Back to filter
Original filing (PDF)20250926153147NAL0011983539001
CLONINGER FORD, INC.
Form 5500
FILING_RECEIVED
CLONINGER FORD, INC 401(K) PLAN
401(k) retirement plan
Signals · 1
27% in single holding
Active participants
367
Accounts w/ balance
352
Plan assets (EOY)
$9.1M
Net assets (EOY)
$9.1M
How this plan invests
This plan
1 pooled trust
Schedule D
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "JHancock MMngr 2030 Lftm R6 Mutual Fund; 255,822.514 Shares" is 27% of plan.
- 68 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLONINGER FORD, INC..
Plan sponsor
Name
CLONINGER FORD, INC.
EIN
56-1465220
Address
511 JAKE ALEXANDER BLVD. S · P.O. BOX 1788 · SALISBURY, NC · 281451788
Phone
(704) 633-9321
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-26
Pension benefit codes
2S · Automatic enrollment
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
TURLINGTON AND COMPANY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK | 01-0233346 | — | RECORDKEEPER | $37K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRUIST INVESTMENT SERVICES, INC | — | SALISBURY, NC | RETAINED BY EMPLOYER | $25K | — |
Investments
37 direct securities · 1 pooled fund· $9.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$9.1M
37 holdings
Common Collective Trust
$19K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JHancock MMngr 2030 Lftm R6 Mutual Fund; 255,822.514 Shares | — | — | $2.9M | $2.5M | 27.2% | |
| JHancock MMngr 2035 Lftm R6 Mutual Fund; 157,557.671 Shares | — | — | $1.8M | $1.6M | 17.6% | |
| JHancock MMngr 2050 Lftm R6 Mutual Fund; 69,139.784 Shares | — | — | $900K | $858K | 9.4% | |
| JHancock MMngr 2060 Lftm R6 Mutual Fund; 54,781.036 Shares | — | — | $721K | $748K | 8.2% | |
| JHancock MMngr 2025 Lftm R6 Mutual Fund; 70,579.922 Shares | — | — | $749K | $634K | 7.0% | |
| JHancock MMngr 2045 Lftm R6 Mutual Fund; 48,134.470 Shares | — | — | $516K | $504K | 5.5% | |
| JHancock MMngr 2055 Lftm R6 Mutual Fund; 29,585.775 Shares | — | — | $344K | $355K | 3.9% | |
| JPMorgan US Govt MMkt Cap C1 Mutual Fund; 294,038.868 Shares | — | — | $294K | $294K | 3.2% | |
| JHancock MMngr 2040 Lftm R6 Mutual Fund; 24,399.118 Shares | — | — | $275K | $257K | 2.8% | |
| Fidelity 500 Index Fd Mutual Fund; 1,210.821 Shares | — | — | $193K | $247K | 2.7% | |
| Notes receivable from participants Interest rates 5.25% - 7.25% - | — | — | — | $200K | 2.2% | |
| American Cap World Gr & Inc R5 Mutual Fund; 1,772.420 Shares | — | — | $107K | $113K | 1.2% | |
| Fidelity LC Grth Idx Inst Prem Mutual Fund; 2,739.444 Shares | — | — | $82K | $107K | 1.2% | |
| T Rowe Price Growth Stock Mutual Fund; 935.786 Shares | — | — | $91K | $99K | 1.1% | |
| JHancock MMngr 2020 Lftm R6 Mutual Fund; 11,319.042 Shares | — | — | $100K | $92K | 1.0% | |
| American New Perspective R5 Mutual Fund; 1,257.127 Shares | — | — | $78K | $78K | 0.9% | |
| Fidelity US Bond Index Fd Mutual Fund; 5,343.786 Shares | — | — | $55K | $55K | 0.6% | |
| Fidelity International Idx Fd Mutual Fund; 1,078.853 Shares | — | — | $52K | $51K | 0.6% | |
| Vanguard MidCap Grwth Ind Adm Mutual Fund; 394.803 Shares | — | — | $43K | $43K | 0.5% | |
| Fidelity Sm Cap Index Fund Mutual Fund; 976.791 Shares | — | — | $28K | $27K | 0.3% | |
| John Hancock Emerg Mkts Eq R6 Mutual Fund; 2,801.290 Shares | — | — | $30K | $27K | 0.3% | |
