Back to filter
Original filing (PDF)20250731090210NAL0002940259001
THE HEALTH PLAN OF WEST VIRGINIA, INC.
Form 5500
FILING_RECEIVED
HP-UOV 401K RETIREMENT PLAN
401(k) retirement plan
Signals · 1
25% in single holding
Active participants
513
Accounts w/ balance
712
Plan assets (EOY)
$54.6M
Net assets (EOY)
$54.6M
How this plan invests
This plan
26 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Guaranteed Investment General Account Contract" is 25% of plan.
- 30 bps in Schedule C fees — 89% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE HEALTH PLAN OF WEST VIRGINIA, INC..
Plan sponsor
Name
THE HEALTH PLAN OF WEST VIRGINIA, INC.
EIN
55-0585592
Address
1110 MAIN STREET · WHEELING, WV · 26003
Phone
(740) 695-3585
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-31
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
REA & ASSOCIATES, INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $69K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MCKINLEY CARTER WEALTH SERVICES, IN | — | WHEELING, WV | INVESTMENT ADVISOR | $78K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DUNBAR BENDER & ZAPF, INC. | — | PITTSBURGH, PA | CONTRACT ADMIN | $14K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $3K | — |
Investments
11 direct securities · 26 pooled funds· $52.9M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$30.5M
24 holdings
Uncategorized
$22.4M
11 holdings
Pooled Separate Account
$0
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Guaranteed Investment General Account Contract | — | — | — | $13.3M | 24.4% | |
| FLEXPATH INDEX MODERATE RETIRE R1 GREAT GRAY · EIN 47-2248665 / PN 211 | Common Collective Trust | — | — | $6.7M | 12.2% | |
| FLEXPATH INDEX MODERATE 2035 R1 GREAT GRAY · EIN 47-2478524 / PN 217 | Common Collective Trust | — | — | $5.0M | 9.1% | |
| LARGE CAP GROWTH FUND III CLASS R1 GREAT GRAY · EIN 38-7275327 / PN 001 | Common Collective Trust | — | — | $4.0M | 7.2% | |
| LARGE CAP VALUE FUND CLASS R1 GREAT GRAY · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $3.2M | 5.8% | |
| MID CAP GROWTH FUND II CLASS R1 GREAT GRAY · EIN 38-7304118 / PN 183 | Common Collective Trust | — | — | $3.0M | 5.6% | |
| Fidelity 500 Index Mutual Funds | — | — | — | $2.9M | 5.2% | |
| FLEXPATH INDEX MODERATE 2045 R1 GREAT GRAY · EIN 47-2516187 / PN 220 | Common Collective Trust | — | — | $2.7M | 4.9% | |
| CORE PLUS BOND FUND FEE CLASS R1 GREAT GRAY · EIN 38-4116854 / PN 515 | Common Collective Trust | — | — | $1.4M | 2.5% | |
| American Funds Intl Gr and Inc Mutual Funds | — | — | — | $1.4M | 2.5% | |
| American Funds American Balanced Mutual Funds | — | — | — | $1.3M | 2.4% | |
| FLEXPATH INDEX AGGRESSIVE 2035 R1 GREAT GRAY · EIN 47-2468898 / PN 216 | Common Collective Trust | — | — | $1.2M | 2.3% | |
| Fidelity Small Cap Index Mutual Funds | — | — | — | $1.2M | 2.2% | |
| SMALL CAP GROWTHFUND CLASS R1 GREAT GRAY · EIN 38-4097324 / PN 487 | Common Collective Trust | — | — | $818K | 1.5% | |
| MID CAP VALUE FUND II CL R1 GREAT GRAY · EIN 38-7312964 / PN 001 | Common Collective Trust | — | — | $650K | 1.2% | |
| Fidelity US Bond Index Mutual Funds | — | — | — | $553K | 1.0% | |
| American Funds New Perspective Mutual Funds | — | — | — | $550K | 1.0% | |
| FLEXPATH INDEX AGGRESSIVE 2045 R1 GREAT GRAY · EIN 47-2503540 / PN 219 | Common Collective Trust | — | — | $513K | 0.9% | |
| FLEXPATH INDEX MODERATE 2055 R1 GREAT GRAY · EIN 47-2563528 / PN 223 | Common Collective Trust | — | — | $466K | 0.9% | |
| Fidelity International Index Mutual Funds | — | — | — | $464K | 0.8% | |
| FLEXPATH INDEX AGGRESSIVE RETIRE R1 GREAT GRAY · EIN 47-2238264 / PN 210 | Common Collective Trust | — | — | $384K | 0.7% | |
| Fidelity Mid Cap Index Mutual Funds | — | — | — | $327K | 0.6% | |
| SMALL CAP VALUE FUND FEE CLASS R1 GREAT GRAY · EIN 38-7289846 / PN 001 | Common Collective Trust | — | — | $249K | 0.5% | |
| Neuberger Berman Real Estate Mutual Funds | — | — | — | $227K | 0.4% | |
| Blackrock High Yield Bond Portfolio Mutual Funds | — | — | — | $223K | 0.4% | |
| FLEXPATH INDEX CONSERVATIVE 2055 R1 GREAT GRAY · EIN 47-2575758 / PN 224 | Common Collective Trust | — | — | $165K | 0.3% | |
| FLEXPATH INDEX CONSERVATIVE 2045 R1 GREAT GRAY · EIN 47-2529162 / PN 221 | Common Collective Trust | — | — | $85K | 0.2% | |
| FLEXPATH INDEX AGGRESSIVE 2055 R1 GREAT GRAY · EIN 47-2554270 / PN 222 | Common Collective Trust | — | — | $74K | 0.1% | |
| FLEXPATH INDEX CONSERVATIVE 2055 I3 GREAT GRAY · EIN 47-2575758 / PN 224 | Common Collective Trust | — | — | $14K | <0.1% | |
| FLEXPATH INDEX CONSERVATIVE RET R1 GREAT GRAY · EIN 47-2264760 / PN 212 | Common Collective Trust | — | — | $335 | <0.1% | |
| CORE PLUS BOND FUND FEE CLASS R1 GREAT GRAY · EIN 38-4116854 / PN 515 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLEXPATH INDEX AGGRESSIVE 2025 R1 GREAT GRAY · EIN 47-2275031 / PN 213 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLEXPATH INDEX AGG 2065 FUND CL R1 GREAT GRAY · EIN 38-7271378 / PN 759 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLEXPATH INDEX CONSERVATIVE 2025 R1 GREAT GRAY · EIN 47-2458234 / PN 215 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLEXPATH INDEX MODERATE RETIRE I3 GREAT GRAY · EIN 47-2248665 / PN 211 | Common Collective Trust | — | — | $0 | <0.1% | |
| BNY MELLON OPPORTUNISTIC MIDCAP VAL BNY MELLON · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| PRM CR VAL EQ (WLLGTN-BRNDYWN-TRP) PRM CR VAL EQ (WLLGTN-BRNDYWN-TRP) · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% |