Back to filter
Original filing (PDF)20251015085742NAL0005597824001
APPLIED CONSTRUCTION SOLUTIONS, INC.
Form 5500
FILING_RECEIVED
APPLIED CONSTRUCTION SOLUTIONS, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
36% in single holding
Active participants
377
Accounts w/ balance
186
Plan assets (EOY)
$3.4M
Net assets (EOY)
$3.4M
How this plan invests
This plan
1 pooled trust
Schedule D
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Top holding "FID FDM IDX 2050 IPR MUTUAL FUNDS" is 36% of plan.
- Only 49% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (0 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for APPLIED CONSTRUCTION SOLUTIONS, INC..
Plan sponsor
Name
APPLIED CONSTRUCTION SOLUTIONS, INC.
EIN
55-0609442
Address
PO BOX 430 · BRIDGEPORT, WV · 26330
Phone
(304) 423-8760
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2G · Total participant-directed accounts
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2E · Profit-sharing
2F · ERISA section 404(c)
2J · 401(k) feature
Audit & trust (Schedule H)
Auditor
SUTTLE & STALNAKER, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $49 | — |
Investments
19 direct securities · 1 pooled fund· $3.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$3.4M
19 holdings
Pooled Separate Account
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID FDM IDX 2050 IPR MUTUAL FUNDS | — | — | — | $1.2M | 36.0% | |
| FID FDM IDX 2045 IPR MUTUAL FUNDS | — | — | — | $747K | 21.8% | |
| FID FDM IDX 2025 IPR MUTUAL FUNDS | — | — | — | $415K | 12.1% | |
| FID FDM IDX 2040 IPR MUTUAL FUNDS | — | — | — | $396K | 11.6% | |
| FID GOVT MMKT MUTUAL FUNDS ‐ * FID 500 INDEX MUTUAL FUNDS | — | — | — | $303K | 8.8% | |
| FID FDM IDX 2035 IPR MUTUAL FUNDS | — | — | — | $82K | 2.4% | |
| FID FDM IDX 2030 IPR MUTUAL FUNDS | — | — | — | $59K | 1.7% | |
| JPM LG CAP GROWTH R6 MUTUAL FUNDS | — | — | — | $39K | 1.1% | |
| HARBOR CAP APP RET MUTUAL FUNDS | — | — | — | $35K | 1.0% | |
| FID FDM IDX 2065 IPR MUTUAL FUNDS | — | — | — | $34K | 1.0% | |
| JPM US EQUITY R6 MUTUAL FUNDS | — | — | — | $13K | 0.4% | |
| FID SM CAP IDX MUTUAL FUNDS | — | — | — | $11K | 0.3% | |
| MFS VALUE R6 MUTUAL FUNDS | — | — | — | $10K | 0.3% | |
| FID FDM IDX 2060 IPR MUTUAL FUNDS | — | — | — | $10K | 0.3% | |
| FID FDM IDX 2015 IPR MUTUAL FUNDS ‐ * FID FDM IDX 2020 IPR MUTUAL FUNDS | — | — | — | $8K | 0.2% | |
| FH MDT SM CP CORE R6 MUTUAL FUNDS | — | — | — | $5K | 0.2% | |
| FID INTL INDEX MUTUAL FUNDS | — | — | — | $4K | 0.1% | |
| FID GOVT MMKT K6 MUTUAL FUNDS | — | — | — | $3K | <0.1% | |
| FID FDM IDX 2055 IPR MUTUAL FUNDS | — | — | — | $2K | <0.1% | |
| AM NATL VARIABLE ANNUITY SEP. ACCT. AMERICAN NATIONAL INSURANCE COMPANY · EIN 74-0484030 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% |
Related plans
Other plans using FIDELITY INVESTMENTS INSTITUTIONAL
KAISER PERMANENTE MEDICAL CARE PROGRAM
KAISER PERMANENTE GROUP TRUST
$66.6B
MICROSOFT CORPORATION
MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN
$65.6B · 123,878 participants
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN SAVINGS PLAN
$39.5B · 99,799 participants
Similar-size Construction plans
NW NATURAL WATER COMPANY LLC
NW NATURAL WATER COMPANY LLC 401(K) PROFIT SHARING PLAN & TRUST
$3.4M · 174 participants
RODARTE CONSTRUCTION, INC.
RODARTE CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN
$3.4M · 53 participants
SCHMID PIPELINE CONSTRUCTION, IN
SCHMID PIPELINE CONSTRUCTION, INC. 401K PROFIT SHARING PLAN
$3.5M · 44 participants
INGENUITY ENGINEERS, INC.
INGENUITY 401(K) PLAN
$3.4M · 42 participants
CUSTOM DRILLING SERVICES, INC.
CUSTOM DRILLING SERVICES, INC. 401(K) PLAN
$3.4M · 25 participants
P & S CONSTRUCTION CO., INC.
P & S CONSTRUCTION CO., INC. EMPLOYEES' RETIREMENT SAVINGS PLAN
$3.4M · 54 participants
Large plans in West Virginia
WVU HEALTH SYSTEM
WEST VIRGINIA UNIVERSITY HEALTH SYSTEM 403(B) RETIREMENT SAVINGS PLAN
$1.8B · 32,450 participants
ORRICK, HERRINGTON & SUTCLIFFE LLP
ORRICK, HERRINGTON & SUTCLIFFE LLP RETIREMENT PLAN
$1.2B · 1,870 participants
VANDALIA HEALTH, INC.
VANDALIA HEALTH SYSTEM 401(K) RETIREMENT SAVINGS P
$852.8M · 11,194 participants
WEST VIRGINIA LABORERS PENSION TRUST FUND
WEST VIRGINIA LABORERS PENSION TRUST FUND
$570.0M · 2,157 participants
I.U.O.E. LOCAL 132 PENSION FUND
I.U.O.E. LOCAL 132 PENSION FUND
$559.3M · 1,524 participants
BOARD OF TRUSTEES OF THE UMWA 1985 CONSTRUCTION WORKERS
UNITED MINE WORKERS OF AMERICA 1985 CONSTRUCTION WORKERS PENSION PLAN
$469.6M · 195 participants