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Original filing (PDF)20251003163849NAL0002634272001
CAPITAL CENTER, LLC
Form 5500
FILING_RECEIVED
SBA DEFINED CONTRIBUTION PLAN FOR CAPITAL CENTER,
401(k) retirement plan
Signals · 2
33% in single holding~77 bps in Sched C fees
Active participants
85
Accounts w/ balance
173
Plan assets (EOY)
$9.1M
Net assets (EOY)
$9.1M
How this plan invests
This plan
14 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
83
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity 500 Index Fund Registered Investment Company" is 33% of plan.
- 77 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CAPITAL CENTER, LLC.
Plan sponsor
Name
CAPITAL CENTER, LLC
EIN
54-1862878
Address
4461 COX ROAD · GLEN ALLEN, VA · 23060
Phone
(804) 612-8547
Industry
Finance & Insurancesee all
Plan administrator
Name
VBA BENEFITS CORPORATION
EIN
54-1741662
City
GLEN ALLEN, VA
Phone
(800) 643-5599
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2N · Code section 408 accounts and annuities
Audit & trust (Schedule H)
Auditor
KEITER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | $48K | — |
| VBA BENEFITS CORPORATION | 54-1741662 | — | SERVICE PROVIDER | $22K | — |
Investments
29 direct securities · 14 pooled funds· $13.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$8.5M
29 holdings
Common Collective Trust
$5.3M
14 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund Registered Investment Company | — | — | — | $3.0M | 33.4% | |
| Vangrd Trgt Retire 2050 Tr II Common Collective Trust | — | — | — | $1.2M | 13.0% | |
| VANGUARD TARGET RETIREMENT 2050 TRU VANGUARD FUNDS · EIN 90-6083970 / PN 001 | Common Collective Trust | — | — | $1.2M | 13.0% | |
| Vangrd Trgt Retire 2060 Tr II Common Collective Trust | — | — | — | $889K | 9.8% | |
| VANGUARD TARGET RETIREMENT 2060 TRU VANGUARD FUNDS · EIN 45-3799419 / PN 001 | Common Collective Trust | — | — | $889K | 9.8% | |
| Vangrd Trgt Retire 2045 Tr II Common Collective Trust | — | — | — | $840K | 9.2% | |
| VANGUARD TARGET RETIREMENT 2045 TRU VANGUARD FUNDS · EIN 90-6083972 / PN 001 | Common Collective Trust | — | — | $840K | 9.2% | |
| Vangrd Trgt Retire 2055 Tr II Common Collective Trust | — | — | — | $646K | 7.1% | |
| VANGUARD TARGET RETIREMENT 2055 TRU VANGUARD FUNDS · EIN 27-6715091 / PN 001 | Common Collective Trust | — | — | $646K | 7.1% | |
| WILMINGTON TRUST MFS GROWTH CIT FEE WILMINGTON TRUST FUNDS · EIN 38-4126293 / PN 596 | Common Collective Trust | — | — | $566K | 6.2% | |
| Vangrd Trgt Retire 2025 Tr II Common Collective Trust | — | — | — | $251K | 2.8% | |
| VANGUARD TARGET RETIREMENT 2025 TRU VANGUARD FUNDS · EIN 90-6083980 / PN 001 | Common Collective Trust | — | — | $251K | 2.8% | |
| Vangrd Trgt Retire 2020 Tr II Common Collective Trust | — | — | — | $212K | 2.3% | |
| VANGUARD TARGET RETIREMENT 2020 TRU VANGUARD FUNDS · EIN 90-6083982 / PN 001 | Common Collective Trust | — | — | $212K | 2.3% | |
| Vangrd Trgt Retire 2040 Tr II Common Collective Trust | — | — | — | $208K | 2.3% | |
| VANGUARD TARGET RETIREMENT 2040 TRU VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001 | Common Collective Trust | — | — | $208K | 2.3% | |
| Vangrd Trgt Retire 2065 Tr II Common Collective Trust | — | — | — | $195K | 2.1% | |
| VANGUARD TARGET RETIREMENT 2065 TRU VANGUARD FUNDS · EIN 82-6194314 / PN 001 | Common Collective Trust | — | — | $195K | 2.1% | |
| JPMorgan Mid Cap Growth Fd R6 Registered Investment Company | — | — | — | $149K | 1.6% | |
| Vangrd Trgt Retire 2035 Tr II Common Collective Trust | — | — | — | $145K | 1.6% | |
| VANGUARD TARGET RETIREMENT 2035 TRU VANGUARD FUNDS · EIN 90-6083976 / PN 001 | Common Collective Trust | — | — | $145K | 1.6% | |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company | — | — | — | $129K | 1.4% | |
| Vangrd Trgt Retire Inc Tr II Common Collective Trust | — | — | — | $128K | 1.4% | |
| VANGUARD TARGET RETIREMENT INCOME T VANGUARD FUNDS · EIN 90-6083967 / PN 001 | Common Collective Trust | — | — | $128K | 1.4% | |
| Wasatch Core Growth Fd Inst Registered Investment Company | — | — | — | $73K | 0.8% | |
| Vangrd Equity Income Fund Adm Registered Investment Company | — | — | — | $59K | 0.7% | |
| Fid US Bd Id Fd Registered Investment Company | — | — | — | $53K | 0.6% | |
| JPMorgan Emrg Mkts Eqty Fd R6 Registered Investment Company | — | — | — | $44K | 0.5% | |
| Fidelity Tot Intl Idx Fund Registered Investment Company | — | — | — | $42K | 0.5% | |
| party date,rate of interest, collateral, par, or maturity date American Funds EuroPacific R6 Registered Investment Company | — | — | — | $38K | 0.4% | |
| Fidelity Ext Mkt Index Fund Registered Investment Company | — | — | — | $34K | 0.4% | |
| (Held at End of Year) 401K PLAN FOR CAPITAL CENTER EIN#54-1862878 Plan# 001 Vangrd Trgt Retire 2070 Tr II Common Collective Trust | — | — | — | $31K | 0.3% | |
| VANGUARD TARGET RETIREMENT 2070 TRU VANGUARD FUNDS · EIN 87-7039453 / PN 001 | Common Collective Trust | — | — | $31K | 0.3% | |
| Voya Intermediate Bond Fund R6 Registered Investment Company | — | — | — | $28K | 0.3% | |
| Gldmn Sachs St Vl Cl Tr Is S Common Collective Trust | — | — | — | $22K | 0.2% | |
| GOLDMAN SACHS STABLE VALUE COLLECTI GOLDMAN SACHS TRUST CO · EIN 13-4166989 / PN 025 | Common Collective Trust | — | — | $22K | 0.2% | |
| Vangrd Trgt Retire 2030 Tr II Common Collective Trust | — | — | — | $20K | 0.2% | |
| VANGUARD TARGET RETIREMENT 2030 TRU VANGUARD FUNDS · EIN 90-6083978 / PN 001 | Common Collective Trust | — | — | $20K | 0.2% | |
| LOAN FUND Participant Loans - Rates 5.25% to 10.00% | — | — | — | $19K | 0.2% | |
| PIMCO RAE US Small Ins Registered Investment Company | — | — | — | $17K | 0.2% | |
| Cohen&Steers Real Est S Fd Z Registered Investment Company | — | — | — | $11K | 0.1% | |
| Victory Sycmr Est Vl Fd R6 Registered Investment Company | — | — | — | $9K | <0.1% | |
| PIMCO Real Return Fund Ins Registered Investment Company | — | — | — | $3K | <0.1% |
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