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Original filing (PDF)20251010173248NAL0008540817001
DENTISTRY VCU
Form 5500
FILING_RECEIVED
DENTISTRY@VCU 401(K) RETIREMENT PLAN
401(k) retirement plan
Active participants
186
Accounts w/ balance
204
Plan assets (EOY)
$14.8M
Net assets (EOY)
$14.8M
How this plan invests
This plan
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 40 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DENTISTRY VCU.
Plan sponsor
Name
DENTISTRY VCU
DBA
VCU DENTAL CARE
EIN
54-1590300
Address
521 NORTH 11ST STREET · RICHMOND, VA · 23298
Phone
(804) 828-6514
Industry
Offices of Dentists· Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
MEADOWS URQUHART ACREE & COOK, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEWPORT GROUP, INC. | 27-2037969 | — | RECORDKEEPER | $7K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SIMA RETIREMENT SOLUTIONS, LLC | — | RICHMOND, VA | ADVISOR | $47K | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEWPORT TRUST COMPANY | 27-4411131 | — | TRUSTEE | $5K | — |
Investments
35 direct securities· $14.1M(95% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Lifestrategy Moderate Gr Inv Mutual fund | — | — | — | $2.7M | 18.6% | |
| Vanguard Target Retirement 2050 Inv Mutual fund | — | — | — | $1.5M | 10.3% | |
| Vanguard Lifestrategy Growth Inv Mutual fund | — | — | — | $1.3M | 8.8% | |
| Vanguard Information Technology Index Ad Mutual fund | — | — | — | $716K | 4.8% | |
| Vanguard Target Retirement 2030 Inv Mutual fund | — | — | — | $655K | 4.4% | |
| Vanguard 500 Index Admiral Mutual fund | — | — | — | $648K | 4.4% | |
| Vanguard Target Retirement 2025 Inv Mutual fund | — | — | — | $571K | 3.9% | |
| Vanguard Target Retirement 2040 Inv Mutual fund | — | — | — | $552K | 3.7% | |
| Vanguard Cash Reserves Federal MM ADM Cash equivalent | — | — | — | $551K | 3.7% | |
| Vanguard Target Retirement 2055 Inv Mutual fund | — | — | — | $506K | 3.4% | |
| Vanguard Inflation-Protected Secs Adm Mutual fund | — | — | — | $486K | 3.3% | |
| Vanguard Target Retirement 2020 Inv Mutual fund | — | — | — | $475K | 3.2% | |
| Vanguard Lifestrategy Cnsrv Gr Inv Mutual fund | — | — | — | $425K | 2.9% | |
| Vanguard Small Cap Index Adm Mutual fund | — | — | — | $400K | 2.7% | |
| Vanguard Target Retirement 2035 Inv Mutual fund | — | — | — | $355K | 2.4% | |
| Vanguard Growth Index Adm Mutual fund | — | — | — | $322K | 2.2% | |
| Vanguard Utilities Index Admiral Mutual fund | — | — | — | $299K | 2.0% | |
| Vanguard Target Retirement 2045 Inv Mutual fund | — | — | — | $280K | 1.9% | |
| Vanguard Developed Market Index Fund Ad Mutual fund | — | — | — | $249K | 1.7% | |
| Vanguard Short-Term Bond Index Adm Mutual fund | — | — | — | $223K | 1.5% | |
| Vanguard Lifestrategy Income Inv Mutual fund | — | — | — | $149K | 1.0% | |
| Vanguard Energy Adm Mutual fund | — | — | — | $149K | 1.0% | |
| Vanguard Value Index Adm Mutual fund | — | — | — | $97K | 0.7% | |
| Vanguard Financials Index Admiral Class Mutual fund | — | — | — | $76K | 0.5% | |
| Vanguard Real Estate Index - Admiral Mutual fund | — | — | — | $63K | 0.4% | |
| Vanguard Mid-Cap Value Index Admiral Mutual fund | — | — | — | $47K | 0.3% | |
| Vanguard Health Care Index Adm Mutual fund | — | — | — | $43K | 0.3% | |
| Vanguard Emerging Mkts Sock Index Adm Mutual fund | — | — | — | $43K | 0.3% | |
| Vanguard Mid Cap Index Adm Mutual fund | — | — | — | $40K | 0.3% | |
| Vanguard Target Retirement 2065 Inv Mutual fund | — | — | — | $36K | 0.2% | |
| Vanguard Interm-Term Bond Index Adm Mutual fund | — | — | — | $24K | 0.2% | |
| Vanguard Small Cap Value Index Admiral Mutual fund | — | — | — | $11K | <0.1% | |
| Vanguard Target Retirement Income Inv Mutual fund | — | — | — | $8K | <0.1% | |
| Vanguard Explorer Adm Mutual fund | — | — | — | $3K | <0.1% | |
| Vanguard Mid-Cap Growth Index Admiral Mutual fund | — | — | — | $1K | <0.1% |
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