Back to filter
Original filing (PDF)20251010145301NAL0004725379001
NORTH CAROLINA JOINT UNDERWRITING ASSOCIATION
Form 5500
FILING_RECEIVED
INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN
401(k) retirement plan
Active participants
193
Accounts w/ balance
197
Plan assets (EOY)
$19.7M
Net assets (EOY)
$19.7M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (0 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NORTH CAROLINA JOINT UNDERWRITING ASSOCIATION.
Plan sponsor
Name
NORTH CAROLINA JOINT UNDERWRITING ASSOCIATION
EIN
56-1222676
Address
PO BOX 8009 · CARY, NC · 27512
Phone
(919) 744-2682
Industry
Finance & Insurancesee all
Plan administrator
Name
NAMED FIDUCIARIES OF THE INSURANCE ORGANIZATIONS SAVINGS TRUST
EIN
99-0882398
City
BOSTON, MA
Phone
(617) 439-4542
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
3F · Sponsor used leased employees
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
2F · ERISA section 404(c)
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
JOHNSON LAMBERT LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $360 | — |
Investments
31 direct securities · 1 pooled fund· $19.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.6M
31 holdings
Common Collective Trust
$1.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID 500 INDEX Mutual Fund | — | — | — | $2.4M | 12.0% | |
| FID GROWTH CO K6 Mutual Fund | — | — | — | $2.0M | 10.4% | |
| FID FREEDOM 2030 K Mutual Fund | — | — | — | $1.8M | 8.9% | |
| FID FREEDOM 2040 K Mutual Fund | — | — | — | $1.6M | 7.9% | |
| FID FREEDOM 2035 K Mutual Fund | — | — | — | $1.4M | 7.1% | |
| FID FREEDOM 2025 K Mutual Fund | — | — | — | $1.1M | 5.8% | |
| MIP CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $1.1M | 5.6% | |
| FID FREEDOM 2060 K Mutual Fund | — | — | — | $931K | 4.7% | |
| FID FREEDOM 2050 K Mutual Fund | — | — | — | $850K | 4.3% | |
| FID FREEDOM 2055 K Mutual Fund | — | — | — | $839K | 4.3% | |
| FID FREEDOM 2045 K Mutual Fund | — | — | — | $761K | 3.9% | |
| OUTSTANDING LOAN BALANCE Participant Loans*** - | — | — | — | $613K | 3.1% | |
| PIM TOTAL RT INST Mutual Fund | — | — | — | $570K | 2.9% | |
| TRP MID CAP GROWTH I Mutual Fund | — | — | — | $563K | 2.9% | |
| FID LOW-PRICED ST K6 Mutual Fund | — | — | — | $517K | 2.6% | |
| TRP SM CAP VALUE I Mutual Fund | — | — | — | $321K | 1.6% | |
| FID FREEDOM 2020 K Mutual Fund | — | — | — | $301K | 1.5% | |
| TRP DIV GROWTH I Mutual Fund | — | — | — | $297K | 1.5% | |
| FID DIVERSFD INTL K6 Mutual Fund | — | — | — | $296K | 1.5% | |
| FID SM CAP IDX Mutual Fund | — | — | — | $242K | 1.2% | |
| TRP EQUITY INCOME I Mutual Fund | — | — | — | $193K | 1.0% | |
| FID GLB EX US IDX Mutual Fund | — | — | — | $185K | 0.9% | |
| FID MID CAP IDX Mutual Fund | — | — | — | $183K | 0.9% | |
| FID PURITAN K6 Mutual Fund | — | — | — | $168K | 0.9% | |
| BROKERAGELINK Self-Directed Brokerage | — | — | — | $132K | 0.7% | |
| FID US BOND IDX Mutual Fund | — | — | — | $90K | 0.5% | |
| FID FREEDOM 2065 K Mutual Fund | — | — | — | $87K | 0.4% | |
| FID FREEDOM 2015 K Mutual Fund | — | — | — | $74K | 0.4% | |
| FID FREEDOM 2010 K Mutual Fund | — | — | — | $72K | 0.4% | |
| AF EUROPAC GROWTH R6 Mutual Fund | — | — | — | $26K | 0.1% | |
| FIDELITY GOVT INCOME Mutual Fund | — | — | — | $9K | <0.1% | |
| FID FREEDOM INC K Mutual Fund | — | — | — | $5K | <0.1% |
Related plans
Other plans using FIDELITY INVESTMENTS INSTITUTIONAL
KAISER PERMANENTE MEDICAL CARE PROGRAM
KAISER PERMANENTE GROUP TRUST
$66.6B
MICROSOFT CORPORATION
MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN
$65.6B · 123,878 participants
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN SAVINGS PLAN
$39.5B · 99,799 participants
Similar-size Finance & Insurance plans
CANADA LIFE REINSURANCE COMPANY
CANADA LIFE REINSURANCE COMPANY 401K PLAN & TRUST
$19.7M · 46 participants
AMERICAN NUCLEAR INSURERS
SALARY REDUCTION THRIFT SAVINGS PLAN FOR EMPLOYEES OF AMERICAN NUCLEAR INSURERS
$19.6M · 27 participants
CHUBB INA HOLDINGS INC. FORMERLY ACE - PUERTO RICO
CHUBB PUERTO RICO RETIREMENT SAVINGS PLAN
$19.9M · 103 participants
TIDAL BASIN HOLDCO LLC
TIDAL BASIN HOLDCO LLC 401(K) RETIREMENT SAVINGS PLAN
$20.0M · 599 participants
FINANCIAL INDEPENDENCE GROUP, LLC
FINANCIAL INDEPENDENCE CORPORATION RETIREMENT PLAN
$19.3M · 192 participants
MEDICAL BENEFITS MUTUAL LIFE INSURANCE CO
MEDICAL BENEFITS MUTUAL LIFE INSURANCE CO. PROFIT SHARING PLAN
$19.2M · 127 participants
Large plans in North Carolina
BANK OF AMERICA CORPORATION
THE BANK OF AMERICA 401(K) PLAN
$62.9B · 168,229 participants
HONEYWELL INTERNATIONAL INC EMPLOYEE SERVICES FINANCE MGMNT
HONEYWELL INTERNATIONAL INC. MASTER RETIREMENT TRUST
$17.9B
HONEYWELL INTERNATIONAL INC.
HONEYWELL RETIREMENT EARNINGS PLAN
$16.6B · 9,275 participants
HONEYWELL INTERNATIONAL INC
HONEYWELL 401(K) PLAN
$16.3B · 44,069 participants
HONEYWELL INTERNATIONAL INC
HONEYWELL SAVINGS AND OWNERSHIP PLAN MASTER TRUST
$16.2B
TRUIST FINANCIAL CORPORATION
TRUIST FINANCIAL CORPORATION PENSION PLAN
$14.7B · 33,167 participants