Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $138K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF | — | — | — | $18.1M | 23.9% | |
| Vanguard FTSE Developed Markets | — | — | — | $15.5M | 20.5% | |
| SSGA SPDR Portfolio S&P 500 ETF | — | — | — | $11.1M | 14.6% | |
| BlackRock iShares Core Total US Bond Market ETF | — | — | — | $8.3M | 10.9% |
| Vanguard FTSE Emerging Markets | — | — | — | $5.6M | 7.3% |
| SSGA SPDR Portfolio S&P 400 Mid Cap | — | — | — | $3.6M | 4.8% |
| SSGA SPDR Portfolio S&P 600 Small Cap ETF | — | — | — | $2.8M | 3.7% |
| Vanguard Total International Bond ETF | — | — | — | $1.9M | 2.5% |
| BlackRock iShares Emerging Markets USD Bond ETF | — | — | — | $1.6M | 2.2% |
| Participants 4.25% to 9.5%; maturing through 2030 | — | — | — | $1.0M | 1.3% |
| BlackRock iShares 0-5 Year TIPS Bond ETF | — | — | — | $779K | 1.0% |
| Goldman Sachs Goldman Sachs TreasuryAccess 01 Year ETF | — | — | — | $713K | 0.9% |
| Goldman Sachs Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $588K | 0.8% |
| JP Morgan JPMorgan Ultra-Short Income | — | — | — | $574K | 0.8% |
| Vanguard U.S. Large-cap Growth Equity ETF | — | — | — | $493K | 0.7% |
| Vanguard Value ETF | — | — | — | $480K | 0.6% |
| SSGA SPDR S&P Kensho New Economies Composite ETF | — | — | — | $460K | 0.6% |
| Vanguard Dividend Appreciation ETF | — | — | — | $342K | 0.5% |
| Vanguard Short-Term Inflation-Protected Securities ETF | — | — | — | $211K | 0.3% |
| Vanguard Mid-Cap Value ETF | — | — | — | $172K | 0.2% |
| Vanguard Small-Cap Value ETF | — | — | — | $161K | 0.2% |
| Vanguard US Total Bond Market ETF | — | — | — | $157K | 0.2% |
| Goldman Sachs Goldman Sachs ActiveBeta International Equity | — | — | — | $136K | 0.2% |
| Xtrackers USD High Yield Corporate Bond | — | — | — | $136K | 0.2% |
| Invesco QQQ Trust | — | — | — | $120K | 0.2% |
| Goldman Sachs Goldman Sachs ActiveBeta Europe Equity ETF | — | — | — | $79K | 0.1% |
| Goldman Sachs Goldman Sachs Access U.S. Aggregate Bond ETF | — | — | — | $73K | <0.1% |
| BlackRock iShares ESG Aware MSCI USA ETF | — | — | — | $66K | <0.1% |
| Goldman Sachs Goldman Sachs Access Investment Grade Corporate Bond ETF | — | — | — | $66K | <0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $52K | <0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta US Small Cap Equity ETF | — | — | — | $35K | <0.1% |
| BlackRock iShares ESG Aware MSCI EAFE ETF | — | — | — | $34K | <0.1% |
| Schwab U.S. REIT ETF | — | — | — | $33K | <0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta Japan Equity ETF | — | — | — | $32K | <0.1% |
| Vanguard LongTerm Government Bond | — | — | — | $30K | <0.1% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF | — | — | — | $20K | <0.1% |
| Goldman Sachs Goldman Sachs Access Emerging Markets USD Bond ETF | — | — | — | $17K | <0.1% |
| BlackRock iShares ESG Aware MSCI EM ETF | — | — | — | $14K | <0.1% |
| Vanguard Global ex-U.S. Real Estate ETF | — | — | — | $14K | <0.1% |
| Goldman Sachs Goldman Sachs Access Inflation Protected USD Bond ETF | — | — | — | $14K | <0.1% |
| BlackRock iShares ESG Aware U.S. Aggregate Bond ETF | — | — | — | $13K | <0.1% |
| Goldman Sachs Goldman Sachs Access High Yield Corporate Bond ETF | — | — | — | $9K | <0.1% |
| Engine No. 1 TCW Transform 500 ETF | — | — | — | $8K | <0.1% |
| BlackRock iShares ESG Aware MSCI USA Small-Cap ETF | — | — | — | $6K | <0.1% |
| BlackRock iShares MBS | — | — | — | $5K | <0.1% |
| BlackRock iShares Core MSCI EAFE ETF | — | — | — | $4K | <0.1% |
| BlackRock iShares iBoxx $ Investment Grade Corporate Bond ETF | — | — | — | $2K | <0.1% |
| Schwab U.S. Broad Market ETF | — | — | — | $2K | <0.1% |
| BlackRock iShares Core S&P Total U.S. Stock Market ETF | — | — | — | $2K | <0.1% |
| BlackRock iShares ESG Aware USD Corporate Bond ETF | — | — | — | $2K | <0.1% |
| BlackRock iShares Trust iShares 5-10 Year Investment Grade Corporate Bond ETF | — | — | — | $1K | <0.1% |
| BlackRock iShares National AMT-Free Muni Bond ETF | — | — | — | $1K | <0.1% |
| BlackRock iShares Core MSCI Emerging Markets ETF | — | — | — | $1K | <0.1% |
