Back to filter
Original filing (PDF)20250930141315NAL0005535491001
COASTAL FEDERAL CREDIT UNION
Form 5500
FILING_RECEIVED
COASTAL FEDERAL CREDIT UNION 401(K) PLAN AND TRUST
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
613
Accounts w/ balance
750
Plan assets (EOY)
$89.3M
Net assets (EOY)
$89.3M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 26 bps in Schedule C fees — 62% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COASTAL FEDERAL CREDIT UNION.
Plan sponsor
Name
COASTAL FEDERAL CREDIT UNION
EIN
56-0904243
Address
PO BOX 58429 · RALEIGH, NC · 276588429
Phone
(919) 420-8000
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
DOEREN MAYHEW ASSURANCE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CMFG LIFE INSURANCE COMPANY | 39-0230590 | — | NONE | $168K | — |
| CAPFINANCIAL PARTNERS, LLC | — | RALEIGH, NC | NONE | $50K | — |
| MEMBERS CAPITAL ADVISORS, INC. D/B/ | 42-0388260 | — | NONE | $14K | — |
Investments
29 direct securities · 1 pooled fund· $94.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$89.3M
29 holdings
Common Collective Trust
$5.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity | — | — | — | $10.0M | 11.2% | |
| BlackRock | — | — | — | $9.2M | 10.3% | |
| BlackRock | — | — | — | $8.8M | 9.8% | |
| CMFG | — | — | — | $7.8M | 8.8% | |
| Fidelity | — | — | — | $6.9M | 7.7% | |
| Fidelity | — | — | — | $5.8M | 6.5% | |
| BlackRock | — | — | — | $5.8M | 6.5% | |
| BlackRock | — | — | — | $5.7M | 6.4% | |
| Columbia Trust | — | — | — | $5.1M | 5.7% | |
| COL TRST DIV INC INST 300 AMERIPRISE TRUST COMPANY · EIN 87-1854339 / PN 090 | Common Collective Trust | — | — | $5.1M | 5.7% | |
| BlackRock | — | — | — | $4.9M | 5.4% | |
| BlackRock | — | — | — | $4.4M | 4.9% | |
| BlackRock | — | — | — | $2.8M | 3.1% | |
| Fidelity | — | — | — | $2.8M | 3.1% | |
| Dodge & Cox | — | — | — | $1.8M | 2.0% | |
| MassMutual | — | — | — | $1.6M | 1.8% | |
| BlackRock | — | — | — | $1.5M | 1.6% | |
| Participant loans | — | — | — | $1.2M | 1.3% | |
| Fidelity | — | — | — | $1.1M | 1.2% | |
| PIMCO | — | — | — | $660K | 0.7% | |
| Vanguard | — | — | — | $572K | 0.6% | |
| DFA | — | — | — | $537K | 0.6% | |
| JP Morgan | — | — | — | $143K | 0.2% | |
| Fidelity | — | — | — | $122K | 0.1% | |
| BlackRock | — | — | — | $83K | <0.1% | |
| American Funds | — | — | — | $20K | <0.1% | |
| MFS | — | — | — | $7K | <0.1% | |
| Principal | — | — | — | $7K | <0.1% | |
| MFS | — | — | — | $7K | <0.1% | |
| Vanguard | — | — | — | $24 | <0.1% |