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Original filing (PDF)20251003145006NAL0000864563001
FIRST-CITIZENS BANK & TRUST COMPANY
Form 5500
FILING_RECEIVED
FIRST-CITIZENS BANK & TRUST COMPANY 401(K) PLAN
401(k) retirement plan
Active participants
15,787
Accounts w/ balance
19,718
Plan assets (EOY)
$2.7B
Net assets (EOY)
$2.7B
How this plan invests
This plan
18 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (2 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST-CITIZENS BANK & TRUST COMPANY.
Plan sponsor
Name
FIRST-CITIZENS BANK & TRUST COMPANY
EIN
56-0223230
Address
4300 SIX FORKS ROAD · RALEIGH, NC · 27609
Phone
(919) 716-2768
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CHERRY BEKAERT
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $566K | — |
Investments
34 direct securities · 18 pooled funds· $4.3B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$2.6B
34 holdings
Common Collective Trust
$1.7B
18 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AB US Large Cap Growth P3 | — | — | — | $324.8M | 12.1% | |
| AB US LG CP GRTH P3 GREAT GRAY TRUST COMPANY · EIN 38-4116831 / PN 509 | Common Collective Trust | — | — | $324.8M | 12.1% | |
| Vanguard Institutional Index Fund Institutional Plus Shares | — | — | — | $318.0M | 11.8% | |
| Blackrock Lifepath Index 2040 N | — | — | — | $229.3M | 8.5% | |
| BTC LPATH IDX 2040 N BLACKROCK INST. TRUST COMPANY, N. A · EIN 82-1532549 / PN 001 | Common Collective Trust | — | — | $229.3M | 8.5% | |
| Blackrock Lifepath Index 2030 N | — | — | — | $221.9M | 8.3% | |
| BTC LPATH IDX 2030 N BLACKROCK INST. TRUST COMPANY, N. A · EIN 82-1498398 / PN 001 | Common Collective Trust | — | — | $221.9M | 8.3% | |
| Blackrock Lifepath Index 2045 N | — | — | — | $184.8M | 6.9% | |
| BTC LPATH IDX 2045 N BLACKROCK INST. TRUST COMPANY, N. A · EIN 82-1546505 / PN 001 | Common Collective Trust | — | — | $184.8M | 6.9% | |
| Blackrock Lifepath Index 2050 N | — | — | — | $183.0M | 6.8% | |
| BTC LPATH IDX 2050 N BLACKROCK INST. TRUST COMPANY, N. A · EIN 82-1562543 / PN 001 | Common Collective Trust | — | — | $183.0M | 6.8% | |
| Blackrock Lifepath Index 2035 N | — | — | — | $157.3M | 5.9% | |
| BTC LPATH IDX 2035 N BLACKROCK INST. TRUST COMPANY, N. A · EIN 82-1513534 / PN 001 | Common Collective Trust | — | — | $157.3M | 5.9% | |
| Blackrock Lifepath Index Retirement Fund N | — | — | — | $143.9M | 5.4% | |
| BTC LPATH IDX RET N BLACKROCK INST. TRUST COMPANY, N. A · EIN 82-1458076 / PN 001 | Common Collective Trust | — | — | $143.9M | 5.4% | |
| Federated Hermes Government Obligations Fund | — | — | — | $108.7M | 4.0% | |
| Blackrock Lifepath Index 2055 N | — | — | — | $101.9M | 3.8% | |
| BTC LPATH IDX 2055 N BLACKROCK INST. TRUST COMPANY, N. A · EIN 82-1578259 / PN 001 | Common Collective Trust | — | — | $101.9M | 3.8% | |
| Vanguard Equity-Income Fund Admiral Shares | — | — | — | $100.9M | 3.8% | |
