Original filing (PDF)20251013105955NAL0001763264001

RACK ROOM SHOES, INC.

Name: RACK ROOM SHOES, INC. — THE DEICHMANN U.S. RETIREMENT BENEFIT PROGRAM, Form 5500 (2024)
Creator: RACK ROOM SHOES, INC.

Form 5500

FILING_RECEIVED

THE DEICHMANN U.S. RETIREMENT BENEFIT PROGRAM

401(k) retirement plan

Active participants

2,855

Accounts w/ balance

1,031

Plan assets (EOY)

$80.7M

Net assets (EOY)

$80.7M

How this plan invests

This plan

2 pooled trusts

Schedule D

24 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

Knocking points off

25 bps in Schedule C fees — 58% above peer band of 16 bps.
Only 36% as many balances as active participants — suggests many active employees aren't deferring.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RACK ROOM SHOES, INC..

Plan sponsor

Name

RACK ROOM SHOES, INC.

EIN

56-1060053

Address

8310 TECHNOLOGY DR · CHARLOTTE, NC · 28262

Phone

(704) 501-4720

Industry

Retail Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

GREER WALKER LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY O	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$132K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MMA SECURITIES LLC	—	NEW YORK, NY	INVESTMENT ADVISOR	$45K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$27K	—
QDRO CONSULTANTS COMPANY, LLC	—	MEDINA, OH	OTHER	$300	—

Investments

24 direct securities · 2 pooled funds· $84.6M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$80.7M

24 holdings

Common Collective Trust

$3.9M

2 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
Participant loans	—	—	—	$10.7M	13.3%
State Street Target Retirement 2035 Fund Class K	—	—	—	$9.8M	12.1%
State Street Target Retirement 2030 Fund Class K	—	—	—	$9.4M	11.7%
State Street Target Retirement 2025 Fund Class K	—	—	—	$8.8M	10.9%
Fidelity 500 Index Fund	—	—	—	$7.1M	8.8%
State Street Target Retirement 2040 Fund Class K	—	—	—	$5.4M	6.7%
Fidelity US Bond Index Fund	—	—	—	$5.2M	6.5%
State Street Target Retirement 2045 Fund Class K	—	—	—	$3.6M	4.4%
LARGE CAP GROWTH FUND III CL R1 GREAT GRAY · EIN 38-7275327 / PN 001	Common Collective Trust	—	—	$3.6M	4.4%
Large Cap Growth Fund III Class R1	—	—	—	$2.8M	3.4%
State Street Target Retirement 2050 Fund Class K	—	—	—	$2.3M	2.9%
Fidelity Total International Index Fund	—	—	—	$2.2M	2.7%
RREEF Real Assets Fund - Class Inst	—	—	—	$2.2M	2.7%
State Street Target Retirement 2020 Fund Class K	—	—	—	$2.1M	2.5%
Vanguard Equity-Income Fund Admiral Shares	—	—	—	$1.6M	2.0%
State Street Target Retirement 2055 Fund Class K	—	—	—	$1.2M	1.4%
State Street Target Retirement 2060 Fund Class K	—	—	—	$1.2M	1.4%
E I Fixed Account - Series Class I	—	—	—	$1.1M	1.3%
Empower T. Rowe Price Mid Cap Growth Fund Institutional Class	—	—	—	$1.0M	1.3%
Fidelity Extended Market Index Fund	—	—	—	$871K	1.1%
Neuberger Berman Small Cap Growth Fund Class R6	—	—	—	$773K	1.0%
State Street Target Retirement Fund Class K	—	—	—	$621K	0.8%
Blackrock Total Return Fund Class K Shares	—	—	—	$333K	0.4%
MID CAP VALUE FEE CLASS R1 GREAT GRAY · EIN 38-4139852 / PN 000	Common Collective Trust	—	—	$333K	0.4%
Mid Cap Value Fee Class R1	—	—	—	$330K	0.4%
Allspring Special Small Cap Value ADWS	—	—	—	$176K	0.2%