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Original filing (PDF)20250815051440NAL0009863923001
EMM LOANS LLC
Form 5500
FILING_RECEIVED
EMM LOANS LLC 401(K) PLAN
401(k) retirement plan
Active participants
172
Accounts w/ balance
223
Plan assets (EOY)
$7.6M
Net assets (EOY)
$7.6M
How this plan invests
This plan
1 pooled trust
Schedule D
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMM LOANS LLC.
Plan sponsor
Name
EMM LOANS LLC
EIN
54-2070914
Address
1950 ROUTE 70 EAST, SUITE 300 · CHERRY HILL, NJ · 08003
Phone
(856) 581-2017
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
RICHEY MAY & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $35K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INNOVATIVE INVESTMENT FIDUCIARIES, | 45-3764090 | — | INVESTMENT/FINANCIAL ADVI | $9K | — |
Investments
37 direct securities · 1 pooled fund· $7.4M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$7.3M
37 holdings
Common Collective Trust
$85K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VAN TARGET RETIRE 2030 | Registered Investment Companies | — | — | $1.1M | 14.5% | |
| VAN TARGET RETIRE 2045 | Registered Investment Companies | — | — | $891K | 11.7% | |
| VAN TARGET RETIRE 2035 | Registered Investment Companies | — | — | $819K | 10.7% | |
| VANGUARD 500 INDEX FUND - ADM | Registered Investment Companies | — | — | $597K | 7.8% | |
| VAN TARGET RETIRE 2040 | Registered Investment Companies | — | — | $594K | 7.8% | |
| VAN TARGET RETIRE 2055 | Registered Investment Companies | — | — | $475K | 6.2% | |
| VAN TARGET RETIRE 2025 | Registered Investment Companies | — | — | $466K | 6.1% | |
| VANGUARD WELLESLEY INCOME-ADMR 305 REGISTERED INVESTMENT COMPANY VAN TARGET RETIRE 2050 | Registered Investment Companies | — | — | $359K | 4.7% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $308K | 4.0% | |
| JPMORGAN EQUITY INCOME FUND R6 | Registered Investment Companies | — | — | $155K | 2.0% | |
| COLUMBIA HIGH YIELD BOND - I3 422 REGISTERED INVESTMENT COMPANY VANGUARD GROWTH & INCOME ADMIR | Registered Investment Companies | — | — | $145K | 1.9% | |
| PIONEER FUNDAMENTAL GROWTH K | Registered Investment Companies | — | — | $133K | 1.7% | |
| JPMORGAN MID CAP GROWTH R6 | Registered Investment Companies | — | — | $131K | 1.7% | |
| BARON DISCOVERY FUND R6 | Registered Investment Companies | — | — | $131K | 1.7% | |
| VAN TARG RETIRE 2060 | Registered Investment Companies | — | — | $106K | 1.4% | |
| V D&P REAL EST SECS CLASS R6 | Registered Investment Companies | — | — | $93K | 1.2% | |
| INVESCO STABLE ASSET - ADPZ INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $85K | 1.1% | |
| VAN TARGET RETIRE INC | Registered Investment Companies | — | — | $83K | 1.1% | |
| PUTNAM GLOBAL HEALTH CARE Y | Registered Investment Companies | — | — | $79K | 1.0% | |
| PUT DYNAMIC ASSET ALLOC GR R6 | Registered Investment Companies | — | — | $69K | 0.9% | |
| MACQUARIE MID CAP GROWTH R6 | Registered Investment Companies | — | — | $64K | 0.8% | |
| ALLSPRING SPECIAL MC VAL R6 | Registered Investment Companies | — | — | $62K | 0.8% | |
| VAN TARGET RETIRE 2020 | Registered Investment Companies | — | — | $59K | 0.8% | |
| JANUS HENDERSON BALANCED - N | Registered Investment Companies | — | — | $57K | 0.7% | |
| FRANKLIN UTILITIES FUND - R6 | Registered Investment Companies | — | — | $52K | 0.7% | |
| VANGUARD DEV MKT INDEX ADMIRAL | Registered Investment Companies | — | — | $50K | 0.7% | |
| VANGUARD BAL IDX - ADM | Registered Investment Companies | — | — | $49K | 0.6% | |
| JPMORGAN CORE PLUS BOND R6 | Registered Investment Companies | — | — | $39K | 0.5% | |
| VANGUARD INTERMEDIATE TERM BON | Registered Investment Companies | — | — | $35K | 0.5% | |
| VANGUARD INFO TECH IDX ADMIRAL | Registered Investment Companies | — | — | $32K | 0.4% | |
| T ROWE PRICE FINANCIAL SERVICE | Registered Investment Companies | — | — | $24K | 0.3% | |
| FIDELITY EMERGING MARKETS K | Registered Investment Companies | — | — | $19K | 0.2% | |
| COLUMBIA EMERGING MKTS - I3 | Registered Investment Companies | — | — | $19K | 0.2% | |
| PIMCO GNMA GOVTSECUR-INST | Registered Investment Companies | — | — | $16K | 0.2% | |
| AMC STRAT ALLOC CONS - R6 | Registered Investment Companies | — | — | $6K | <0.1% | |
| VANGUARD TAX-MANAGED BAL ADM | Registered Investment Companies | — | — | $6K | <0.1% | |
| BNY MELLON NATURAL RESOURCES I | Registered Investment Companies | — | — | $5K | <0.1% | |
| COLUMBIA CORPORATE INCOME - I3 | Registered Investment Companies | — | — | $4K | <0.1% |
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