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Original filing (PDF)20251014145744NAL0003092097001
MEDIKO, INC.
Form 5500
FILING_RECEIVED
MEDIKO, P.C. 401(K) PROFIT SHARING PLAN AND TRUST
401(k) retirement plan
Signals · 2
47% in single holding~121 bps in Sched C fees
Active participants
417
Accounts w/ balance
477
Plan assets (EOY)
$4.4M
Net assets (EOY)
$4.4M
How this plan invests
This plan
1 pooled trust
Schedule D
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
77
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Self-Directed Funds" is 47% of plan.
- 121 bps in Schedule C fees — 134% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MEDIKO, INC..
Plan sponsor
Name
MEDIKO, INC.
EIN
54-1823521
Address
3900 WESTERRE PARKWAY, SUITE 302 · RICHMOND, VA · 23233
Phone
(804) 433-1040
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2A · Age/service weighted or new comparability
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
KEITER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS. CO. OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $13K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH,PIERCE,FENNER & SMITH | 13-5674085 | — | INVESTMENT ADVISOR | $23K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RETIREMENT PLAN SOLUTIONS, INC. | 56-1762637 | — | TPA | $17K | — |
Investments
18 direct securities · 1 pooled fund· $6.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$4.3M
18 holdings
Pooled Separate Account
$2.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT SCAI MASS MUTUAL LIFE INSURANCE CO. · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $2.2M | 51.2% | |
| Self-Directed Funds | — | — | — | $2.0M | 46.0% | |
| American Funds 2035 Target Date Retirement Fund Class R-6 | — | — | — | $348K | 7.9% | |
| American Funds 2030 Target Date Retirement Fund Class R-6 | — | — | — | $348K | 7.9% | |
| American Funds 2050 Target Date Retirement Fund Class R-6 | — | — | — | $272K | 6.2% | |
| American Funds 2045 Target Date Retirement Fund Class R-6 | — | — | — | $242K | 5.5% | |
| American Funds 2025 Target Date Retirement Fund Class R-6 | — | — | — | $217K | 4.9% | |
| American Funds 2040 Target Date Retirement Fund Class R-6 | — | — | — | $206K | 4.7% | |
| American Funds 2060 Target Date Retirement Fund Class R-6 | — | — | — | $204K | 4.7% | |
| American Funds 2055 Target Date Retirement Fund Class R-6 | — | — | — | $198K | 4.5% | |
| American Funds 2020 Target Date Retirement Fund Class R-6 | — | — | — | $142K | 3.2% | |
| Participant loans | — | — | — | $63K | 1.4% | |
| Vanguard Small Cap Index Fund | — | — | — | $35K | 0.8% | |
| Vanguard 500 Index Fund | — | — | — | $13K | 0.3% | |
| Vanguard Mid-Cap Index Fund | — | — | — | $11K | 0.2% | |
| American Funds 2015 Target Date Retirement Fund Class R-6 | — | — | — | $5K | 0.1% | |
| Putnam Large Cap Value R-6 | — | — | — | $3K | <0.1% | |
| Vanguard Total International Stock | — | — | — | $2K | <0.1% | |
| Interest-bearing cash | — | — | — | $1K | <0.1% |
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