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Original filing (PDF)20251010121955NAL0008141313001
DUTCH MILLER CHEVROLET, INC.
Form 5500
FILING_RECEIVED
DUTCH MILLER CHEVROLET, INC. 401(K) PROFIT SHARING RETIREMENT PLAN
401(k) retirement plan
Signals · 1
~79 bps in Sched C fees
Active participants
373
Accounts w/ balance
431
Plan assets (EOY)
$7.8M
Net assets (EOY)
$7.8M
How this plan invests
This plan
1 pooled trust
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 79 bps in Schedule C fees — 51% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DUTCH MILLER CHEVROLET, INC..
Plan sponsor
Name
DUTCH MILLER CHEVROLET, INC.
EIN
55-0660979
Address
1100 WASHINGTON AVE · P.O. BOX 9069 · HUNTINGTON, WV · 257040069
Phone
(304) 529-2301
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
HENDERSON, HUTCHERSON & MCCULLOUGH
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANTY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $12K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UNITED BANK | — | VIENNA, VA | INVESTMENT ADVISOR | $30K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| METRO BENEFITS, INC | — | PITTSBURGH, PA | CONTRACT ADMIN | $20K | — |
Investments
33 direct securities · 1 pooled fund· $8.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$8.4M
33 holdings
Common Collective Trust
$486K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2035 Instl Prem | — | — | — | $1.5M | 19.1% | |
| Fidelity Freedom Index 2055 Instl Prem | — | — | — | $806K | 10.3% | |
| Fidelity Freedom Index 2045 Instl Prem | — | — | — | $639K | 8.2% | |
| FEDERATED HERMES CAPITAL PRESERVATI FEDERATED INVESTORS · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $486K | 6.2% | |
| Federated Hermes Capital Preservation | — | — | — | $486K | 6.2% | |
| Vanguard Growth Index ADM | — | — | — | $472K | 6.1% | |
| Fidelity Freedom Index 2050 Instl Prem | — | — | — | $435K | 5.6% | |
| Amount Date Withheld Remitted $ 122 11/8/2024 9/26/2025 - 122 - 429,101 2023 Various - | — | — | — | $429K | 5.5% | |
| Fidelity Freedom Index 2040 Instl Prem | — | — | — | $376K | 4.8% | |
| T. Rowe Price Mid-Cap Growth I | — | — | — | $368K | 4.7% | |
| iShares S&P 500 Index | — | — | — | $368K | 4.7% | |
| American Funds Europacific GR R6 | — | — | — | $317K | 4.1% | |
| Fidelity Freedom Index 2025 Instl Prem | — | — | — | $294K | 3.8% | |
| Fidelity Small-Cap Index | — | — | — | $266K | 3.4% | |
| Fidelity Freedom Index 2030 Instl Prem | — | — | — | $238K | 3.1% | |
| Fidelity Freedom Index 2060 Instl Prem | — | — | — | $232K | 3.0% | |
| American Funds American Balanced R6 | — | — | — | $160K | 2.1% | |
| EI Fixed Account - Series Class I | — | — | — | $146K | 1.9% | |
| Vanguard High Dividend Yield Index ADM | — | — | — | $127K | 1.6% | |
| Fidelity Freedom Index 2065 Instl Prem | — | — | — | $111K | 1.4% | |
| Janus Henderson Mid-Cap Value N | — | — | — | $102K | 1.3% | |
| Baird Aggregate Bond Inst | — | — | — | $97K | 1.2% | |
| Plan Forfeitures | — | — | — | $85K | 1.1% | |
| EI Fixed Account | — | — | — | $61K | 0.8% | |
| Fidelity Freedom Index 2015 Instl Prem | — | — | — | $54K | 0.7% | |
| Fidelity Freedom Index 2020 Instl Prem | — | — | — | $43K | 0.5% | |
| Fidelity Freedom Index Inc Instl Prem | — | — | — | $35K | 0.5% | |
| Vanguard Inflation-Protected SEC ADM | — | — | — | $35K | 0.4% | |
| DFA US Targeted Value I | — | — | — | $27K | 0.3% | |
| Invesco Developing Markets R6 | — | — | — | $22K | 0.3% | |
| Federated Hermes Mid-Cap Index R6 | — | — | — | $18K | 0.2% | |
| Janus Henderson Venture N | — | — | — | $12K | 0.2% | |
| Federated Hermes Instl High Yield BD R6 | — | — | — | $4K | <0.1% | |
| Fidelity Freedom Index 2010 Instl Prem | — | — | — | $2K | <0.1% |