
MEMBERS CAPITAL ADVISORS, INC.	42-0388260	—	NONE	$30K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
CMFG LIFE INSURANCE COMPANY	39-0230590	—	NONE	$97K	—

Investments

23 direct securities· $34.9M(100% of reported assets)

Common Stock

$33.9M

22 holdings

Bonds / Notes

$1.0M

1 holding

					% of plan
BR LIFEPATH INDEX 2040 K Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$5.5M	15.8%
BR LP INDEX RETIRE K Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$5.3M	15.2%
FID LCAP GRW IDX Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$3.7M	10.7%
FIDELITY 500 INDEX Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$3.1M	8.8%
JPMORGAN EQUITY INCOME R6 Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$2.4M	6.8%
FIDELITY MID CAP IDX Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$2.3M	6.6%
CMFG SV A53 Value of Int. In Ins Co. General Acct N/A	Common Stock	—	—	$2.2M	6.2%
BR LIFEPATH INDEX 2025 K Value of Int. In Reg. Invest Co. N/A - * BR LIFEPATH INDEX 2050 K Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$1.5M	4.3%
BR LIFEPATH INDEX 2035 K Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$1.4M	4.1%
Participant Loans Participant Loans 7.00% N/A	Bonds / Notes	—	—	$1.0M	3.0%
BR LIFEPATH INDEX 2055 K Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$992K	2.8%
DODGE & COX INCOME Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$890K	2.6%
DFA US SCAP I Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$726K	2.1%
BR LIFEPATH INDEX 2030 K Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$663K	1.9%
DFA INTL CRE EQ PORTFOLIO Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$627K	1.8%
BR LIFEPATH INDEX 2060 K Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$587K	1.7%
BR LIFEPATH INDEX 2045 K Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$535K	1.5%
FID GLB EX US INDX IDX Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$519K	1.5%
FIDELITY SM CAP INDEX IP Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$262K	0.8%
PIMCO REAL RETURN INST Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$243K	0.7%
FIDELITY US BND IDX Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$156K	0.4%
VANGUARD RL EST INDX ADM Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$96K	0.3%
BR LIFEPATH INDEX 2065 K Value of Int. In Reg. Invest Co. N/A	Common Stock	—	—	$95K	0.3%