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Original filing (PDF)20251212155813NAL0007673811001
BEVERAGE & BREWERY DRIVERS HEALTH & WELFARE FUND
Form 5500
FILING_RECEIVED
BEVERAGE DRIVERS HEALTH & WELFARE FUND
Health & welfare plan
Signals · 4
43% in single holding~191 bps in Sched C feesNo recordkeeper disclosed11 service providers
Active participants
656
Accounts w/ balance
—
Plan assets (EOY)
$19.6M
Net assets (EOY)
$19.0M
How this plan invests
This plan
5 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
78
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "s Vanguard Total Bond Market Adm Mutual Fund N/A N/A" is 43% of plan.
- 191 bps in Schedule C fees — 560% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BEVERAGE & BREWERY DRIVERS HEALTH & WELFARE FUND.
Plan sponsor
Name
BEVERAGE & BREWERY DRIVERS HEALTH & WELFARE FUND
EIN
52-6056136
Address
603 STANWIX ST, SUTIE 1500 · 2 GATEWAY CENTER · PITTSBURGH, PA · 152221024
Phone
(412) 471-2885
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-03-01
Tax period
2025-02-28
Filed
2025-12-12
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4Q · Other
Audit & trust (Schedule H)
Auditor
CALIBRE CPA GROUP PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
11 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN SMINKEY | 52-6056136 | — | TRUSTEE | $6K | — |
Other
10| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS | 52-1590516 | — | NONE | $133K | — |
| CAREFIRST PPO | 52-1187907 | — | NONE | $78K | — |
| AMERICAN HEALTH HOLDING | 31-1368946 | — | NONE | $41K | — |
| SEGAL COMPANY | 13-1835684 | — | NONE | $34K | — |
| KEYPRO ACQUISITIONS, INC. | 42-1413902 | — | NONE | $24K | — |
| SAVASTA & CO. | 13-3879959 | — | NONE | $18K | — |
| CALIBRE CPA GROUP | 47-0900880 | — | NONE | $18K | — |
| MCCHESNEY & DALE | 52-1842141 | — | NONE | $14K | — |
| WELLS FARGO | 41-0449260 | — | NONE | $8K | — |
| ZELIS | 86-1040704 | — | NONE | $0 | — |
Investments
5 direct securities· $14.1M(72% of reported assets)
Uncategorized
$8.0M
4 holdings
Mutual Funds
$6.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Bond Market Adm Mutual Fund N/A | Mutual Funds | — | $6.6M | $6.1M | 31.1% | |
| Vanguard 500 Index Fund Adm Mutual Fund N/A | — | — | $1.3M | $3.5M | 18.1% | |
| Vanguard Short-Term Bond Index Mutual Fund N/A | — | — | $2.9M | $3.0M | 15.3% | |
| PIMCO All Asset Inst Mutual Fund N/A | — | — | $1.5M | $1.4M | 7.1% | |
| Short-term investments Allspring Treasury Plus MM Fd Money Market N/A | — | — | $19K | $19K | <0.1% |