Original filing (PDF)20251014110036NAL0002692257001

Concord, USA, LLC

Name: Concord, USA, LLC — Concord, USA, LLC 401(k) Plan, Form 5500 (2024)
Creator: Concord, USA, LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Concord, USA, LLC 401(k) Plan

401(k) retirement plan · Concord, USA, LLC's Concord, USA, LLC 401(k) Plan held $18.9M in plan assets for 267 participants in 2024, with Empower as recordkeeper.

Signals · 1

~97 bps in Sched C fees

Active participants

267

Accounts w/ balance

417

Plan assets (EOY)

$18.9M

Net assets (EOY)

$18.9M

How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Total administrative cost in the bottom quartile of peers (7th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for CONCORD, USA, LLC.

Plan sponsor

Name

CONCORD, USA, LLC

EIN

56-2334885all filings

Address

509 2ND AVENUE SOUTH · HOPKINS, MN · 55343

Phone

(952) 241-1090

Industry

All Other Professional Services· Professional & Technical Services

Plan administrator

Name

THE FINWAY GROUP

EIN

42-1468222

City

WEST DES MOINES, IA

Phone

(515) 226-0974

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

REDPATH AND COMPANY, LLC

Trustee / custodian

Service providers (Schedule C)

5 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INS CO OF AMERICA	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$31K	—

Investment manager

Name	EIN	Location	Relation	Direct comp	Indirect comp
CONCORDE ASSET MANAGEMENT	—	LIVONIA, MI	OTHER	$94K	—

Investments

34 direct securities· $18.9M(100% of reported assets)

Other securities

$10.8M

16 holdings

Mutual Funds

$5.7M

16 holdings

Common Collective Trusts

$2.4M

1 holding

Bonds / Notes

$2K

1 holding

					% of plan
Vanguard Total Stock Market Index Admiral Mutual Fund	Common Collective Trusts	—	—	$2.4M	12.9%
T. Rowe Price Retirement 2045 Fund Mutual Fund	Other securities	—	—	$2.1M	10.9%
T. Rowe Price Retirement 2035 Fund Mutual Fund	Other securities	—	—	$1.7M	8.8%
T. Rowe Price Retirement 2050 Fund Mutual Fund	Other securities	—	—	$1.2M	6.6%
T. Rowe Price Retirement 2030 Fund Mutual Fund	Other securities	—	—	$1.2M	6.5%
T. Rowe Price Retirement 2040 Fund Mutual Fund	Other securities	—	—	$1.0M	5.3%
T. Rowe Price Retirement 2055 Fund Mutual Fund	Other securities	—	—	$793K	4.2%
American Funds Europacific Gr R6 Mutual Fund	Mutual Funds	—	—	$787K	4.2%
Vanguard Equity-Income Admiral Mutual Fund	Mutual Funds	—	—	$763K	4.0%
Putnam Growth Opportunities R6 Mutual Fund	Mutual Funds	—	—	$745K	4.0%
Fidelity Mid Cap Index Mutual Fund	Mutual Funds	—	—	$564K	3.0%
T. Rowe Price Retirement 2015 Fund Mutual Fund	Other securities	—	—	$544K	2.9%
Fidelity Small Cap Index Mutual Fund	Mutual Funds	—	—	$499K	2.6%
American Funds New Perspective R6 Mutual Fund	Mutual Funds	—	—	$393K	2.1%
Blackrock Total Return K Mutual Fund	Other securities	—	—	$391K	2.1%
T. Rowe Price Retirement Balanced Fund Mutual Fund 23 * Guaranteed Interest Fund General Account	Other securities	—	—	$358K	1.9%
American Funds New World R6 Mutual Fund	Mutual Funds	—	—	$350K	1.9%
T. Rowe Price Retirement 2060 Fund Mutual Fund	Other securities	—	—	$347K	1.8%
Vanguard Small Cap Growth Index Admiral Mutual Fund	Mutual Funds	—	—	$298K	1.6%
Vanguard Dividend Growth Inv Mutual Fund	Mutual Funds	—	—	$284K	1.5%
T. Rowe Price Retirement 2020 Fund Mutual Fund	Other securities	—	—	$280K	1.5%
Janus Henderson Triton N Mutual Fund	Mutual Funds	—	—	$275K	1.5%
T. Rowe Price Retirement 2065 Fund Mutual Fund	Other securities	—	—	$272K	1.4%
Vanguard Mid-Cap Value Index Admiral Mutual Fund	Mutual Funds	—	—	$260K	1.4%
Empower T. Rowe Price Mid Cap GR INST Mutual Fund	Other securities	—	—	$254K	1.3%
Federated Hermes Instl High Yield Bd R6 Mutual Fund	Other securities	—	—	$147K	0.8%
T. Rowe Price Retirement 2010 Fund Mutual Fund	Other securities	—	—	$120K	0.6%
Pimco Real Estate Real Return Strategy Iprrsx1 Mutual Fund	Mutual Funds	—	—	$114K	0.6%
American Funds Smallcap World R6 Mutual Fund	Mutual Funds	—	—	$103K	0.5%
American Funds Capital World Bond R6 Mutual Fund	Mutual Funds	—	—	$100K	0.5%
Vanguard Energy Index Adm Mutual Fund	Mutual Funds	—	—	$89K	0.5%
T. Rowe Price Retirement 2025 Fund Mutual Fund	Other securities	—	—	$80K	0.4%
Franklin Small Cap Value R6 Mutual Fund	Mutual Funds	—	—	$38K	0.2%
Loans to participants Loans @ 4.25%	Bonds / Notes	—	—	$2K	<0.1%

1–34 of 34

Fund families in this plan

Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.

T. Rowe Price$10.2M Vanguard$4.1M American Funds (Capital Group)$1.7M Fidelity$1.1M BlackRock / iShares$391K Janus Henderson$275K PIMCO$114K Franklin Templeton$38K

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