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Original filing (PDF)20250702154510NAL0013163265003
TRUSTEES OF IRONWORKERS-LABORERS PENSION PLAN OF CUMBERLAND, MD
Form 5500
FILING_RECEIVED
IRONWORKERS-LABORERS PENSION PLAN OF CUMBERLAND MD
Defined-benefit pension plan
Signals · 5
36% in single holding19% employer stock~190 bps in Sched C feesNo recordkeeper disclosed9 service providers
Active participants
182
Accounts w/ balance
—
Plan assets (EOY)
$18.9M
Net assets (EOY)
$18.9M
How this plan invests
This plan
3 pooled trusts
Schedule D
53 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
83
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
70
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "INVESTMENTS IN COLLECTIVE TRUSTS AFL-CIO SL STOCK INDEX FUND COLLECTIVE FUND" is 36% of plan.
- 19% of plan in employer / sponsor stock.
- 190 bps in Schedule C fees — 556% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TRUSTEES OF IRONWORKERS-LABORERS PENSION PLAN OF CUMBERLAND, MD.
Plan sponsor
Name
TRUSTEES OF IRONWORKERS-LABORERS PENSION PLAN OF CUMBERLAND, MD
EIN
52-6067609
Address
119 SOUTH CENTRE STREET ROOM 6 · CUMBERLAND, MD · 21502
Phone
(301) 777-7770
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-02
Pension benefit codes
1B · Flat-dollar DB formula
Audit & trust (Schedule H)
Auditor
TURNBULL, HOOVER & KAHL, P.A.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
9 rowsOther
9| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOINT BOARD OF TRUSTEES OF IW L568 | 52-6112461 | CUMBERLAND, MD | EMPLOYEE ORGANIZATION | $122K | — |
| BOLTON PARTNERS, INC. | 52-1231144 | TOWSON, MD | NONE | $59K | — |
| BATOFF ASSOCIATES, P.A. | 52-1667847 | BALTIMORE, MD | NONE | $47K | — |
| TURNBULL, HOOVER & KAHL, P.A. | 52-1518807 | CUMBERLAND, MD | NONE | $42K | — |
| STANDARD VALUATION | 41-1327339 | ST. PAUL, MN | NONE | $36K | — |
| MANNING & NAPIER ADVISORS, LLC | 45-3328488 | FAIRPORT, NY | NONE | $21K | — |
| FIFTH THIRD BANK RETIREMENT SERVICE | 31-1051736 | CINCINNATI, OH | NONE | $19K | — |
| CHEVY CHASE TRUST COMPANY | 52-2037618 | BETHESDA, MD | NONE | $8K | — |
| ZACKS INVESTMENT MANAGEMENT | 36-3792197 | CINCINNATI, OH | NONE | $6K | — |
Investments
48 direct securities · 3 pooled funds· $18.2M(96% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$8.9M
3 holdings
Uncategorized
$7.8M
47 holdings
Mutual Funds
$1.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AFL-CIO SL STOCK INDEX FUND BNYM MELLON · EIN 25-6078093 / PN 340 | Common Collective Trust | — | $3.3M | $6.5M | 34.7% | |
| CARILLON REAMS CORE PLUS BOND FUND CLASS I MUTUAL FUND | — | — | $2.3M | $2.1M | 11.2% | |
| MULTI EMPLOYER PROPERTY TRUST NEW TOWER TRUST COMPANY · EIN 52-6218800 / PN 001 | Common Collective Trust | — | $943K | $1.6M | 8.7% | |
| S BAIRD CORE PLUS BOND INSTITUTIONAL CLS MUTUAL FUND | Mutual Funds | — | $1.6M | $1.5M | 7.8% | |
| VANGUARD DEV MARKETS INDEX FUND MUTUAL FUND | — | — | $810K | $887K | 4.7% | |
| FEDERATED HERMES INTL LEADERS IS MUTUAL FUND | — | — | $714K | $786K | 4.2% | |
