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Original filing (PDF)20250818162239NAL0000751571001
KEITH & KEITH, LTD.
Form 5500
FILING_RECEIVED
THE KEITH CORPORATION 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
147
Accounts w/ balance
153
Plan assets (EOY)
$21.2M
Net assets (EOY)
$21.2M
How this plan invests
This plan
14 pooled trusts
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 41 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KEITH & KEITH, LTD..
Plan sponsor
Name
KEITH & KEITH, LTD.
EIN
56-1643967
Address
4500 CAMERON VALLEY PARKWAY · SUITE 400 · CHARLOTTE, NC · 282113591
Phone
(704) 365-6000
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-18
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
MELISSA G. CRITCHER, CPA
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $86K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLS FARGO ADVISORS INS AGENCY LLC | 54-0910269 | — | OTHER SERVICES | $0 | — |
Investments
13 direct securities · 14 pooled funds· $24.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$17.5M
13 holdings
Uncategorized
$4.9M
13 holdings
Common Collective Trust
$1.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRIN LGCAP S&P 500 INDEX SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $3.3M | 15.6% | |
| T. Rowe Price T. Rowe Large Cap Growth I SA-R5 | — | — | — | $2.8M | 13.3% | |
| PRIN LARGECAP GROWTH I SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 066 | Pooled Separate Account | — | — | $2.8M | 13.3% | |
| PRIN SAM FLEXIBLE INCOME SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 108 | Pooled Separate Account | — | — | $2.4M | 11.3% | |
| PRIN DIVERSIFIED INTL SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 015 | Pooled Separate Account | — | — | $1.7M | 8.0% | |
| PRIN CORE PLUS BOND SEP ACT-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 005 | Pooled Separate Account | — | — | $1.7M | 7.8% | |
| MORLEY STABLE VALUE VII FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $1.7M | 7.8% | |
| PRIN EQUITY INCOME SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 120 | Pooled Separate Account | — | — | $1.5M | 7.1% | |
| PRIN MIDCAP VALUE I SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 043 | Pooled Separate Account | — | — | $1.2M | 5.6% | |
| PRIN SMCAP S&P 600 INDEX SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $1.0M | 4.7% | |
| PRIN SAM CONS GROWTH SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 107 | Pooled Separate Account | — | — | $683K | 3.2% | |
| PRIN MIDCAP S&P 400 IDX SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $573K | 2.7% | |
| PGIM Jennison Md Cap Growth R Fund Mutual Fund | — | — | — | $486K | 2.3% | |
| T. Rowe Price Rtmt 2060 R Fund Mutual Fund | — | — | — | $450K | 2.1% | |
| PRIN SAM STRAT GROWTH SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 109 | Pooled Separate Account | — | — | $356K | 1.7% | |
| Macquarie Small Cap Value R Fund Mutual Fund | — | — | — | $335K | 1.6% | |
| Participant Notes Receivable Interest rates range from 4.25% to 9.50% | — | — | — | $296K | 1.4% | |
| PRIN SAM BALANCED SEP ACCT-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 105 | Pooled Separate Account | — | — | $189K | 0.9% | |
| PGIM Jennison Small Cap Value R Fund Mutual Fund | — | — | — | $189K | 0.9% | |
| T. Rowe Price Rtmt 2030 R Fund Mutual Fund | — | — | — | $144K | 0.7% | |
| PRIN SAM CONS BALANCED SA-R5 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 106 | Pooled Separate Account | — | — | $140K | 0.7% | |
| T. Rowe Price Rtmt 2035 R Fund Mutual Fund | — | — | — | $52K | 0.2% | |
| T. Rowe Price Rtmt 2050 R Fund Mutual Fund | — | — | — | $34K | 0.2% | |
| T. Rowe Price Rtmt 2055 R Fund Mutual Fund | — | — | — | $33K | 0.2% | |
| Fidelity Government Money Market Mutual Fund | — | — | — | $7K | <0.1% | |
| T. Rowe Price Rtmt 2065 R Fund Mutual Fund | — | — | — | $6K | <0.1% | |
| Principal Life Insurance Company Insurance Company General Contract Interest | — | — | — | $3K | <0.1% |
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