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Original filing (PDF)20251006110622NAL0002008819001
SKYLINE NATIONAL BANK
Form 5500
FILING_RECEIVED
SBA DEFINED CONTRIBUTION PLAN FOR SKYLINE NATIONAL BANK
401(k) retirement plan
Signals · 2
~77 bps in Sched C feesNo recordkeeper disclosed
Active participants
237
Accounts w/ balance
222
Plan assets (EOY)
$10.6M
Net assets (EOY)
$10.6M
How this plan invests
This plan
14 pooled trusts
Schedule D
52 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 77 bps in Schedule C fees — 166% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SKYLINE NATIONAL BANK.
Plan sponsor
Name
SKYLINE NATIONAL BANK
EIN
54-0228860
Address
113 WEST MAIN STREET · INDEPENDENCE, VA · 24348
Phone
(276) 773-2811
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BROWN EDWARDS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | $58K | — |
| VBA BENEFITS CORPORATION | 54-1741662 | — | SERVICE PROVIDER | $24K | — |
Investments
35 direct securities · 14 pooled funds· $19.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$10.9M
35 holdings
Common Collective Trust
$8.6M
14 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vangrd Trgt Retire 2025 Tr II Common Collective Trust | — | — | — | $2.2M | 20.9% | |
| VANGUARD TARGET RETIREMENT 2025 TRU VANGUARD FUNDS · EIN 90-6083980 / PN 001 | Common Collective Trust | — | — | $2.2M | 20.9% | |
| Vangrd Trgt Retire 2040 Tr II Common Collective Trust | — | — | — | $1.2M | 11.5% | |
| VANGUARD TARGET RETIREMENT 2040 TRU VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001 | Common Collective Trust | — | — | $1.2M | 11.5% | |
| Vangrd Trgt Retire 2035 Tr II Common Collective Trust | — | — | — | $857K | 8.1% | |
| VANGUARD TARGET RETIREMENT 2035 TRU VANGUARD FUNDS · EIN 90-6083976 / PN 001 | Common Collective Trust | — | — | $857K | 8.1% | |
| Vangrd Trgt Retire 2030 Tr II Common Collective Trust | — | — | — | $824K | 7.8% | |
| VANGUARD TARGET RETIREMENT 2030 TRU VANGUARD FUNDS · EIN 90-6083978 / PN 001 | Common Collective Trust | — | — | $824K | 7.8% | |
| Vangrd Trgt Retire 2045 Tr II Common Collective Trust | — | — | — | $593K | 5.6% | |
| VANGUARD TARGET RETIREMENT 2045 TRU VANGUARD FUNDS · EIN 90-6083972 / PN 001 | Common Collective Trust | — | — | $593K | 5.6% | |
| Wilmington Trust MFS Growth CIT S | — | — | — | $548K | 5.2% | |
| WILMINGTON TRUST MFS GROWTH CIT FEE WILMINGTON TRUST FUNDS · EIN 38-4126293 / PN 596 | Common Collective Trust | — | — | $548K | 5.2% | |
| Gldmn Sachs St Vl Cl Tr Is S Common Collective Trust | — | — | — | $491K | 4.6% | |
| GOLDMAN SACHS ST VL CL TR IS SR CL GOLDMAN SACHS FUNDS · EIN 13-4166989 / PN 025 | Common Collective Trust | — | — | $491K | 4.6% | |
| Vangrd Trgt Retire 2050 Tr II Common Collective Trust | — | — | — | $481K | 4.5% | |
| VANGUARD TARGET RETIREMENT 2050 TRU VANGUARD FUNDS · EIN 90-6083970 / PN 001 | Common Collective Trust | — | — | $481K | 4.5% | |
