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Original filing (PDF)20250715120010NAL0002027841001
BOARD OF TRUSTEES LABORERS TRUST FUND
Form 5500
FILING_RECEIVED
LABORERS TRUST FUND
Health & welfare plan
Signals · 3
~163 bps in Sched C feesNo recordkeeper disclosed12 service providers
Active participants
608
Accounts w/ balance
—
Plan assets (EOY)
$43.0M
Net assets (EOY)
$41.7M
How this plan invests
This plan
1 collective trust
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
83
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
68
Participation health
100
Knocking points off
- 163 bps in Schedule C fees — 462% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- Highly fragmented vendor stack (12 disclosed providers, 6 categories).
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES LABORERS TRUST FUND.
Plan sponsor
Name
BOARD OF TRUSTEES LABORERS TRUST FUND
EIN
54-0675443
Address
P.O. BOX 1769 · SALEM, VA · 24153
Phone
(540) 345-7735
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
504
Plan year
2023
Plan year begin
2023-10-01
Tax period
2024-09-30
Filed
2025-07-15
Welfare benefit codes
4A · Health (other than dental or vision)
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4L · Death Benefits (other than life insurance)
Audit & trust (Schedule H)
Auditor
ANDERSON & REED, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
12 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HUNTINGTON BANK | — | — | INVESTMENT CUSTODIAN | $5K | — |
Advisor / Consultant
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MANNING & NAPIER ADVISORS, LLC | 45-3328488 | — | INVESTMENT MANAGEMENT | $34K | — |
| C.S. MCKEE | 25-1900687 | — | INVESTMENT MANAGEMENT | $21K | — |
| STANDARD VALUATIONS, INC. | 41-1327339 | — | ADVISORY | $14K | — |
Accountant / Auditor
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ANDERSON & REED, LLP | 54-0617257 | — | AUDITOR | $14K | — |
| LAPADULA,CARLSON & CO., CPA'S | — | — | PAYROLL AUDITOR | $6K | — |
Actuary
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE SEGAL COMPANY | 13-1835864 | — | ACTUARY | $61K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| O'DONOGHUE & O'DONOGHUE | 53-0120528 | — | ATTORNEY | $29K | — |
Other
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ANTHEM | 31-1440175 | — | CLAIMS PROCESSING | $304K | — |
| LAWRENCE C. MUSGROVE ASSOC, INC. | 20-1935452 | — | ADMINISTRATOR | $155K | — |
| AMERICAN BENEFIT CORPORATION | 55-0672859 | — | OTHER SERVICES | $48K | — |
| NEW TOWER TRUST COMPANY | 20-1641876 | — | INVESTMENTS | $7K | — |
Investments
1 pooled fund· $834K(2% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| BGO DIVERSIFIED US PROPERTY FUND CL NEW TOWER TRUST COMPANY · EIN 52-6218800 / PN 001 | Common Collective Trust | $834K | 1.9% |