Original filing (PDF)20251008125759NAL0009442448001

REEDS JEWELERS, INC.

Name: REEDS JEWELERS, INC. — REEDS JEWELERS, INC. 401(K) PROFIT SHARING RETIREMENT PLAN, Form 5500 (2024)
Creator: REEDS JEWELERS, INC.

Form 5500

FILING_RECEIVED

REEDS JEWELERS, INC. 401(K) PROFIT SHARING RETIREMENT PLAN

401(k) retirement plan

Signals · 2

Late participant contributionsCorrective distributions issued

Active participants

753

Accounts w/ balance

934

Plan assets (EOY)

$34.9M

Net assets (EOY)

$34.9M

How this plan invests

This plan

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 1K (0% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for REEDS JEWELERS, INC..

Plan sponsor

Name

REEDS JEWELERS, INC.

EIN

56-1441706

Address

2525 SOUTH 17TH STREET · WILMINGTON, NC · 28401

Phone

(910) 350-3362

Industry

Retail Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-08

Pension benefit codes

2F · ERISA section 404(c)

2E · Profit-sharing

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INS CO OF AMERICA	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$89K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
COMMONWEALTH FINANCIAL NETWORK	04-2675571	WALTHAM, MA	ADVISOR	$56K	—

Investments

31 direct securities· $34.9M(100% of reported assets)

Other securities

$34.0M

30 holdings

Bonds / Notes

$856K

1 holding

					% of plan
American Funds American Funds 2025 Target Date Retirement Fund Class R6	Other securities	—	—	$4.1M	11.6%
American Funds American Funds 2040 Target Date Retirement Fund Class R6	Other securities	—	—	$4.0M	11.3%
American Funds American Funds 2030 Target Date Retirement Fund Class R6	Other securities	—	—	$3.5M	10.1%
American Funds American Funds 2035 Target Date Retirement Fund Class R6	Other securities	—	—	$2.9M	8.4%
American Funds American Funds 2045 Target Date Retirement Fund Class R6	Other securities	—	—	$2.7M	7.8%
American Funds American Funds 2060 Target Date Retirement Fund Class R6	Other securities	—	—	$2.4M	6.8%
Empower Annuity Insurance Company of America Guaranteed Interest Fund	Other securities	—	—	$2.3M	6.7%
American Funds American Funds 2055 Target Date Retirement Fund Class R6	Other securities	—	—	$2.3M	6.6%
American Funds American Funds 2050 Target Date Retirement Fund Class R6	Other securities	—	—	$1.7M	4.8%
American Funds American Funds 2020 Target Date Retirement Fund Class R6	Other securities	—	—	$1.3M	3.6%
Vanguard 500 Index Fund	Other securities	—	—	$968K	2.8%
Participant loans 4.25% - 9.50%, maturing through 2029	Bonds / Notes	—	—	$856K	2.5%
JPMorgan U.S. Research Enhanced Equity R6	Other securities	—	—	$702K	2.0%
John Hancock John Hancock U.S. Global Leaders Growth Fund Class I	Other securities	—	—	$651K	1.9%
Vanguard Total Bond Market Index Admiral	Other securities	—	—	$481K	1.4%
Vanguard Total International Stock Index Fund Admiral	Other securities	—	—	$442K	1.3%
Vanguard Small Cap Index Admiral	Other securities	—	—	$408K	1.2%
Vanguard Growth Index Admiral	Other securities	—	—	$371K	1.1%
Hartford Mutual Funds Hartford Equity Income Fund Class R6	Other securities	—	—	$365K	1.0%
MFS Total Return Bond Fund Class R6	Other securities	—	—	$357K	1.0%
Victory Capital Victory Sycamore Established Value Fund Class R6	Other securities	—	—	$302K	0.9%
Cohen & Steers Cohen & Steers Real Estate Securities Fund Class Z	Other securities	—	—	$290K	0.8%
Vanguard Mid Cap Index Fund - Admiral	Other securities	—	—	$289K	0.8%
MFS International Intrinsic Value Fund Class R6	Other securities	—	—	$267K	0.8%
American Funds American Funds New World R6	Other securities	—	—	$251K	0.7%
Vanguard Value Index Admiral Fund Shares	Other securities	—	—	$250K	0.7%
American Funds American Funds 2015 Target Date Retirement Fund Class R6	Other securities	—	—	$201K	0.6%
BlackRock Global Allocation Fund	Other securities	—	—	$90K	0.3%
American Funds American Funds 2010 Target Date Retirement Fund Class R6	Other securities	—	—	$77K	0.2%
BlackRock High Yield Bond Portfolio Fund Class K	Other securities	—	—	$74K	0.2%
PIMCO Real Return Institutional Class	Other securities	—	—	$62K	0.2%