| Vangrd Trgt Retire 2020 Tr II Common Collective Trust | — | — | — | $428K | 4.0% | |
| VANGUARD TARGET RETIREMENT 2020 TRU VANGUARD FUNDS · EIN 90-6083982 / PN 001 | Common Collective Trust | — | — | $428K | 4.0% | |
| Fidelity 500 Index Fund | — | — | — | $421K | 4.0% | |
| Vangrd Trgt Retire 2055 Tr II Common Collective Trust | — | — | — | $420K | 4.0% | |
| VANGUARD TARGET RETIREMENT 2055 TRU VANGUARD FUNDS · EIN 27-6715091 / PN 001 | Common Collective Trust | — | — | $420K | 4.0% | |
| Vangrd Equity Income Fund Adm Registered Investment Company | — | — | — | $407K | 3.8% | |
| Vangrd Trgt Retire 2060 Tr II Common Collective Trust | — | — | — | $385K | 3.6% | |
| VANGUARD TARGET RETIREMENT 2060 TRU VANGUARD FUNDS · EIN 45-3799419 / PN 001 | Common Collective Trust | — | — | $385K | 3.6% | |
| PIMCO Real Return Fund Instl. | — | — | — | $216K | 2.0% | |
| Participant Loans Interest Rate 5.25% to 10.50%; various maturities - | — | — | — | $187K | 1.8% | |
| (Held at End of Year) 401K PLAN FOR SKYLINE NATIONAL EIN#54-0228860 Plan# 551522 Vangrd Trgt Retire Inc Tr II Common Collective Trust | — | — | — | $136K | 1.3% | |
| VANGUARD TARGET RETIREMENT INCOME T VANGUARD FUNDS · EIN 90-6083967 / PN 001 | Common Collective Trust | — | — | $136K | 1.3% | |
| Voya Intermediate Bond Fund R6 | — | — | — | $135K | 1.3% | |
| Fid US Bd Id Fd Registered Investment Company | — | — | — | $130K | 1.2% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $130K | 1.2% | |
| Wasatch Core Growth Fund Inst. | — | — | — | $75K | 0.7% | |
| JP Morgan Mid Cap Growth Fund R6 | — | — | — | $71K | 0.7% | |
| PIMCO RAE US Small Fund Instl. | — | — | — | $68K | 0.6% | |
| Fidelity Total International Index Fund | — | — | — | $54K | 0.5% | |
| Fidelity Tot Intl Idx Fund Registered Investment Company | — | — | — | $54K | 0.5% | |
| American Funds EuroPacific Growth Fund R6 | — | — | — | $53K | 0.5% | |
| Cohen & Steers Real Estate Securities Fund Z | — | — | — | $46K | 0.4% | |
| Victory Sycamore Established Value Fund R6 | — | — | — | $40K | 0.4% | |
| Victory Sycmr Est Vl Fd R6 Registered Investment Company | — | — | — | $40K | 0.4% | |
| JPMorgan Emrg Mkts Eqty Fd R6 Registered Investment Company | — | — | — | $37K | 0.3% | |
| JP Morgan Emerging Markets Equity Fund R6 | — | — | — | $37K | 0.3% | |
| Vangrd Trgt Retire 2065 Tr II Common Collective Trust | — | — | — | $31K | 0.3% | |
| VANGUARD TARGET RETIREMENT 2065 TRU VANGUARD FUNDS · EIN 82-6194314 / PN 001 | Common Collective Trust | — | — | $31K | 0.3% | |
| Vangrd Trgt Retire 2070 Tr II Common Collective Trust | — | — | — | $16K | 0.2% | |
| VANGUARD TARGET RETIREMENT 2070 TRU VANGUARD FUNDS · EIN 87-7039453 / PN 001 | Common Collective Trust | — | — | $16K | 0.2% | |
| Fidelity Ext Mkt Index Fund Registered Investment Company | — | — | — | $11K | 0.1% | |
| Voya Government Money Market Fund A | — | — | — | $1K | <0.1% | |
| Voya Gv Mny Mkt F A (Hld A Registered Investment Company | — | — | — | $1K | <0.1% |