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Original filing (PDF)20251219145740NAL0003323875001
1978 RETIRED CONSTRUCTION WORKERS BENEFIT TRUST
Form 5500
FILING_RECEIVED
1978 RETIRED CONSTRUCTION WORKERS BENEFIT TRUST
Health & welfare plan
Signals · 2
~145 bps in Sched C fees10 service providers
Active participants
—
Accounts w/ balance
—
Plan assets (EOY)
$21.5M
Net assets (EOY)
$21.4M
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
90
Knocking points off
- 145 bps in Schedule C fees — 399% above peer band of 29 bps.
- No active participants reported but plan still holds assets.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for 1978 RETIRED CONSTRUCTION WORKERS BENEFIT TRUST.
Plan sponsor
Name
1978 RETIRED CONSTRUCTION WORKERS BENEFIT TRUST
EIN
55-0583589
Address
141 SUMMERS STREET · CHARLESTON, WV · 25301
Phone
(180) 062-4696
Industry
Mining, Quarrying, Oil & Gassee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
502
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2025-12-19
Welfare benefit codes
4A · Health (other than dental or vision)
4D · Dental
4E · Vision
4Q · Other
Audit & trust (Schedule H)
Auditor
CALIBRE CPA GROUP PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
10 rowsTrustee
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIAM H. HOWE | — | CHARLESTON, WV | TRUSTEE | $15K | — |
| DONALD T. BARNETT | — | CHARLESTON, WV | TRUSTEE | $15K | — |
Other
8| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE HEALTH PLAN | 55-0765726 | — | NONE | $105K | — |
| SAV- RX | 47-0527013 | — | NONE | $46K | — |
| SLEVIN & HART, P.C. | 52-1708613 | — | NONE | $44K | — |
| CALIBRE CPA GROUP, PLLC | 47-0900880 | — | NONE | $27K | — |
| CENTURION INSURANCE SERVICES LLC | — | CHARLESTON, WV | NONE | $19K | — |
| FRED MARX | — | CHARLESTON, WV | CHAIRMAN | $15K | — |
| CHEIRON, INC. | 13-4215617 | — | NONE | $14K | — |
| MEDCOM | 59-2316866 | — | NONE | $9K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.