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Original filing (PDF)20251015084222NAL0004362145001
CONCEPT SOLUTIONS, LLC
Form 5500
FILING_RECEIVED
CONCEPT SOLUTIONS, LLC 401(K) PROFIT SHARING PLAN & TRUST
401(k) retirement plan
Active participants
195
Accounts w/ balance
178
Plan assets (EOY)
$20.7M
Net assets (EOY)
$20.7M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 47 bps in Schedule C fees — 63% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONCEPT SOLUTIONS, LLC.
Plan sponsor
Name
CONCEPT SOLUTIONS, LLC
EIN
54-1941311
Address
11600 SUNRISE VALLEY DRIVE · SUITE 300 · RESTON, VA · 20191
Phone
(703) 889-8444
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTON LARSON ALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $61K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OSAIC WEALTH, INC. | — | JERSEY CITY, NJ | INVESTMENT ADVISOR | $37K | — |
Investments
31 direct securities· $20.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Similar Party Collateral, Par, or Maturity Value Cost ** Value Vanguard Growth Index Fund Admiral Shares Registered Investment Company | — | — | — | $2.2M | 10.7% | |
| BlackRock iShares S&P 500 Index Fund Registered Investment Company | — | — | — | $2.1M | 10.2% | |
| Vanguard Mid-Cap Value Index Admiral Fund Registered Investment Company | — | — | — | $2.1M | 10.2% | |
| MassMutual Guaranteed Interest Account Guaranteed Interest Account | — | — | — | $1.6M | 7.9% | |
| Vanguard Target Retirement 2050 Fund Registered Investment Company | — | — | — | $1.5M | 7.1% | |
| Vanguard Target Retirement 2035 Fund Registered Investment Company | — | — | — | $951K | 4.6% | |
| Vanguard Target Retirement 2030 Fund Registered Investment Company | — | — | — | $943K | 4.6% | |
| American Funds American Mutual Fund Registered Investment Company | — | — | — | $880K | 4.3% | |
| Vanguard Target Retirement 2045 Fund Registered Investment Company | — | — | — | $858K | 4.1% | |
| Vanguard Target Retirement 2025 Fund Registered Investment Company | — | — | — | $836K | 4.0% | |
| Vanguard 500 Index Admiral Registered Investment Company | — | — | — | $824K | 4.0% | |
| Vanguard Target Retirement 2040 Fund Registered Investment Company | — | — | — | $804K | 3.9% | |
| DFA US Targeted Value Fund Registered Investment Company | — | — | — | $637K | 3.1% | |
| American Funds Small Cap World Registered Investment Company | — | — | — | $586K | 2.8% | |
| Vanguard Mid Cap Index Admiral Fund Registered Investment Company | — | — | — | $422K | 2.0% | |
| Vanguard Target Retirement 2055 Fund Registered Investment Company | — | — | — | $385K | 1.9% | |
| MassMutual Mid Cap Growth Fund Registered Investment Company | — | — | — | $365K | 1.8% | |
| PIMCO Income Institutional Fund Registered Investment Company | — | — | — | $332K | 1.6% | |
| MassMutual Total Return Bond Fund Registered Investment Company | — | — | — | $310K | 1.5% | |
| MFS International Intrinsic Value Fund Registered Investment Company | — | — | — | $308K | 1.5% | |
| American Funds New World Fund Registered Investment Company | — | — | — | $301K | 1.5% | |
| BlackRock iShares Russell 2000 Small-Cap Index Fund Registered Investment Company | — | — | — | $298K | 1.4% | |
| DWS REEF Real Estate Securities Fund Registered Investment Company | — | — | — | $266K | 1.3% | |
| ClearBridge Small Cap Growth Fund Class IS Registered Investment Company | — | — | — | $198K | 1.0% | |
| Participant Loans Maturing 2024 to 2029, rates range from 5.25% to 10.50% | — | — | — | $193K | 0.9% | |
| MassMutual Inflation Protected and Income Fund Registered Investment Company | — | — | — | $141K | 0.7% | |
| American Funds Cap Inc Bldr Fund Registered Investment Company | — | — | — | $121K | 0.6% | |
| Vanguard Target Retirement 2020 Fund Registered Investment Company | — | — | — | $117K | 0.6% | |
| Vanguard Target Retirement 2060 Fund Registered Investment Company | — | — | — | $34K | 0.2% | |
| Vanguard Target Retirement 2065 Fund Registered Investment Company | — | — | — | $28K | 0.1% | |
| Vanguard Target Retirement Income Fund Registered Investment Company | — | — | — | $4K | <0.1% |
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