| GV AGGRESSIVE CIT 1 FIRST CITIZENS GOALVIEW COLLECTIVE RETIREMENT TRUST · EIN 92-2348703 / PN 001 | Common Collective Trust | — | — | $71.1M | 2.6% | |
| Blackrock Advantage International K | — | — | — | $68.0M | 2.5% | |
| Federated Hermes MDT Small Cap Core R6 | — | — | — | $65.6M | 2.4% | |
| Goalview Moderate CIT | — | — | — | $57.8M | 2.2% | |
| Vanguard Mid-Cap Index Fund Institutional Shares | — | — | — | $53.9M | 2.0% | |
| Vanguard Total Stock Market Index Fund Admiral Shares | — | — | — | $49.6M | 1.8% | |
| Blackrock Lifepath Index 2060 N | — | — | — | $48.4M | 1.8% | |
| BTC LPATH IDX 2060 N BLACKROCK INST. TRUST COMPANY, N. A · EIN 82-1592041 / PN 001 | Common Collective Trust | — | — | $48.4M | 1.8% | |
| Vanguard Small-Cap Index Fund Institutional Shares | — | — | — | $26.3M | 1.0% | |
| Baird Aggregate Bond Inst | — | — | — | $21.5M | 0.8% | |
| Vanguard Total International Stock Index Fund | — | — | — | $21.5M | 0.8% | |
| Vanguard Total Bond Market Index Fund Institutional Shares | — | — | — | $15.9M | 0.6% | |
| Blackrock Lifepath Index 2065 N | — | — | — | $14.2M | 0.5% | |
| BTC LPATH IDX 2065 N BLACKROCK INST. TRUST COMPANY, N. A · EIN 84-1845096 / PN 001 | Common Collective Trust | — | — | $14.2M | 0.5% | |
| Blackrock High Yield K | — | — | — | $12.8M | 0.5% | |
| Vanguard Inflation Protected Secs Inv | — | — | — | $12.4M | 0.5% | |
| C&S US REALTY A SEI TRUST COMPANY · EIN 46-3411346 / PN 064 | Common Collective Trust | — | — | $8.7M | 0.3% | |
| Goalview Aggressive CIT | — | — | — | $8.5M | 0.3% | |
| MFS Mid Cap Value Fund Class R6 | — | — | — | $8.3M | 0.3% | |
| Delaware Emerging Markets R6 | — | — | — | $7.4M | 0.3% | |
| Blackrock Mid-Cap Growth Equity K | — | — | — | $6.8M | 0.3% | |
| Fidelity Short-Term Bond Index Fund | — | — | — | $4.5M | 0.2% | |
| Pioneer Strategic Income Fund Class K | — | — | — | $3.6M | 0.1% | |
| Goalview Moderate Aggressive CIT | — | — | — | $3.2M | 0.1% | |
| Goldman Sachs International Small Cap Insights Fund Class R6 | — | — | — | $2.8M | 0.1% | |
| Goalview Mod Conservative CIT | — | — | — | $899K | <0.1% | |
| Goalview Conservative CIT | — | — | — | $757K | <0.1% | |
| GV MOD AGGR CIT 1 BENEFIT TRUST COMPANY · EIN 43-0995254 / PN 102 | Common Collective Trust | — | — | $0 | <0.1% | |
| GV MODERATE CIT 1 BENEFIT TRUST COMPANY · EIN 43-0995254 / PN 101 | Common Collective Trust | — | — | $0 | <0.1% | |
| GV CONSERV CIT 1 BENEFIT TRUST COMPANY · EIN 43-0995254 / PN 099 | Common Collective Trust | — | — | $0 | <0.1% | |
| GV AGGRESSIVE CIT 1 BENEFIT TRUST COMPANY · EIN 43-0995254 / PN 103 | Common Collective Trust | — | — | $0 | <0.1% | |
| GV MOD CONSER CIT 1 BENEFIT TRUST COMPANY · EIN 43-0995254 / PN 100 | Common Collective Trust | — | — | $0 | <0.1% | |
| BTC LPATH IDX 2025 N BLACKROCK INST. TRUST COMPANY, N. A · EIN 82-1483157 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |