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Original filing (PDF)20250730101922NAL0006344624001
VIRGINIA UNION UNIVERSITY
Form 5500
FILING_RECEIVED
VIRGINIA UNION UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN
403(b) retirement plan
Signals · 1
26% in single holding
Active participants
266
Accounts w/ balance
164
Plan assets (EOY)
$24.7M
Net assets (EOY)
$24.7M
How this plan invests
This plan
2 pooled trusts
Schedule D
58 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- Top holding "TIAA Traditional Annuity - Non Benefit-Responsive" is 26% of plan.
- 62% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (2 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VIRGINIA UNION UNIVERSITY.
Plan sponsor
Name
VIRGINIA UNION UNIVERSITY
EIN
54-0524516
Address
1500 NORTH LOMBARDY STREET · RICHMOND, VA · 23220
Phone
(804) 257-5841
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Pension benefit codes
2M · 403(b)(7) custodial accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BROWN EDWARDS & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | 13-1624203 | NEW YORK, NY | RECORDKEEPER | $475 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | MASON CITY, IA | CONTRACT ADMINISTRATOR | $5K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CETERA ADVISOR NETWORKS LLC | 95-3845382 | EL SEGUNDO, CA | OTHER SERVICES | $0 | — |
Investments
58 direct securities · 2 pooled funds· $25.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$25.5M
58 holdings
Pooled Separate Account
$397K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA Traditional Annuity - Non Benefit-Responsive | — | — | — | $6.5M | 26.3% | |
| CREF Stock Fund R1 | — | — | — | $3.1M | 12.4% | |
| Principal Funds Inc. Lifetime 2025 Fund R5 | — | — | — | $2.5M | 10.0% | |
| CREF Money Market Fund R1 | — | — | — | $1.6M | 6.3% | |
| CREF Global Equities Fund R1 | — | — | — | $1.1M | 4.4% | |
| CREF Growth Fund R1 | — | — | — | $846K | 3.4% | |
| TIAA Traditional Annuity - Benefit-Responsive | — | — | — | $717K | 2.9% | |
| TIAA Access Nuveen Lifecycle 2030 Fund T4 | — | — | — | $655K | 2.7% | |
| Principal Funds Inc. Lifetime Strategic Income Fund R5 | — | — | — | $595K | 2.4% | |
| CREF Social Choice Fund R1 | — | — | — | $527K | 2.1% | |
| Principal Funds Inc. Lifetime 2040 Fund R5 | — | — | — | $498K | 2.0% | |
| CREF Equity Index Fund R1 | — | — | — | $484K | 2.0% | |
| Principal Funds Inc. Lifetime 2035 Fund R5 | — | — | — | $438K | 1.8% | |
| CREF Core Bond R1 | — | — | — | $413K | 1.7% | |
| TIAA Access Nuveen International Equity Fund T4 | — | — | — | $404K | 1.6% | |
| TIAA Real Estate Account | — | — | — | $397K | 1.6% | |
| Principal Funds Inc. Lifetime 2030 Fund R5 | — | — | — | $327K | 1.3% | |
| Principal Funds Inc. Large-Cap Growth I Fund R5 | — | — | — | $319K | 1.3% | |
| TIAA-REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $300K | 1.2% | |
| TIAA Access Nuveen Lifecycle 2035 Fund T4 | — | — | — | $298K | 1.2% | |
| Plan year ended December 31, 2023 | — | — | $297K | $297K | 1.2% | |
| TIAA Access Nuveen Large-Cap Value Fund T4 | — | — | — | $288K | 1.2% | |
| CREF Inflation-Linked Bond Fund R1 | — | — | — | $252K | 1.0% | |
| TIAA Access Nuveen Mid-Cap Value Fund T4 | — | — | — | $244K | 1.0% | |
