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Original filing (PDF)20251015152843NAL0006768096001
CITIZANT, INC.
Form 5500
FILING_RECEIVED
CITIZANT, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
227
Accounts w/ balance
317
Plan assets (EOY)
$16.1M
Net assets (EOY)
$16.1M
How this plan invests
This plan
2 pooled trusts
Schedule D
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 51 bps in Schedule C fees — 75% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CITIZANT, INC..
Plan sponsor
Name
CITIZANT, INC.
EIN
54-1938481
Address
5175 PARKSTONE DRIVE, SUITE 110 · CHANTILLY, VA · 201513816
Phone
(703) 687-1684
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BDO
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | 13-5674085 | — | CONSULTANT | $32K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $50K | — |
Investments
38 direct securities · 2 pooled funds· $16.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$12.5M
37 holdings
Mutual Funds
$2.2M
1 holding
Pooled Separate Account
$1.4M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Admiral Fd | Mutual Funds | — | — | $2.2M | 13.5% | |
| Vanguard Tgt Rmt 2035 Inv Fund | — | — | — | $2.1M | 13.2% | |
| Vanguard Tgt Rmt 2045 Inv Fund | — | — | — | $1.5M | 9.5% | |
| PRIN LARGECAP GROWTH I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 066 | Pooled Separate Account | — | — | $1.1M | 7.0% | |
| Vanguard Tgt Rmt 2025 Inv Fund | — | — | — | $918K | 5.7% | |
| JP Morgan JP Morgan Core Bond R6 Fund | — | — | — | $770K | 4.8% | |
| MFS Value R6 Fund | — | — | — | $597K | 3.7% | |
| Vanguard Intl Growth Adm Fd | — | — | — | $573K | 3.6% | |
| Vanguard Balncd Index Admrl Fd | — | — | — | $447K | 2.8% | |
| Vanguard Tgt Rmt 2055 Inv Fund | — | — | — | $403K | 2.5% | |
| Vanguard Tgt Rmt 2040 Inv Fund | — | — | — | $402K | 2.5% | |
| Vanguard Mid Cap Index Adm | — | — | — | $386K | 2.4% | |
| Vanguard Sm Cap Gr Idx Adm | — | — | — | $384K | 2.4% | |
| First Eagle First Eagle Global R6 Fund | — | — | — | $351K | 2.2% | |
| Vanguard Tgt Rmt 2020 Inv Fund | — | — | — | $331K | 2.1% | |
| Insurance Contract Fixed Income Guaranteed Option | — | — | — | $330K | 2.1% | |
| Vanguard Tgt Rmt 2030 Inv Fund | — | — | — | $314K | 2.0% | |
| Vanguard Sm Cap Index Adm | — | — | — | $306K | 1.9% | |
| Vanguard MidCp Grth Idx Adm | — | — | — | $298K | 1.9% | |
| Vanguard Tgt Rmt 2060 Inv Fund | — | — | — | $297K | 1.8% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $284K | 1.8% | |
| Vanguard Tgt Rmt 2050 Inv Fund | — | — | — | $238K | 1.5% | |
| Vanguard Growth Index Adm Fund | — | — | — | $205K | 1.3% | |
| Vanguard Tgt Rmt Inc Inv Fund | — | — | — | $176K | 1.1% | |
| Vanguard MidCap Val Idx Adm | — | — | — | $171K | 1.1% | |
| Participant Loans Interest rates ranging from 4.25% to 9.50% $ - | — | — | — | $165K | 1.0% | |
| Vanguard Sm Cap Val Idx Adm | — | — | — | $163K | 1.0% | |
| DFA US Large CompanyI Fund | — | — | — | $162K | 1.0% | |
| PIMCO Income InstitutionalFd | — | — | — | $125K | 0.8% | |
| Nuveen Large Cp Re Eq R6 | — | — | — | $102K | 0.6% | |
| Vanguard Tgt Rmt 2065 Inv Fund | — | — | — | $90K | 0.6% | |
| PIMCO Intl Bond ( USD- Hdg) I Fd | — | — | — | $62K | 0.4% | |
| Vanguard Ttl Bd Mkt Idx Adm Fd | — | — | — | $35K | 0.2% | |
| Vanguard Dev Mkts Index Adm | — | — | — | $24K | 0.2% | |
| (E) | — | — | — | $11K | <0.1% | |
| American Funds NewWorldR6 | — | — | — | $11K | <0.1% | |
| (E) | — | — | — | $7K | <0.1% | |
| Vanguard Intl Value Inv Fund | — | — | — | $7K | <0.1% | |
| PIMCO Real Return Instl Fund | — | — | — | $3K | <0.1% | |
| Vanguard Tgt Rmt 2070 Inv Fund | — | — | — | $2K | <0.1% |
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