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Original filing (PDF)20251008095017NAL0005364081001
COMPASS GROUP USA, INC.
Form 5500
FILING_RECEIVED
COMPASS GROUP RETIREMENT PLAN
401(k) retirement plan
Signals · 2
1 failed disclosure34% in single holding
Active participants
292,038
Accounts w/ balance
86,625
Plan assets (EOY)
$2.5B
Net assets (EOY)
$2.5B
How this plan invests
This plan
14 pooled trusts
Schedule D
16 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
78
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
83
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- Top holding "[DFE: EQUITY INDEX FUND GG (extraction pending)]" is 34% of plan.
- 18 bps in Schedule C fees — 255% above peer band of 5 bps.
- Only 30% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COMPASS GROUP USA, INC..
Plan sponsor
Name
COMPASS GROUP USA, INC.
EIN
56-1874931
Address
2400 YORKMONT ROAD · CHARLOTTE, NC · 28217
Phone
(704) 328-4082
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
007
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2E · Profit-sharing
2T · Default investment account (QDIA)
2F · ERISA section 404(c)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $4.2M | — |
Advisor / Consultant
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AON | 36-3109431 | — | INVESTMENT ADVISOR | $102K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $79K | — |
| CURCIO WEBB | 36-4171366 | — | CONSULTANT | $30K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORVIS MAZARS, LLP | 44-0160260 | — | ACCOUNTANT/AUDITOR | $14K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
8 direct securities · 14 pooled funds· $2.1B(84% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$1.9B
14 holdings
Uncategorized
$174.8M
8 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BTC EQUITY INDEX GG BLACKROCK INST. TRUST COMPANY, N.A. · EIN 87-1908083 / PN 001 | Common Collective Trust | — | — | $645.3M | 26.0% | |
| BTC MSCI ACWI EXUS J BLACKROCK INST. TRUST COMPANY, N.A. · EIN 87-4263088 / PN 001 | Common Collective Trust | — | — | $307.4M | 12.4% | |
| BTW SMID CAP CIT BOSTON TRUST WALDEN COMPANY · EIN 85-6529039 / PN 001 | Common Collective Trust | — | — | $222.6M | 9.0% | |
| BTC TOTAL RETURN L BLACKROCK INSTITUTIONAL TRUST CO NA · EIN 93-2706044 / PN 001 | Common Collective Trust | — | — | $209.6M | 8.5% | |
| [DFE: T.ROWE PRICE STRATEGIC COMMON TRUST, T.ROWE PRICE LARGE-CAP GROWTH TRUST (share>100%, pinned)] | — | — | — | $165.9M | 6.7% | |
| TRP LG CP GR TR C T. ROWE PRICE TRUST COMPANY · EIN 32-6528532 / PN 001 | Common Collective Trust | — | — | $165.9M | 6.7% | |
| MIP II CL 3 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 025 | Common Collective Trust | — | — | $136.0M | 5.5% | |
| BLACKROCK SYS MULTI ALL CREDIT FUND BLACKROCK INST. TRUST COMPANY, N.A. · EIN 86-3477604 / PN 001 | Common Collective Trust | — | — | $92.4M | 3.7% | |
| US REAL ESTATE SEC INDEX FUND BLACKROCK INST. TRUST COMPANY, N.A. · EIN 94-3353898 / PN 001 | Common Collective Trust | — | — | $91.5M | 3.7% | |
| BTC RUSSELL 2500 J BLACKROCK INST. TRUST COMPANY, N.A. · EIN 87-1907978 / PN 001 | Common Collective Trust | — | — | $24.0M | 1.0% | |
| BTC US DEBT INDEX L BLACKROCK INST. TRUST COMPANY, N.A. · EIN 94-6589507 / PN 001 | Common Collective Trust | — | — | $8.9M | 0.4% | |
| INT GOVERNMENT BOND INDEX FUND | — | — | — | $3.2M | 0.1% | |
| MBS INDEX FUND | — | — | — | $2.3M | <0.1% | |
| INT TERM CREDIT BOND INDEX FUND | — | — | — | $1.7M | <0.1% | |
| LONG TERM CREDIT BOND INDEX FUND | — | — | — | $796K | <0.1% | |
| LONG TERM GOV BOND INDEX FUND | — | — | — | $786K | <0.1% | |
| COMMERCIAL MBS INDEX FUND | — | — | — | $137K | <0.1% | |
| ASSET-BACKED SECURITIES INDEX FUND | — | — | — | $42K | <0.1% | |
| BTC EQUITY INDEX J BLACKROCK INST. TRUST COMPANY, N.A. · EIN 35-2439538 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| BTC RUSSELL 2500 M BLACKROCK INST. TRUST COMPANY, N.A. · EIN 46-1431095 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| BTC US DEBT INDEX M BLACKROCK INST. TRUST COMPANY, N.A. · EIN 45-4395752 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| BTC MSCI ACWI EXUS M BLACKROCK INST. TRUST COMPANY, N. A · EIN 45-4431087 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |