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Original filing (PDF)20250910202233NAL0021457009001
RAPPAHANNOCK GOODWILL INDUSTRIES, INC.
Form 5500
FILING_RECEIVED
RAPPAHANNOCK GOODWILL INDUSTRIES, INC. RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
268
Accounts w/ balance
89
Plan assets (EOY)
$2.5M
Net assets (EOY)
$2.5M
How this plan invests
This plan
17 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- No recordkeeper disclosed on Schedule C.
- Only 33% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- Below-peer total fees (11 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RAPPAHANNOCK GOODWILL INDUSTRIES, INC..
Plan sponsor
Name
RAPPAHANNOCK GOODWILL INDUSTRIES, INC.
EIN
54-0808744
Address
4701 MARKET STREET · SUITE A · FREDERICKSBURG, VA · 22408
Phone
(540) 371-3070
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-10
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
KEITER STEPHENS HURST GARY SHREAVES
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS | 04-2647786 | — | N/A | $3K | — |
Investments
17 pooled funds· $130K(5% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| SCIENCE & TECHNOLOGY FUND THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $52K | 2.1% |
| STOCK INDEX FUND THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $37K | 1.5% |
| GROWTH FUND THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $13K | 0.5% |
| VANGUARD WINDSOR II THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $8K | 0.3% |
| MID CAP INDEX FUND THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $6K | 0.2% |
| ARIEL FUND THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $4K | 0.2% |
| INTERNATIONAL VALUE THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $3K | 0.1% |
| SMALL CAP INDEX FUND THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $3K | 0.1% |
| GLOBAL STRATEGY THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $3K | 0.1% |
| VANGUARD WELLINGTON FUND, INC. THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $1K | <0.1% |
| EMERGING ECONOMIES THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $376 | <0.1% |
| GS VIT GOV MONEY MARKET FUND INST THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $336 | <0.1% |
| SYSTEMATIC VALUE THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $136 | <0.1% |
| SMALL CAP SPECIAL VALUE FUND THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $126 | <0.1% |
| MID CAP STRATEGIC GROWTH THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $96 | <0.1% |
| VANGUARD LT INV-GRADE FUND THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $75 | <0.1% |
| GOVERNMENT SECURITIES FUND THE VARIABLE LIFE INSURANCE COMPANY · EIN 74-1625348 / PN 000 | Pooled Separate Account | $49 | <0.1% |
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