Original filing (PDF)20250829103956NAL0006158307001

FEDCHOICE FEDERAL CREDIT UNION

Name: FEDCHOICE FEDERAL CREDIT UNION — FEDCHOICE FEDERAL CREDIT UNION 401(K) PLAN & TRUST, Form 5500 (2024)
Creator: FEDCHOICE FEDERAL CREDIT UNION

Form 5500

FILING_RECEIVED

FEDCHOICE FEDERAL CREDIT UNION 401(K) PLAN & TRUST

401(k) retirement plan

Active participants

Accounts w/ balance

142

Plan assets (EOY)

$10.4M

Net assets (EOY)

$10.4M

How this plan invests

This plan

36 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (91st percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for FEDCHOICE FEDERAL CREDIT UNION.

Plan sponsor

Name

FEDCHOICE FEDERAL CREDIT UNION

EIN

53-0196968

Address

10001 WILLOWDALE ROAD · LANHAM, MD · 20706

Phone

(301) 699-6100

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-29

Pension benefit codes

2A · Age/service weighted or new comparability

2S · Automatic enrollment

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
THE VANGUARD GROUP, INC.	23-1945930	—	NONE	$16K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS	—	SAN RAFAEL, CA	NONE	$19K	—

Investments

36 direct securities· $10.2M(98% of reported assets)

Other securities

$8.9M

34 holdings

Cash / Money Market

$1.1M

1 holding

Participant loans

$107K

1 holding

					% of plan
Vanguard Cash Reserves Federal MM Adm Vanguard 0	Cash / Money Market	—	—	$1.1M	11.0%
Vanguard 500 Index Adm Vanguard 0	Other securities	—	—	$1.0M	9.8%
Vanguard Target Retirement 2025 Fund Vanguard 0	Other securities	—	—	$903K	8.7%
Vanguard Target Retirement 2020 Fund Vanguard 0	Other securities	—	—	$629K	6.1%
Vanguard Mega Cap Growth ETF Vanguard 0	Other securities	—	—	$609K	5.9%
Vanguard Dividend Apprec Index ETF Vanguard 0	Other securities	—	—	$425K	4.1%
Vanguard Small-Cap Index Adm Vanguard 0	Other securities	—	—	$422K	4.1%
Vanguard Wellesley Income Adm Vanguard 0	Other securities	—	—	$409K	3.9%
Dodge & Cox Global Stock Fund I Dodge & Cox 0	Other securities	—	—	$385K	3.7%
Vanguard Target Retirement 2045 Fund Vanguard 0	Other securities	—	—	$375K	3.6%
Carillon Eagle Mid Cap Growth I Carillon 0	Other securities	—	—	$359K	3.5%
Vanguard Mid Cap Index Adm Vanguard 0	Other securities	—	—	$338K	3.3%
Vanguard Target Retirement 2055 Fund Vanguard 0	Other securities	—	—	$318K	3.1%
Vanguard Target Retirement 2035 Fund Vanguard 0	Other securities	—	—	$313K	3.0%
Vanguard Target Retirement 2040 Fund Vanguard 0	Other securities	—	—	$311K	3.0%
Vanguard Target Retirement 2050 Fund Vanguard 0	Other securities	—	—	$294K	2.8%
American Funds Growth Fund of Amer R6 American Funds 0	Other securities	—	—	$258K	2.5%
Vanguard LifeStrategy Income Inv Vanguard 0 42 Vanguard LifeStrategy Consv Growth Inv Vanguard 0 29 Vanguard LifeStrategy Growth Inv Vanguard 0	Other securities	—	—	$199K	1.9%
Vanguard Target Retirement 2030 Fund Vanguard 0	Other securities	—	—	$167K	1.6%
Vanguard Target Retirement 2060 Fund Vanguard 0	Other securities	—	—	$143K	1.4%
Vanguard Information Tech Index Adm Vanguard 0	Other securities	—	—	$136K	1.3%
DFA U.S. Small Cap Portfolio I DFA 0	Other securities	—	—	$127K	1.2%
Vanguard Inflation-Protected Sec Adm Vanguard 0	Other securities	—	—	$121K	1.2%
American Funds New World R6 American Funds 0	Other securities	—	—	$117K	1.1%
Various Rates and Maturities Participant's Loan Account 0	Participant loans	—	—	$107K	1.0%
Vanguard FTSE All-World ex-US Idx Adm Vanguard 0	Other securities	—	—	$102K	1.0%
Vanguard Real Estate Index Adm Vanguard 0	Other securities	—	—	$98K	0.9%
Vanguard Short-Term Federal Adm Vanguard 0	Other securities	—	—	$77K	0.7%
Vanguard Target Retirement 2070 Fund Vanguard 0 642 Vanguard Target Retirement 2065 Fund Vanguard 0	Other securities	—	—	$65K	0.6%
Vanguard Target Retirement Income Fund Vanguard 0	Other securities	—	—	$57K	0.6%
Goldman Sachs GQG Prtnrs Intl Opp Instl Goldman Sachs 0	Other securities	—	—	$40K	0.4%
Fidelity Advisor Total Bond Z Fidelity 0	Other securities	—	—	$39K	0.4%
Vanguard Interm-Term Invst Grade Adm Vanguard 0	Other securities	—	—	$31K	0.3%
Vanguard LifeStrategy Moderate Gr Inv Vanguard 0	Other securities	—	—	$30K	0.3%
Vanguard Emerging Mkts Stock Idx Adm Vanguard 0	Other securities	—	—	$25K	0.2%
Vanguard Equity Income Adm Vanguard 0	Other securities	—	—	$2K	<0.1%