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Original filing (PDF)20250722145218NAL0001451811001
COMSERV INC.
Form 5500
FILING_RECEIVED
COMSERV INC. 403B PLAN
403(b) retirement plan
Signals · 2
25% in single holdingNo recordkeeper disclosed
Active participants
235
Accounts w/ balance
119
Plan assets (EOY)
$2.2M
Net assets (EOY)
$2.2M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
80
Participation health
80
Knocking points off
- Top holding "AMERICAN CENTURY AMERCENT ONE CHOICE 2025 INV MUTUAL FUND SHARES 0" is 25% of plan.
- No recordkeeper disclosed on Schedule C.
- 51% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (1 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COMSERV INC..
Plan sponsor
Name
COMSERV INC.
EIN
56-1717932
Address
P.O. BOX 1080 · LENOIR, NC · 286451080
Phone
(828) 757-0209
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-22
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
C. RANDOLPH CPA PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | 35-0145825 | — | NONE | $180 | — |
Investments
28 direct securities · 1 pooled fund· $4.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$2.2M
28 holdings
Pooled Separate Account
$2.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT II AMERICAN UNITED LIFE INSURANCE CO · EIN 35-0145825 / PN 000 | Pooled Separate Account | — | — | $2.0M | 91.2% | |
| AMERICAN CENTURY AMERCENT ONE CHOICE 2025 INV MUTUAL FUND SHARES 0 | — | — | — | $555K | 25.3% | |
| AB LARGE CAP GROWTH ADVISOR MUTUAL FUND SHARES 0 | — | — | — | $406K | 18.5% | |
| STATE STREET STATE STREET EQUTY 500 IDX ADM MUTUAL FUND SHARES 0 | — | — | — | $292K | 13.3% | |
| AMERICAN UNITED LIFE INS CO AUL FIXED ACCOUNT 0 | — | — | — | $151K | 6.9% | |
| AMERICAN CENTURY AMERCENT ONE CHOICE 2040 INV MUTUAL FUND SHARES 0 | — | — | — | $131K | 6.0% | |
| AMERICAN CENTURY AMERCENT ONE CHOICE 2045 INV MUTUAL FUND SHARES 0 | — | — | — | $75K | 3.4% | |
| MFS VAL A MUTUAL FUND SHARES 0 | — | — | — | $75K | 3.4% | |
| AB SMCAP GRTH R MUTUAL FUND SHARES 0 | — | — | — | $70K | 3.2% | |
| AMERICAN CENTURY AMERCENT ONE CHOICE 2035 INV MUTUAL FUND SHARES 0 | — | — | — | $70K | 3.2% | |
| AMERICAN CENTURY AMERCENT ONE CHOICE 2030 INV MUTUAL FUND SHARES 0 | — | — | — | $59K | 2.7% | |
| AMERICAN CENTURY AMERCENT ONE CHOICE IN RET INV MUTUAL FUND SHARES 0 | — | — | — | $54K | 2.4% | |
| DEUTSCHE DWS REAL ESTATE SECS S MUTUAL FUND SHARES 0 586 GOLDMAN SACHS GOLDMANSACHS MONEY MKT GVT AD MUTUAL FUND SHARES 0 | — | — | — | $41K | 1.9% | |
| AMERICAN CENTURY AMERCENT ONE CHOICE 2055 INV MUTUAL FUND SHARES 0 | — | — | — | $30K | 1.4% | |
| COLUMBIA SMCAP INDX A MUTUAL FUND SHARES 0 905 COLUMBIA SMCAP VALUE II A MUTUAL FUND SHARES 0 | — | — | — | $29K | 1.3% | |
| AMERICAN CENTURY AMERCENT MIDCAP VAL INV MUTUAL FUND SHARES 0 | — | — | — | $28K | 1.3% | |
| AMERICAN UNITED LIFE INS CO AUL STABLE VALUE ACCOUNT 0 | — | — | — | $28K | 1.3% | |
| AMERICAN CENTURY AMERCENT ONE CHOICE 2050 INV MUTUAL FUND SHARES 0 | — | — | — | $23K | 1.0% | |
| PRUDENTIAL PGIM HIGH-YIELD Z MUTUAL FUND SHARES 0 | — | — | — | $21K | 0.9% | |
| AMERICAN CENTURY AMERCENT ONE CHOICE 2060 INV MUTUAL FUND SHARES 0 | — | — | — | $16K | 0.7% | |
| AMERICAN CENTURY AMERCENT ONE CHOICE 2065 INV MUTUAL FUND SHARES 0 | — | — | — | $9K | 0.4% | |
| NUVEEN INTL EQ IDX RETIRE MUTUAL FUND SHARES 0 | — | — | — | $8K | 0.4% | |
| PARTICIPANTS LOANS 5.5% TO 5.5% 0 | — | — | — | $8K | 0.3% | |
| INVESCO DEVELOPING MKTS A MUTUAL FUND SHARES 0 | — | — | — | $3K | 0.2% | |
| MFS INTL NEW DISCOVERY A MUTUAL FUND SHARES 0 | — | — | — | $3K | 0.1% | |
| NUVEEN BOND INDEX RET MUTUAL FUND SHARES 0 | — | — | — | $3K | 0.1% | |
| COLUMBIA MIDCAP INDX A MUTUAL FUND SHARES 0 | — | — | — | $2K | <0.1% | |
| MFS MIDCAP GRTH A MUTUAL FUND SHARES 0 | — | — | — | $2K | <0.1% | |
| INVESCO CORE BOND Y MUTUAL FUND SHARES 0 | — | — | — | $1K | <0.1% |