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Original filing (PDF)20250916141137NAL0002045889001
BUILDERS MUTUAL INSURANCE CO.
Form 5500
FILING_RECEIVED
BUILDERS MUTUAL INSURANCE COMPANY 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
477
Accounts w/ balance
552
Plan assets (EOY)
$73.2M
Net assets (EOY)
$73.2M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (2 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BUILDERS MUTUAL INSURANCE CO..
Plan sponsor
Name
BUILDERS MUTUAL INSURANCE CO.
EIN
56-2046050
Address
PO BOX 150005 · RALEIGH, NC · 27624
Phone
(919) 227-0512
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-16
Pension benefit codes
2S · Automatic enrollment
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
JOHNSON LAMBERT LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS LLC | 11-3665754 | — | NONE | $13K | — |
| ONE DIGITAL INVESTMENT ADVISORS | — | OVERLAND PARK, KS | NONE | $2K | — |
Investments
26 direct securities · 1 pooled fund· $71.8M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$67.9M
26 holdings
Common Collective Trust
$4.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $13.3M | 18.2% | |
| Vanguard Wellington Admiral Vanguard 0 | — | — | — | $12.4M | 16.9% | |
| American Century Growth R6 American Century 0 | — | — | — | $5.8M | 7.9% | |
| BlackRock Mid-Cap Growth Equity K BlackRock 0 | — | — | — | $5.4M | 7.4% | |
| Vanguard Explorer Adm Vanguard 0 | — | — | — | $4.5M | 6.1% | |
| FEDERATED HERMES CAPITAL PRES R6 FEDERATED HERMES · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $4.0M | 5.4% | |
| Vanguard Equity Income Adm Vanguard 0 | — | — | — | $3.3M | 4.5% | |
| Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $2.9M | 3.9% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $2.7M | 3.7% | |
| Fidelity International Index Fidelity 0 | — | — | — | $2.7M | 3.6% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $2.1M | 2.9% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $1.5M | 2.1% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $1.5M | 2.0% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $1.3M | 1.8% | |
| American Funds US Government Sec R6 American Funds 0 | — | — | — | $1.2M | 1.6% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $1.1M | 1.5% | |
| Dodge & Cox Income X Dodge 0 | — | — | — | $1.1M | 1.5% | |
| Fidelity Small Cap Index Fidelity 0 | — | — | — | $1.0M | 1.4% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $888K | 1.2% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $878K | 1.2% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $630K | 0.9% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $594K | 0.8% | |
| MFS Mid Cap Value R6 MFS 0 | — | — | — | $399K | 0.5% | |
| DFA U.S. Targeted Value Portfolio I DFA 0 | — | — | — | $268K | 0.4% | |
| Contribution Account Ascensus Trust Company 0 | — | — | — | $203K | 0.3% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $110K | 0.2% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $51K | <0.1% |