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Original filing (PDF)20250904073248NAL0033210466001
DESTINY MANAGEMENT SERVICES LL
Form 5500
FILING_RECEIVED
DESTINY MANAGEMENT SERVICES LL 401(K) PROFIT SHARING PLAN & TRUST
401(k) retirement plan
Signals · 1
48% in single holding
Active participants
184
Accounts w/ balance
140
Plan assets (EOY)
$1.1M
Net assets (EOY)
$1.1M
How this plan invests
This plan
1 pooled trust
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
76
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "State Street Target Retirement 2020 Fund "" is 48% of plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DESTINY MANAGEMENT SERVICES LL.
Plan sponsor
Name
DESTINY MANAGEMENT SERVICES LL
EIN
52-2150915
Address
12510 PROSPERITY DR STE 180 · SILVER SPRING, MD · 209041695
Phone
(301) 650-0047
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-04
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CARON & BLETZER, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PAYCHEX, INC. | 16-1124166 | ROCHESTER, NY | RECORDKEEPER | $7K | — |
Investments
22 direct securities · 1 pooled fund· $1.1M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.1M
22 holdings
Common Collective Trust
$16K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| State Street Target Retirement 2020 Fund " | — | — | — | $547K | 48.0% | |
| State Street Target Retirement 2030 Fund " | — | — | — | $161K | 14.1% | |
| State Street Target Retirement 2035 Fund " | — | — | — | $98K | 8.6% | |
| Vanguard Growth Index Fund " | — | — | — | $61K | 5.3% | |
| State Street Target Retirement 2045 Fund " | — | — | — | $34K | 2.9% | |
| State Street Target Retirement 2060 Fund " | — | — | — | $29K | 2.5% | |
| Nuveen Equity Index Fund " | — | — | — | $27K | 2.4% | |
| State Street Target Retirement 2025 Fund " | — | — | — | $27K | 2.4% | |
| State Street Target Retirement 2040 Fund " | — | — | — | $25K | 2.2% | |
| State Street Target Retirement 2065 Fund " ** 291 State Street Target Retirement Fund " | — | — | — | $17K | 1.5% | |
| METLIFE GAC SERIES 25053 0 RELIANCE TRUST · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $16K | 1.4% | |
| Fidelity Small Cap Index Fund Mutual fund | — | — | — | $16K | 1.4% | |
| State Street Target Retirement 2050 Fund " | — | — | — | $15K | 1.3% | |
| State Street Target Retirement 2055 Fund " | — | — | — | $14K | 1.2% | |
| Vanguard Balanced Index Fund " | — | — | — | $8K | 0.7% | |
| Fidelity Mid Cap Index Fund " | — | — | — | $8K | 0.7% | |
| State Street Aggregate Bond Index Fund " | — | — | — | $7K | 0.6% | |
| State Street Global All Cap Equity ex-U.S. Index Fund " | — | — | — | $6K | 0.6% | |
| Vanguard Small Cap Value Index Fund " ** 234 Vanguard Small-Cap Growth Index Fund " | — | — | — | $5K | 0.5% | |
| Vanguard Small-Cap Index Fund " | — | — | — | $5K | 0.4% | |
| State Street Equity 500 Index Fund " | — | — | — | $4K | 0.3% | |
| iShares MSCI EAFE International Index Fund " | — | — | — | $1K | 0.1% | |
| Vanguard Value Index Fund " | — | — | — | $1K | 0.1% |
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