| ASB ALLEGIANCE REAL ESTATE FUND CHEVY CHASE TRUST COMPANY · EIN 52-6257033 / PN 006 | Common Collective Trust | — | $412K | $694K | 3.7% | |
| MONEY MARKET FUNDS FIFTH THIRD BANK CASH 2 FEDERATED GOV OBLIGATION INSTIT SHARES MONEY MARKET, 4.88% | — | — | $665K | $665K | 3.5% | |
| AMAZON.COM INC COMMON STOCK | — | — | $112K | $216K | 1.1% | |
| META PLATFORMS INC CL A COMMON STOCK | — | — | $83K | $190K | 1.0% | |
| ALPHABET INC CAP STK CL A COMMON STOCK | — | — | $114K | $190K | 1.0% | |
| MICROSOFT CORP COMMON STOCK | — | — | $74K | $169K | 0.9% | |
| NVIDIA CORP COMMON STOCK | — | — | $100K | $149K | 0.8% | |
| MASTERCARD INC COMMON STOCK | — | — | $44K | $144K | 0.8% | |
| VISA INC CL A COMMON STOCK | — | — | $46K | $122K | 0.6% | |
| EPAM SYS INC COMMON STOCK | — | — | $96K | $108K | 0.6% | |
| CADENCE DESIGN SYS INC COMMON STOCK | — | — | $93K | $98K | 0.5% | |
| COPART INC COMMON STOCK | — | — | $69K | $97K | 0.5% | |
| EQUITY SECURITIES ABLEMARLE CORP COMMON STOCK | — | — | $96K | $83K | 0.4% | |
| SALESFORCE.COM INC COMMON STOCK | — | — | $47K | $82K | 0.4% | |
| CBRE GROUP INC COMMON STOCK | — | — | $76K | $79K | 0.4% | |
| THERMO FISHER SCIENTIFIC INC COMMON STOCK | — | — | $62K | $78K | 0.4% | |
| BLACKROCK INC COMMON STOCK | — | — | $54K | $77K | 0.4% | |
| FISERV INC COMMON STOCK | — | — | $56K | $75K | 0.4% | |
| TRANSUNION COM COMMON STOCK | — | — | $70K | $73K | 0.4% | |
| CSX CORP COMMON STOCK | — | — | $75K | $73K | 0.4% | |
| EQUIFAX INC COMMON STOCK | — | — | $75K | $70K | 0.4% | |
| L3HARRIS TECHNOLOGIES INC COMMON STOCK | — | — | $69K | $69K | 0.4% | |
| COCA COLA CO COMMON STOCK | — | — | $54K | $68K | 0.4% | |
| ELECTRONIC ARTS COMMON STOCK | — | — | $45K | $67K | 0.4% | |
| APPLIED MATLS INC COMMON STOCK | — | — | $64K | $66K | 0.3% | |
| EXTRA SPACE STORAGE INC COMMON STOCK | — | — | $74K | $65K | 0.3% | |
| JP MORGAN CHASE & CO COMMON STOCK | — | — | $38K | $63K | 0.3% | |
| EVERGY INC COMMON STOCK | — | — | $54K | $58K | 0.3% | |
| UNION PAC CORP COMMON STOCK | — | — | $54K | $56K | 0.3% | |
| NORFOLK SOUTHN CORP COMMON STOCK | — | — | $50K | $56K | 0.3% | |
| MOODYS CORP COMMON STOCK | — | — | $25K | $54K | 0.3% | |
| MASCO CORP COMMON STOCK | — | — | $35K | $50K | 0.3% | |
| JOHNSON & JOHNSON COMMON STOCK | — | — | $47K | $50K | 0.3% | |
| NORTHROP GRUMMAN CORP COMMON STOCK | — | — | $48K | $49K | 0.3% | |
| UNITEDHEALTH GROUP INC COMMON STOCK | — | — | $33K | $49K | 0.3% | |
| S&P GLOBAL INC COMMON STOCK | — | — | $20K | $44K | 0.2% | |
| SHERWIN WILLIAMS CO COMMON STOCK | — | — | $40K | $41K | 0.2% | |
| VERTEX PHARMACEUTICALS INC COMMON STOCK | — | — | $24K | $41K | 0.2% | |
| HEICO CORP NEW COMMON STOCK | — | — | $34K | $40K | 0.2% | |
| NASDAQ, INC COMMON STOCK | — | — | $37K | $39K | 0.2% | |
| MSCI INC-A COMMON STOCK | — | — | $28K | $36K | 0.2% | |
| ROLLINS INC COMMON STOCK | — | — | $34K | $35K | 0.2% | |
| CBOE GLOBAL MARKETS, INC COMMON STOCK | — | — | $21K | $35K | 0.2% | |
| INTERCONTINENTAL EXCHANGE, INC COMMON STOCK | — | — | $21K | $34K | 0.2% | |
| BY 2% ALONG WITH AN ASSUMED $30,000 IN ADDITIONAL SFA EXPENSES FOR 2024. NO | — | — | — | $30K | 0.2% |