Original filing (PDF)20251009133853NAL0015645234001

COOPERRIIS, INC

Name: COOPERRIIS, INC — COOPERRIIS, INC. 403(B) PLAN, Form 5500 (2024)
Creator: COOPERRIIS, INC

Form 5500

FILING_RECEIVED

COOPERRIIS, INC. 403(B) PLAN

403(b) retirement plan

Signals · 2

31% in single holding~103 bps in Sched C fees

Active participants

188

Accounts w/ balance

255

Plan assets (EOY)

$3.8M

Net assets (EOY)

$3.8M

How this plan invests

This plan

16 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

Top holding "BlackRock BlackRock LifePath Index Retirement K" is 31% of plan.
103 bps in Schedule C fees — 98% above peer band of 52 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COOPERRIIS, INC.

Plan sponsor

Name

COOPERRIIS, INC

EIN

56-2195372

Address

PO BOX 600 · MILL SPRING, NC · 28756

Phone

(828) 894-5557

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-09

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CARTER, P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$18K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
COLTON GROOME FINANCIAL ADVISORS	36-4540515	ASHEVILLE, NC	ADVISOR	$18K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
DWC ERISA CONSULTANTS, LLC	26-2091417	ST. PAUL, MN	CONTRACT ADMIN	$3K	—

Investments

16 direct securities· $3.8M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
BlackRock LifePath Index Retirement K	—	—	—	$1.2M	30.8%
BlackRock LifePath Index 2045 K	—	—	—	$544K	14.4%
BlackRock LifePath Index 2050 K	—	—	—	$456K	12.1%
BlackRock LifePath Index 2035 K	—	—	—	$439K	11.6%
BlackRock LifePath Index 2040 K	—	—	—	$408K	10.8%
BlackRock LifePath Index 2055 K	—	—	—	$251K	6.6%
BlackRock LifePath Index 2060 K	—	—	—	$205K	5.4%
date, rate of interest, collateral, par, or maturity Cost Current Value or similar party. value BlackRock LifePath Index 2030 K	—	—	—	$158K	4.2%
Fidelity Investments Fidelity Large Cap Growth Index	—	—	—	$49K	1.3%
Fidelity Investments Fidelity 500 Index	—	—	—	$38K	1.0%
Empower Annuity Insurance * Company of America Guaranteed interest fund	—	—	—	$35K	0.9%
BlackRock LifePath Index 2065 K	—	—	—	$27K	0.7%
BlackRock iShares U.S. Aggregate Bond Index K 458 J.P. Morgan JPMorgan Large Cap Growth R6	—	—	—	$2K	<0.1%
BlackRock iShares Msci. Eafe International Index K	—	—	—	$2K	<0.1%
BlackRock iShares Russell Mid-Cap Index K	—	—	—	$2K	<0.1%
BlackRock iShares Russell 2000 Small-Cap Index K	—	—	—	$2K	<0.1%