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Original filing (PDF)20251016135933NAL0006695393001
SMART SOURCE, LLC
Form 5500
FILING_RECEIVED
SMART SOURCE 401(K) & PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
255
Accounts w/ balance
224
Plan assets (EOY)
$10.9M
Net assets (EOY)
$10.9M
How this plan invests
This plan
1 pooled trust
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 52 bps in Schedule C fees — 79% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMART SOURCE, LLC.
Plan sponsor
Name
SMART SOURCE, LLC
EIN
54-2104343
Address
7270 MCGINNIS FERRY ROAD · SUWANEE, GA · 30024
Phone
(800) 232-5004
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-16
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
APRIO
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLS FARGO ADVISORS FIN NETWORK | 48-1305000 | — | INVESTMENT ADVISORY | $26K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $30K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
31 direct securities · 1 pooled fund· $11.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$10.7M
31 holdings
Common Collective Trust
$397K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JP Morgan SmRet Bl 2040 R6 Fd | — | — | $0 | $2.1M | 18.9% | |
| JP Morgan SmRet Bl 2045 R6 Fd | — | — | $0 | $1.4M | 12.5% | |
| JP Morgan SmRet Bl 2035 R6 Fd | — | — | $0 | $1.0M | 9.5% | |
| JP Morgan SmRet Bl 2020 R6 Fd | — | — | $0 | $856K | 7.9% | |
| Vanguard Sm Cap Index Adm Fund | — | — | $0 | $790K | 7.3% | |
| Fidelity Blue Chip Growth Fund | — | — | $0 | $644K | 5.9% | |
| JP Morgan SmRet Bl 2030 R6 Fd | — | — | $0 | $599K | 5.5% | |
| Vanguard Dev Mkts Index Adm Fd | — | — | $0 | $397K | 3.7% | |
| METLIFE SV FD SER 25053 CL 0 RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $397K | 3.7% | |
| Self-Directed Brokerage Acct | — | — | $0 | $335K | 3.1% | |
| Vanguard Mid Cap Index Adm Fd | — | — | $0 | $265K | 2.4% | |
| JP Morgan SmRet Bl 2025 R6 Fd | — | — | $0 | $256K | 2.4% | |
| Vanguard RE Index Adm Fund | — | — | $0 | $230K | 2.1% | |
| JP Morgan SmRet Bl Inc R6 Fd | — | — | $0 | $229K | 2.1% | |
| Participant Loans | — | — | $0 | $216K | 2.0% | |
| Fidelity Small Cap Growth Fd | — | — | $0 | $196K | 1.8% | |
| JanusHenderson Entrprs N | — | — | $0 | $190K | 1.7% | |
| DFA Emerg Mkt Core Eqty I Fd | — | — | $0 | $186K | 1.7% | |
| Vanguard 500 Index Admiral Fd | — | — | $0 | $147K | 1.4% | |
| T. Rowe Price Overseas Stk I | — | — | $0 | $112K | 1.0% | |
| PGIM High Yield R6 Fund | — | — | $0 | $91K | 0.8% | |
| JP Morgan SmRet Bl 2050 R6 Fd | — | — | $0 | $91K | 0.8% | |
| JP Morgan SmRet Bl 2065 R6 Fd | — | — | $0 | $89K | 0.8% | |
| Columbia Div Income I3 Fund | — | — | $0 | $81K | 0.7% | |
| MetLife SV Fd Ser 25053 Cl 0 | — | — | $0 | $67K | 0.6% | |
| BlackRock Total Return K Fund | — | — | $0 | $65K | 0.6% | |
| MFS Mid Cap Value R6 Fund | — | — | $0 | $36K | 0.3% | |
| JP Morgan SmRet Bl 2060 R6 Fd | — | — | $0 | $34K | 0.3% | |
| American Beacon SmCap Val R5 Fd | — | — | $0 | $23K | 0.2% | |
| JP Morgan SmRet Bl 2055 R6 Fd | — | — | $0 | $22K | 0.2% | |
| AB Global Bond Z Fund | — | — | $0 | $19K | 0.2% | |
| Vgd Infl-Prot Sec Adm Fund | — | — | $0 | $50 | <0.1% |