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Original filing (PDF)20251010051955NAL0012480320001
PROSPECT WATERPROOFING COMPANY
Form 5500
FILING_RECEIVED
PROSPECT WATERPROOFING CO. 401(K) PS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
380
Accounts w/ balance
437
Plan assets (EOY)
$16.7M
Net assets (EOY)
$16.7M
How this plan invests
This plan
1 pooled trust
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 66 bps in Schedule C fees — 129% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PROSPECT WATERPROOFING COMPANY.
Plan sponsor
Name
PROSPECT WATERPROOFING COMPANY
EIN
54-1646622
Address
118 ACACIA IN · STERLING, VA · 20166
Phone
(703) 450-2355
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
GROSS MENDELSOHN & ASSOCIATES, P.A
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS LLC | 11-3665754 | — | NONE | $73K | — |
| ONE DIGITAL INVESTMENT ADVISORS | — | OVERLAND PARK, KS | NONE | $38K | — |
Investments
24 direct securities · 1 pooled fund· $16.4M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$16.4M
24 holdings
Common Collective Trust
$34K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $3.5M | 20.6% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $2.5M | 15.0% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $2.0M | 12.0% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $1.8M | 10.9% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $1.4M | 8.5% | |
| Contribution Account Ascensus Trust Company 0 358 Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $1.3M | 7.9% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $1.2M | 6.9% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $469K | 2.8% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $443K | 2.6% | |
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $383K | 2.3% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $345K | 2.1% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $182K | 1.1% | |
| Vanguard Wellington Admiral Vanguard 0 | — | — | — | $176K | 1.1% | |
| American Century Growth R6 American Century 0 | — | — | — | $115K | 0.7% | |
| Fidelity International Index Fidelity 0 | — | — | — | $111K | 0.7% | |
| Fidelity Small Cap Index Fidelity 0 | — | — | — | $104K | 0.6% | |
| Dodge & Cox Income X Dodge & Cox 0 | — | — | — | $93K | 0.6% | |
| Vanguard Equity Income Adm Vanguard 0 | — | — | — | $88K | 0.5% | |
| (CL) Invesco Discovery R6 Invesco 0 | — | — | — | $40K | 0.2% | |
| American Funds US Government Sec R6 American Funds 0 | — | — | — | $39K | 0.2% | |
| Fidelity Mid Cap Index Fidelity 0 | — | — | — | $35K | 0.2% | |
| MORLEY STABLE VALUE FUND FEE CLASS MORLEY FINANCIAL SERVICES, INC. · EIN 93-6274329 / PN 125 | Common Collective Trust | — | — | $34K | 0.2% | |
| Fidelity RealEstate Investment Portf Fidelity 0 | — | — | — | $23K | 0.1% | |
| MFS Mid Cap Value R6 MFS 0 | — | — | — | $13K | <0.1% | |
| Macquarie Mid Cap Growth R6 Macquarie 0 | — | — | — | $12K | <0.1% |