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Original filing (PDF)20251015053632NAL0003858881001
DALJACO INCORPORATED
Form 5500
FILING_RECEIVED
DALJACO 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 2
26% in single holding~130 bps in Sched C fees
Active participants
534
Accounts w/ balance
136
Plan assets (EOY)
$3.0M
Net assets (EOY)
$3.0M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
83
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- Top holding "AMERFUNDS 2035 TARG DATERET R6" is 26% of plan.
- 130 bps in Schedule C fees — 151% above peer band of 52 bps.
- Only 25% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DALJACO INCORPORATED.
Plan sponsor
Name
DALJACO INCORPORATED
EIN
52-2324457
Address
6505 RIDENOUR WAY · UNIT 1B · ELDERSBURG, MD · 21784
Phone
(410) 549-8002
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BENEFIT AUDIT GROUP LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $30K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FOUNDERS FINANCIAL SECURITIES, LLC | 20-2052994 | — | INVESTMENT/FINANCIAL ADVI | $9K | — |
Investments
33 direct securities· $2.9M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AMERFUNDS 2035 TARG DATERET R6 | Registered Investment Companies | — | — | $757K | 25.3% | |
| AMERFUNDS 2030 TARG DATERET R6 | Registered Investment Companies | — | — | $651K | 21.8% | |
| INVESCO CORPORATE BOND R6 677 REGISTERED INVESTMENT COMPANY FID 500 IND | Registered Investment Companies | — | — | $185K | 6.2% | |
| AMERFUNDS AMER BALANCED - R6 | Registered Investment Companies | — | — | $164K | 5.5% | |
| AMERFUNDS 2040 TARG DATERET R6 | Registered Investment Companies | — | — | $145K | 4.8% | |
| AMERFUNDS 2050 TARG DATERET R6 | Registered Investment Companies | — | — | $126K | 4.2% | |
| AMERFUNDS 2045 TARG DATERET R6 | Registered Investment Companies | — | — | $112K | 3.7% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $110K | 3.7% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $96K | 3.2% | |
| DFA INT GOVT FIXED INC INST 119 REGISTERED INVESTMENT COMPANY AMERFUNDS 2025 TARG DATERET R6 | Registered Investment Companies | — | — | $86K | 2.9% | |
| AMERICAN FUNDS 2055 TARGET R6 | Registered Investment Companies | — | — | $86K | 2.9% | |
| VANGUARD DEV MKT INDEX ADMIRAL | Registered Investment Companies | — | — | $60K | 2.0% | |
| T ROWE PRICE GLOBAL STOCK I | Registered Investment Companies | — | — | $54K | 1.8% | |
| DFA INTERNATIONAL SM CO INST | Registered Investment Companies | — | — | $45K | 1.5% | |
| AMERFUNDS 2060 TARG DATERET R6 | Registered Investment Companies | — | — | $39K | 1.3% | |
| T ROWE PRICE BLUE CHIP GR I | Registered Investment Companies | — | — | $39K | 1.3% | |
| VANGUARD VALUE INDEX FUND ADMR | Registered Investment Companies | — | — | $18K | 0.6% | |
| T. ROWE PRICE DIVIDEND GR I | Registered Investment Companies | — | — | $16K | 0.5% | |
| JANUS HENDERSON TRITON FUND N | Registered Investment Companies | — | — | $16K | 0.5% | |
| MFS MID CAP GROWTH R6 | Registered Investment Companies | — | — | $15K | 0.5% | |
| AMERFUNDS 2020 TARG DATERET R6 | Registered Investment Companies | — | — | $11K | 0.4% | |
| MFS GLOBAL REAL ESTATE R6 | Registered Investment Companies | — | — | $8K | 0.3% | |
| DFA INTL LARGE CAP GR PORT INS | Registered Investment Companies | — | — | $7K | 0.2% | |
| PGIM HIGH YIELD FUND R6 | Registered Investment Companies | — | — | $7K | 0.2% | |
| AMERFUNDS 2015 TARG DATERET R6 | Registered Investment Companies | — | — | $6K | 0.2% | |
| JANHEN SMALL CAP VALUE FD - N | Registered Investment Companies | — | — | $6K | 0.2% | |
| LORD ABBETT SHORT DUR INC R6 | Registered Investment Companies | — | — | $5K | 0.2% | |
| COLUMBIA OVERSEAS VALUE I3 | Registered Investment Companies | — | — | $5K | 0.2% | |
| DIAMOND HILL MID CAP FUND - Y | Registered Investment Companies | — | — | $4K | 0.1% | |
| VANGUARD FEDERAL MM INV | Registered Investment Companies | — | — | $4K | 0.1% | |
| INVESCO CORE PLUS BOND R6 | Registered Investment Companies | — | — | $2K | <0.1% | |
| DFA INFLATION PROT SEC INST | Registered Investment Companies | — | — | $2K | <0.1% | |
| PIMCO INCOME FUND - INSTL | Registered Investment Companies | — | — | $1K | <0.1% |
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