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Original filing (PDF)20250925083952NAL0009541600001
THE JAY GROUP, LTD.
Form 5500
FILING_RECEIVED
THE JAY GROUP, LTD. RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
29% in single holding
Active participants
155
Accounts w/ balance
192
Plan assets (EOY)
$4.8M
Net assets (EOY)
$4.8M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "s * Fidelity Investments Fidelity Freedom Index 2040 Fund IPR" is 29% of plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE JAY GROUP, LTD..
Plan sponsor
Name
THE JAY GROUP, LTD.
EIN
56-1677448
Address
1450 ATLANTIC AVE · ROCKY MOUNT, NC · 27801
Phone
(252) 442-2139
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
REHMANN ROBSON LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $20K | — |
Investments
24 direct securities· $4.7M(98% of reported assets)
Uncategorized
$3.3M
22 holdings
Mutual Funds
$1.4M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| s * Fidelity Investments Fidelity Freedom Index 2040 Fund IPR | Mutual Funds | — | — | $1.4M | 28.6% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $718K | 15.0% | |
| Self-directed brokerage accounts U.S. government securities U.S. Treasury U.S. Treasury T-bills, 0%, Dtd 2/25/25 | — | — | — | $671K | 14.0% | |
| Fidelity Investments Fidelity Freedom Index 2025 Fund IPR | — | — | — | $415K | 8.7% | |
| Fidelity Investments Fidelity Freedom Index 2030 Fund IPR | — | — | — | $263K | 5.5% | |
| Fidelity Investments Fidelity Freedom Index 2050 Fund IPR | — | — | — | $262K | 5.5% | |
| Fidelity Investments Fidelity Freedom Index 2060 Fund IPR | — | — | — | $202K | 4.2% | |
| Fidelity Investments Fidelity Freedom Index 2035 Fund IPR | — | — | — | $195K | 4.1% | |
| Fidelity Investments Fidelity Freedom Index 2045 Fund IPR | — | — | — | $181K | 3.8% | |
| Fidelity Investments Fidelity Freedom Index 2055 Fund IPR | — | — | — | $107K | 2.2% | |
| Fidelity Investments Fidelity Freedom Index 2010 Fund IPR | — | — | — | $91K | 1.9% | |
| Fidelity Investments Fidelity Freedom Index 2065 Fund IPR | — | — | — | $75K | 1.6% | |
| Money market fund * Fidelity Investments Fidelity Government Cash Reserves | — | — | — | $47K | 1.0% | |
| Fidelity Investments Fidelity International Index Fund | — | — | — | $23K | 0.5% | |
| DFA Investments DFA Emerging Markets Core Equity 2 | — | — | — | $20K | 0.4% | |
| Vanguard Value Index Fund Admiral Shares | — | — | — | $14K | 0.3% | |
| Fidelity Investments Fidelity Freedom Index 2020 Fund IPR | — | — | — | $13K | 0.3% | |
| Vanguard International Value Fund | — | — | — | $12K | 0.3% | |
| Money market fund * Fidelity Investments Fidelity Government Money Market Fund | — | — | — | $11K | 0.2% | |
| T. Rowe Price T. Rowe Price New Era Fund | — | — | — | $3K | <0.1% | |
| Manteio Managed Futures Strategy I | — | — | — | $3K | <0.1% | |
| * Fidelity Investments Fidelity Money Market Fund | Mutual Funds | — | — | $1K | <0.1% | |
| Fidelity Investments Fidelity Total Market Index Fund | — | — | — | $1K | <0.1% | |
| MFS Investments MFS Massachusetts Inv Growth Stock Fund Class R6 | — | — | — | $1K | <0.1% |
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