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Original filing (PDF)20251015113119NAL0009339906003
CHARLESTON AREA MEDICAL CENTER, INC.
Form 5500
FILING_RECEIVED
CAMC HEALTH SYSTEMS MASTER HEALTH AND WELFARE PLAN
Health & welfare plan
Signals · 2
~41237 bps in Sched C feesNo recordkeeper disclosed
Active participants
8,307
Accounts w/ balance
—
Plan assets (EOY)
$1.1M
Net assets (EOY)
$1.1M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 41237 bps in Schedule C fees — 79202% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CHARLESTON AREA MEDICAL CENTER, INC..
Plan sponsor
Name
CHARLESTON AREA MEDICAL CENTER, INC.
EIN
55-0526150
Address
PO BOX 1547 · CHARLESTON, WV · 25326
Phone
(304) 348-6012
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4H · Long-Term Disability
4L · Death Benefits (other than life insurance)
Audit & trust (Schedule H)
Auditor
SUTTLE & STALNAKER, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HIGHMARK BLUE CROSS BLUE SHIELD WV | 55-0624615 | — | — | $3.5M | — |
| NAVITUS HEALTH SOLUTIONS | 04-3608530 | — | — | $658K | — |
| THE GUARDIAN LIFE INSURANCE COMPANY | 13-5123390 | — | — | $223K | — |
| NAVIA BENEFITS | 91-1467758 | — | — | $165K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.
