Back to filter
Original filing (PDF)20260115131448NAL0017052801001
WEST VIRGINIA LABORERS
Form 5500
FILING_RECEIVED
WEST VIRGINIA LABORERS PROFIT SHARING PLAN
Defined-contribution retirement plan
Signals · 2
84% in single holding9 service providers
Active participants
4,083
Accounts w/ balance
14,955
Plan assets (EOY)
$156.7M
Net assets (EOY)
$155.1M
How this plan invests
This plan
6 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
88
Participation health
100
Knocking points off
- Top holding "Comingled Funds JP MORGAN SMARTRETIREMENT PASSIVE BLEND" is 84% of plan.
- 38 bps in Schedule C fees — 275% above peer band of 10 bps.
- Highly fragmented vendor stack (9 disclosed providers, 5 categories).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WEST VIRGINIA LABORERS.
Plan sponsor
Name
WEST VIRGINIA LABORERS
EIN
55-0772123
Address
ONE UNION SQUARE, SUITE 200 · CHARLESTON, WV · 253022115
Phone
(304) 342-5142
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2026-01-15
Pension benefit codes
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
GRAY, GRIFFITH & MAYS, A.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
9 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 84-0467907 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $333K | — |
Advisor / Consultant
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BGO-NEW TOWER TRUST COMPANY | 52-6218800 | BETHESDA, MD | INVESTMENT MANAGER | $60K | — |
| TA REALTY | 04-3341880 | BOSTON, MA | INVESTMENT MANAGER | $60K | — |
| SEGALL BRYANT & HAMILL | 41-1788385 | CHICAGO, IL | INVESTMENT MANAGER | $34K | — |
| CHARTWELL INVESTMENTS | — | NEW YORK, NY | INVESTMENT MANAGER | $13K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MEYER UNKOVIC & SCOTT, LLP | 25-1008021 | PITTSBURGH, PA | LEGAL | $23K | — |
Insurance
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MARSH & MCLENNAN COMPANIES, INC. | — | NEW YORK, NY | INSURANCE PROVIDER | $25K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANDARD VALUATIONS | 41-6206850 | ST PAUL, MN | INVESTMENT VALAUATIONS | $33K | — |
| GRAY GRIFFITH AND MAYS AC | 55-0621482 | CHARLESTON, WV | — | $8K | — |
Investments
6 direct securities· $165.0M(100% of reported assets)
Uncategorized
$162.2M
4 holdings
OTHER
$2.8M
1 holding
Common Stocks
$2K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Comingled Funds JP MORGAN SMARTRETIREMENT PASSIVE BLEND | — | — | $130.8M | $139.3M | 88.9% | |
| Gain/(Loss) $ (h) | — | — | — | $10.2M | 6.5% | |
| Cash and Other Short Term Investments DREYFUS GOVERNMENT CASH MGMT | — | — | $8.2M | $6.8M | 4.3% | |
| TA REALTY CORE PROPERTY FUND | — | — | $5.9M | $5.9M | 3.8% | |
| Assets AFL-CIO BUILDING INVESTMENT TRUST | OTHER | — | $531K | $2.8M | 1.8% | |
| BGO DIVERSIFIED - CLASS B | Common Stocks | — | $2K | $2K | <0.1% |
Related plans
Other plans using EMPOWER ANNUITY INSURANCE COMPANY
SOUTHWEST AIRLINES CO.
SOUTHWEST AIRLINES CO. RETIREMENT SAVINGS PLAN
$17.0B · 74,221 participants
ABBVIE INC.
ABBVIE SAVINGS PLAN
$13.4B · 28,506 participants
ADVOCATE AURORA HEALTH, INC
ADVOCATE AURORA HEALTH 401(K) PLAN
$10.5B · 83,445 participants
BECHTEL GLOBAL CORPORATION
BECHTEL TRUST & THRIFT PLAN
$6.1B · 8,546 participants
BLOOMBERG L.P.
BLOOMBERG L.P. 401(K) PLAN
$5.7B · 14,853 participants
SCHNEIDER ELECTRIC HOLDINGS, INC.
SCHNEIDER ELECTRIC 401(K) PLAN
$5.1B · 20,597 participants
Similar-size Construction plans
BOILERMAKERS LODGE 154 RETIREMENT PLAN
BOILERMAKERS LODGE 154 RETIREMENT PLAN
$156.7M · 6,766 participants
INTERNATIONAL ASSOCIATION OF HEAT AND FROST INSULATORS AND ALLIED WORK
INTERNATIONAL ASSOCIATION OF HEAT AND FROST INSULA AND ALLIED WORKERS LOCAL NO. 1 PENSION PLAN
$156.6M · 391 participants
DEFINED CONTRIB PL, AGC-IUOE LOCAL 701 PENSION TRUST FUND TRUSTEES
DEFINED CONTRIBUTION PLAN OF THE AGC-IUOE LOCAL 701 PENSION TRUST FUND
$157.2M · 4,274 participants
BARNHART CRANE & RIGGING CO.
BARNHART CRANE & RIGGING COMPANY 401(K) PROFIT SHARING PLAN
$162.0M · 999 participants
CONTRACTORS LABORERS TEAMSTERS & ENGINEERS PENSION PLAN
CONTRACTORS LABORERS TEAMSTERS & ENGINEERS PENSION PLAN
$149.1M · 884 participants
MID-ATLANTIC STATES DISTRICT COUNCIL PARTICIPATING LOCALS ANNUITY FUND
MID-ATLANTIC STATES DISTRICT COUNCIL PARTICIPATING LOCALS ANNUITY FUND
$148.6M · 7,375 participants
Large plans in West Virginia
WVU HEALTH SYSTEM
WEST VIRGINIA UNIVERSITY HEALTH SYSTEM 403(B) RETIREMENT SAVINGS PLAN
$1.8B · 32,450 participants
ORRICK, HERRINGTON & SUTCLIFFE LLP
ORRICK, HERRINGTON & SUTCLIFFE LLP RETIREMENT PLAN
$1.2B · 1,870 participants
VANDALIA HEALTH, INC.
VANDALIA HEALTH SYSTEM 401(K) RETIREMENT SAVINGS P
$852.8M · 11,194 participants
WEST VIRGINIA LABORERS PENSION TRUST FUND
WEST VIRGINIA LABORERS PENSION TRUST FUND
$570.0M · 2,157 participants
I.U.O.E. LOCAL 132 PENSION FUND
I.U.O.E. LOCAL 132 PENSION FUND
$559.3M · 1,524 participants
BOARD OF TRUSTEES OF THE UMWA 1985 CONSTRUCTION WORKERS
UNITED MINE WORKERS OF AMERICA 1985 CONSTRUCTION WORKERS PENSION PLAN
$469.6M · 195 participants