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Original filing (PDF)20251015181407NAL0007138896001
M. R. WILLIAMS, INC.
Form 5500
FILING_RECEIVED
M. R. WILLIAMS, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
581
Accounts w/ balance
194
Plan assets (EOY)
$10.8M
Net assets (EOY)
$10.8M
How this plan invests
This plan
51 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 59 bps in Schedule C fees — 105% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- Only 33% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for M. R. WILLIAMS, INC..
Plan sponsor
Name
M. R. WILLIAMS, INC.
EIN
56-1130993
Address
235 RALEIGH ROAD · HENDERSON, NC · 27536
Phone
(252) 438-8104
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
WILLIAM L. STARK AND COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAROLINA WEALTH MANAGEMENT INC | 86-1092482 | — | NONE | $21K | — |
| NATIONWIDE | 31-4156830 | — | NONE | $19K | — |
| PROACCOUNT | 73-0988442 | — | NONE | $10K | — |
| NATIONWIDE | 31-4156830 | — | NONE | $10K | — |
| TRINITY PENSION GROUP, LLC | — | — | NONE | $3K | — |
Investments
50 direct securities· $10.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID 500 INDX MUTUAL FUND | — | — | — | $1.4M | 13.3% | |
| NW FIXED SELECT OPTION FIXED ACCOUNT | — | — | — | $1.2M | 11.1% | |
| FLXFOCS MOD RTRMT R1 MUTUAL FUND | — | — | — | $918K | 8.5% | |
| FLXFOCS MOD 2045 R1 MUTUAL FUND | — | — | — | $862K | 8.0% | |
| FID LG CAP GR INDX MUTUAL FUND | — | — | — | $800K | 7.4% | |
| FLXFOCS MOD 2035 R1 MUTUAL FUND | — | — | — | $797K | 7.4% | |
| INVSCO EQ INC R5 MUTUAL FUND | — | — | — | $688K | 6.4% | |
| VNGRD VAL INDX ADML MUTUAL FUND | — | — | — | $418K | 3.9% | |
| VNGRD HLTH CARE INV MUTUAL FUND | — | — | — | $268K | 2.5% | |
| FLEX FOCUS MODERATE 2055 FUND CLASS R1 MUTUAL FUND | — | — | — | $265K | 2.5% | |
| NUVEEN INTERNATIONAL EQUITY INDEX FUND MUTUAL FUND | — | — | — | $212K | 2.0% | |
| TROWEPR FIN SVC MUTUAL FUND | — | — | — | $186K | 1.7% | |
| VNGRD MID-CAP IDX FD AS MUTUAL FUND | — | — | — | $163K | 1.5% | |
| VNGRD HLTH CARE INDX ADML MUTUAL FUND | — | — | — | $154K | 1.4% | |
| VNGRD INTMDTRMINVTGRD ADML MUTUAL FUND | — | — | — | $139K | 1.3% | |
| INVSCO CONV SEC Y MUTUAL FUND | — | — | — | $129K | 1.2% | |
| FID MDCAP VAL INDX MUTUAL FUND - FID US BD INDX MUTUAL FUND | — | — | — | $119K | 1.1% | |
| FID INTL INDX MUTUAL FUND | — | — | — | $119K | 1.1% | |
| VNGRD EXPLR ADML MUTUAL FUND | — | — | — | $117K | 1.1% | |
| DODGECOX INTL STK CLASS I MUTUAL FUND | — | — | — | $115K | 1.1% | |
| GDMNSCS GQGPTNRINTLOPPR R6 MUTUAL FUND | — | — | — | $114K | 1.1% | |
| JPM MDCAP GR R5 MUTUAL FUND | — | — | — | $113K | 1.0% | |
| NW LOOMIS ALLCAP GR R6 MUTUAL FUND | — | — | — | $108K | 1.0% | |
| AVNTS US LGCAP VAL INST MUTUAL FUND | — | — | — | $102K | 1.0% | |
| JPM LGCAP GR R6 MUTUAL FUND | — | — | — | $96K | 0.9% | |
| PGIM TTL RTN BD R6 MUTUAL FUND | — | — | — | $95K | 0.9% | |
| JPM EQ INC R5 MUTUAL FUND | — | — | — | $92K | 0.9% | |
| VNGRD SM CAP INDX FD AS MUTUAL FUND | — | — | — | $90K | 0.8% | |
| AQR LNG SHRT EQ I MUTUAL FUND | — | — | — | $89K | 0.8% | |
| AVNTS EMRG MKT EQ INST MUTUAL FUND | — | — | — | $87K | 0.8% | |
| BLACKROCK HIGH YIELD PORTFOLIO - CLASS K MUTUAL FUND | — | — | — | $67K | 0.6% | |
| FLXFOCS MOD 2065 R1 MUTUAL FUND | — | — | — | $59K | 0.5% | |
| PRNCPL GLBL REALEST R6 MUTUAL FUND | — | — | — | $54K | 0.5% | |
| MFS MDCAP GR R6 MUTUAL FUND | — | — | — | $52K | 0.5% | |
| DIAMOND HILL MDCAP I MUTUAL FUND | — | — | — | $51K | 0.5% | |
| LEGAL & GENERAL COMMODITY STRAT FD INSTL MUTUAL FUND | — | — | — | $48K | 0.4% | |
| PIMCO REAL RTN INST MUTUAL FUND | — | — | — | $47K | 0.4% | |
| FIDADV VAL STRAT INST MUTUAL FUND | — | — | — | $37K | 0.3% | |
| BLKRK TTL RTN K MUTUAL FUND | — | — | — | $36K | 0.3% | |
| AB GLBL BD Z MUTUAL FUND | — | — | — | $34K | 0.3% | |
| FLXFOCS CNSRV 2035 R1 MUTUAL FUND | — | — | — | $30K | 0.3% | |
| AVNTS US SMCAP VAL INST MUTUAL FUND | — | — | — | $28K | 0.3% | |
| VNGRD INFO TECH INDX ADML MUTUAL FUND | — | — | — | $22K | 0.2% | |
| FIDADV INTL REALEST INST MUTUAL FUND | — | — | — | $19K | 0.2% | |
| VNGRD STINFLPRTSECIND ADML MUTUAL FUND | — | — | — | $19K | 0.2% | |
| BARON REALEST INST MUTUAL FUND | — | — | — | $19K | 0.2% | |
| TROWEPR HLTH SCNC MUTUAL FUND | — | — | — | $19K | 0.2% | |
| VNGRD 500 INDEX FD AS MUTUAL FUND | — | — | — | $4K | <0.1% | |
| DFA EMRG MKTS CORE EQ 2 PORTFOLIO - INST MUTUAL FUND | — | — | — | $3K | <0.1% | |
| PIMCOCOMDYREALRTNSTRATINST MUTUAL FUND | — | — | — | $1K | <0.1% |