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Original filing (PDF)20260323114434NAL0001526816001
SOUTHERN STATES COOPERATIVE, INC.
Form 5500
FILING_RECEIVED
RETIREMENT PLAN FOR EMPLOYEES OF SOUTHERN STATES
Defined-benefit pension plan
Signals · 1
No recordkeeper disclosed
Active participants
267
Accounts w/ balance
—
Plan assets (EOY)
$194.7M
Net assets (EOY)
$194.7M
How this plan invests
This plan
19 pooled trusts
Schedule D
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
55
Participation health
100
Knocking points off
- 28 bps in Schedule C fees — 180% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOUTHERN STATES COOPERATIVE, INC..
Plan sponsor
Name
SOUTHERN STATES COOPERATIVE, INC.
EIN
54-0387200
Address
6606 WEST BROAD STREET · RICHMOND, VA · 23230
Phone
(804) 281-1381
Industry
Wholesale Tradesee all
Plan administrator
Name
EMPLOYEE BENEFITS COMMITTEE
EIN
54-1039650
City
RICHMOND, VA
Phone
(804) 281-1381
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-03-23
Pension benefit codes
1A · Pay-related DB formula
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FID INST ASSET MGMT CO. | 20-4659714 | — | INV. ADVISORY | $305K | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILMINGTON TRUST | 51-0055023 | — | TRUSTEE | $12K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORVIS, LLP | 44-0160260 | — | AUDIT | $42K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FID MGMT TRUST CO | 04-2723880 | — | CONSULTING ADMIN | $112K | — |
| AON CONSULTING INC | 22-2232264 | — | PENSION ADMINISTRATOR | $74K | — |
Investments
7 direct securities · 19 pooled funds· $203.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$145.3M
19 holdings
Uncategorized
$58.6M
7 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SPARTAN 500 INDEX POOL A GEODE CAPITAL MANAGEMENT TRUST COMPANY, LLC · EIN 82-6293122 / PN 001 | Common Collective Trust | — | $30.2M | $37.0M | 19.0% | |
| Baird Core Plus Bond Fund Class Institutional | — | — | $35.1M | $35.8M | 18.4% | |
| SPARTAN WORLD MINIMUM VOLATILITY I GEODE CAPITAL MANAGEMENT TRUST COMPANY, LLC · EIN 82-6293122 / PN 016 | Common Collective Trust | — | $27.6M | $32.3M | 16.6% | |
| FIAM BROAD MARKET DURATION POOL FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 012 | Common Collective Trust | — | $25.0M | $26.8M | 13.8% | |
| FIAM SELECT INTERNATIONAL POOL FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 021 | Common Collective Trust | — | $7.6M | $9.2M | 4.7% | |
| MFS International Equity Fund CL 7F International Equity Fund CL 7F | — | — | $8.4M | $9.1M | 4.7% | |
| COLLECTIVE INVESTMENT TRUST - MFS I MFS HERITAGE TRUST COMPANY · EIN 57-1187281 / PN 013 | Common Collective Trust | — | — | $9.1M | 4.7% | |
| FIAM EMERGING MARKETS DEBT COMMINGL FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 022 | Common Collective Trust | — | $6.7M | $7.5M | 3.8% | |
| Fidelity Institutional Asset Management Emerging Markets Commingled Pool | — | — | $3.9M | $4.9M | 2.5% | |
| FIAM EMERGING MARKETS COMMINGLED PO FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 032 | Common Collective Trust | — | $4.1M | $4.9M | 2.5% | |
| FIAM SELECT INTERNATIONAL SMALL CAP FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 036 | Common Collective Trust | — | $3.8M | $4.3M | 2.2% | |
| BlackRock Advantage SMID Cap Fund Institutional Shares | — | — | $4.1M | $4.2M | 2.1% | |
| FIAM SELECT CANADA POOL FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 101 | Common Collective Trust | — | $3.4M | $3.9M | 2.0% | |
| COHEN & STEERS COLLECTIVE INVSSTMNT SEI TRUST COMPANY · EIN 46-3411346 / PN 004 | Common Collective Trust | — | $2.7M | $2.6M | 1.4% | |
| FIAM U.S. REAL ESTATE INVEST TR CIT FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 005 | Common Collective Trust | — | $2.4M | $2.6M | 1.3% | |
| FIAM FLOATING RATE HIGH INCOME COMM FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 058 | Common Collective Trust | — | $2.4M | $2.5M | 1.3% | |
| Fidelity Investments Capital & Income Fund | — | — | $2.3M | $2.4M | 1.3% | |
| Fidelity Investments Long-term Treasury Bond Index Fund | — | — | $1.7M | $1.7M | 0.9% | |
| FIAM INTERM INFLATION PROTECTED BD FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 104 | Common Collective Trust | — | $1.1M | $1.1M | 0.6% | |
| FIAM 8-10 YEAR CORPORATE BOND FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 155 | Common Collective Trust | — | $1.0M | $1.1M | 0.5% | |
| Fidelity Government Money Market Fund | — | — | $481K | $481K | 0.2% | |
| FIAM LONG DURATION FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659711 / PN 053 | Common Collective Trust | — | $192K | $198K | 0.1% | |
| FIAM LONG CORPORATE A OR BETTER FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 103 | Common Collective Trust | — | $190K | $190K | <0.1% | |
| FIAM INST CASH COMM POOL FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 055 | Common Collective Trust | — | — | $0 | <0.1% | |
| FIAM SMALL CAP CORE POOL FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 008 | Common Collective Trust | — | — | $0 | <0.1% | |
| SPARTAN COMMODITY INDEX POOL - CLAS GEODE CAPITAL MANAGEMENT TRUST COMPANY, LLC · EIN 82-6293122 / PN 008 | Common Collective Trust | — | — | $0 | <0.1% |