| Vanguard Balanced Index Ad Mutual Fund; 539.461 Shares | — | — | $24K | $26K | 0.3% | |
| JP Morgan U.S. Equity Fd R6 Mutual Fund; 1,029.278 Shares | — | — | $22K | $26K | 0.3% | |
| Vanguard Sm Cap Val Ind (Adm) Mutual Fund; 293.321 Shares | — | — | $23K | $25K | 0.3% | |
| Vanguard International Value Mutual Fund; 537.445 Shares | — | — | $22K | $20K | 0.2% | |
| JOHN HANCOCK STABLE VALUE R8 JOHN HANCOCK USA · EIN 80-6136981 / PN 001 | Common Collective Trust | — | $19K | $19K | 0.2% | |
| Federated Hermes Int HiYd Bd I Mutual Fund; 2,143.392 Shares | — | — | $19K | $19K | 0.2% | |
| Vanguard Small Growth Adm1 Mutual Fund; 153.392 Shares | — | — | $13K | $15K | 0.2% | |
| AMG TimesSquare Mid Cp Gr Z Mutual Fund; 852.263 Shares | — | — | $13K | $15K | 0.2% | |
| AMG Yacktman Fund I Mutual Fund; 624.465 Shares | — | — | $15K | $14K | 0.2% | |
| Vanguard Mid-Cap Val Index Adm Mutual Fund; 151.209 Shares | — | — | $12K | $13K | 0.1% | |
| Jensen Quality Value I Mutual Fund; 539.149 Shares | — | — | $10K | $10K | 0.1% | |
| DFA Inter Gov Fix Inc Inst Mutual Fund; 903.729 Shares | — | — | $10K | $10K | 0.1% | |
| Vanguard Explorer Fund Adm Mutual Fund; 87.417 Shares | — | — | $10K | $9K | 0.1% | |
| American Small Cap World R6 Mutual Fund; 95.339 Shares | — | — | $7K | $7K | <0.1% | |
| Thornburg Ltd Term Income R5 Mutual Fund; 498.115 Shares | — | — | $7K | $6K | <0.1% | |
| Vanguard Intl Growth Fund Adm Mutual Fund; 36.625 Shares | — | — | $4K | $4K | <0.1% | |
| Fidelity Mid Cap Index Fund Mutual Fund; 37.862 Shares | — | — | $1K | $1K | <0.1% |
Related plans
Other plans using JOHN HANCOCK
FIRSTENERGY CORP.
FIRSTENERGY CORP. MASTER PENSION PLAN
$6.5B · 12,279 participants
EVERSOURCE ENERGY SERVICE COMPANY
EVERSOURCE PENSION PLAN
$5.8B · 3,150 participants
CARPENTERS ANNUITY TRUST FUND FOR NORTHERN CALIFORNIA
CARPENTERS ANNUITY TRUST FUND FOR NORTHERN CALIFORNIA
$3.3B · 24,741 participants
HIGHMARK HEALTH
HIGHMARK RETIREMENT PLAN
$3.1B · 12,825 participants
VALERO ENERGY CORPORATION
VALERO ENERGY CORPORATION PENSION PLAN
$2.6B · 6,554 participants
FUJITSU NORTH AMERICA, INC.
FUJITSU GROUP DEFINED CONTRIBUTION AND 401(K) PLAN
$1.5B · 1,592 participants
Similar-size Retail Trade plans
O'MALLEY AUTOMOTIVE, INC.
O'MALLEY AUTOMOTIVE, INC. 401(K) EMPLOYEE RETIREMENT PLAN
$9.1M · 30 participants
RENSHAW AND RENSHAW MANAGEMENT GROUP, INC.
RENSHAW AUTOMOTIVE GROUP 401(K) PROFIT SHARING PLAN
$9.1M · 251 participants
ALL STAR TOYOTA, INC.
ALL STAR TOYOTA, INC. DBA TOYOTA OF LAKE CITY 401(K) PLAN
$9.1M · 100 participants
AVENIR PARTNERS, INC.
AVENIR PARTNERS, INC. 401(K) PLAN
$9.1M · 89 participants
EMPIRE AUTO PAYROLL SERVICE
EMPIRE AUTOMOTIVE GROUP 401(K) PLAN
$9.1M · 759 participants
STERLING AUTOMOTIVE GROUP
STERLING AUTOMOTIVE GROUP 401(K) PLAN
$9.1M · 751 participants
Large plans in North Carolina
BANK OF AMERICA CORPORATION
THE BANK OF AMERICA 401(K) PLAN
$62.9B · 168,229 participants
HONEYWELL INTERNATIONAL INC EMPLOYEE SERVICES FINANCE MGMNT
HONEYWELL INTERNATIONAL INC. MASTER RETIREMENT TRUST
$17.9B
HONEYWELL INTERNATIONAL INC.
HONEYWELL RETIREMENT EARNINGS PLAN
$16.6B · 9,275 participants
HONEYWELL INTERNATIONAL INC
HONEYWELL 401(K) PLAN
$16.3B · 44,069 participants
HONEYWELL INTERNATIONAL INC
HONEYWELL SAVINGS AND OWNERSHIP PLAN MASTER TRUST
$16.2B
TRUIST FINANCIAL CORPORATION
TRUIST FINANCIAL CORPORATION PENSION PLAN
$14.7B · 33,167 participants