| Principal Funds Inc. Lifetime 2045 Fund R5 | — | — | — | $242K | 1.0% | |
| Plan year ended December 31, 2022 | — | — | $208K | $208K | 0.8% | |
| Principal Funds Inc. Capital Appreciation Fund R5 | — | — | — | $184K | 0.7% | |
| Principal Funds Inc. Large-Cap S&P 500 Index Fund R5 | — | — | — | $183K | 0.7% | |
| are included: X Not Corrected Outside VFCP in VFCP 2002-51 Plan year ended December 31, 2021 | — | — | $159K | $159K | 0.6% | |
| TIAA Access Nuveen Lifecycle 2020 Fund T4 ** 20 * TIAA Access Nuveen Lifecycle 2025 Fund T4 | — | — | — | $150K | 0.6% | |
| Principal Funds Inc. Lifetime 2020 Fund R5 | — | — | — | $143K | 0.6% | |
| TIAA Access Nuveen Real Estate Securities Fund T4 | — | — | — | $142K | 0.6% | |
| TIAA Access Nuveen Quant Small-Cap Equity Fund T4 | — | — | — | $138K | 0.6% | |
| Plan year ended December 31, 2024 | — | — | $131K | $131K | 0.5% | |
| TIAA Access Nuveen Lifecycle Retirement Income Fund T4 | — | — | — | $121K | 0.5% | |
| Principal Life Insurance Co. Fixed Income Guaranteed Option | — | — | — | $116K | 0.5% | |
| TIAA Access Nuveen Lifecycle 2040 Fund T4 | — | — | — | $111K | 0.4% | |
| Principal Funds Inc. Lifetime 2015 Fund R5 | — | — | — | $111K | 0.4% | |
| TIAA-REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $97K | 0.4% | |
| 4.25% - 9.50% - | — | — | — | $95K | 0.4% | |
| TIAA Access Nuveen Small-Cap Blend Index Fund T4 | — | — | — | $86K | 0.3% | |
| Principal Funds Inc. SAM Conservative Growth Portfolio Fund R5 | — | — | — | $67K | 0.3% | |
| TIAA Access Nuveen Lifecycle 2050 Fund T4 | — | — | — | $65K | 0.3% | |
| Principal Funds Inc. Large-Cap Value III Fund R5 | — | — | — | $48K | 0.2% | |
| Principal Funds Inc. Mid-Cap Fund R5 | — | — | — | $46K | 0.2% | |
| TIAA Access Nuveen Core Equity Fund T4 | — | — | — | $40K | 0.2% | |
| TIAA Access Nuveen Large-Cap Growth Fund T4 | — | — | — | $39K | 0.2% | |
| TIAA Access Nuveen Mid-Cap Growth Fund T4 | — | — | — | $26K | 0.1% | |
| TIAA Access Nuveen Core Plus Bond Fund T4 | — | — | — | $21K | <0.1% | |
| Principal Funds Inc. Small-Cap Growth I Fund R5 ** 979 * Principal Funds Inc. Mid-Cap Growth Fund R5 ** 738 * Principal Funds Inc. Mid-Cap Value I Fund R5 | — | — | — | $18K | <0.1% | |
| TIAA Access Nuveen Lifecycle 2045 Fund T4 | — | — | — | $15K | <0.1% | |
| TIAA Access Nuveen Large-Cap Responsible Equity Fund T4 | — | — | — | $15K | <0.1% | |
| Principal Funds Inc. Government & High Quality Bond Fund R5 | — | — | — | $11K | <0.1% | |
| Principal Funds Inc. Global Emerging Markets Fund R5 | — | — | — | $11K | <0.1% | |
| TIAA Access Nuveen Lifecycle 2060 Fund T4 | — | — | — | $10K | <0.1% | |
| Principal Funds Inc. Lifetime 2060 Fund R5 | — | — | — | $9K | <0.1% | |
| Principal Funds Inc. SAM Conservative Balanced Portfolio Fund R5 | — | — | — | $8K | <0.1% | |
| TIAA Access Nuveen Equity Index Fund T4 | — | — | — | $7K | <0.1% | |
| TIAA Access Nuveen Lifecycle 2055 Fund T4 | — | — | — | $3K | <0.1% | |
| Principal Funds Inc. Mid-Cap S&P 400 Index Fund R5 ** 633 * Principal Funds Inc. Small-Cap Fund R5 ** 573 * Principal Funds Inc. Small-Cap S&P 600 Index Fund R5 ** 594 * Principal Funds Inc. Diversified International Fund R5 | — | — | — | $2K | <0.1% |
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