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Original filing (PDF)20250923141643NAL0002601587001
SONIC AUTOMOTIVE, INC.
Form 5500
FILING_RECEIVED
SONIC AUTOMOTIVE, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
8,427
Accounts w/ balance
6,823
Plan assets (EOY)
$548.3M
Net assets (EOY)
$548.3M
How this plan invests
This plan
1 pooled trust
Schedule D
17 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 9 bps in Schedule C fees — modestly above peer band of 6 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SONIC AUTOMOTIVE, INC..
Plan sponsor
Name
SONIC AUTOMOTIVE, INC.
EIN
56-2010790
Address
4401 COLWICK ROAD · CHARLOTTE, NC · 28211
Phone
(704) 566-2470
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-23
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INVESTMENT RESEARCH & AD | 58-1989031 | — | INVESTMENT ADVISORY | $53K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $431K | — |
Investments
16 direct securities · 1 pooled fund· $548.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$471.2M
15 holdings
Common Collective Trust
$54.3M
1 holding
Mutual Funds
$22.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $93.8M | 17.1% | |
| Fidelity Blue Chip Growth K Fund | — | — | — | $86.0M | 15.7% | |
| PUTNAM STABLE VALUE FUND (25) PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $54.3M | 9.9% | |
| Putnam Large Cap Value R6 Fund | — | — | — | $41.2M | 7.5% | |
| Dodge & Cox Income Fund | — | — | — | $32.2M | 5.9% | |
| Fidelity Mid Cap Index Fund | — | — | — | $31.4M | 5.7% | |
| Victory Sycamore Estate Value | — | — | — | $27.1M | 4.9% | |
| American Century Investments Small Cap Growth Fund - R6 | Mutual Funds | — | — | $22.8M | 4.2% | |
| Legg Mason Clearbridge International Growth I Fund | — | — | — | $22.5M | 4.1% | |
| Dodge & Cox International Stock Fund | — | — | — | $21.7M | 4.0% | |
| Mass Mutual Select Mid Cap Growth Fund | — | — | — | $21.6M | 3.9% | |
| Fidelity US Bond Index Fund | — | — | — | $20.1M | 3.7% | |
| Fidelity Small Cap Index Fund | — | — | — | $16.2M | 3.0% | |
| Fidelity International Index Fund | — | — | — | $16.0M | 2.9% | |
| Franklin Small Cap Value Fund Class R6 | — | — | — | $14.4M | 2.6% | |
| maturing through May 2039 - | — | — | — | $13.5M | 2.5% | |
| JPMorgan Emerging Markets Equity Fund Class R6 | — | — | — | $13.5M | 2.5% |