Back to filter
Original filing (PDF)20250922093831NAL0004530561001
REALTERM US, INC.
Form 5500
FILING_RECEIVED
REALTERM US, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
173
Accounts w/ balance
196
Plan assets (EOY)
$24.2M
Net assets (EOY)
$24.2M
How this plan invests
This plan
13 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for REALTERM US, INC..
Plan sponsor
Name
REALTERM US, INC.
EIN
52-2097545
Address
201 WEST ST. · ANNAPOLIS, MD · 21401
Phone
(410) 216-6136
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-22
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
HOZIK & COMPANY P.L.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | 13-5674085 | — | CONSULTANT | $41K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $34K | — |
| PRIME BENEFITS, INC. | 52-2204662 | — | CONTRACT ADMINISTRATOR | $6K | — |
Investments
15 direct securities · 13 pooled funds· $24.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$12.0M
11 holdings
Uncategorized
$10.9M
15 holdings
Pooled Separate Account
$1.2M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Fund Registered investment company | — | — | — | $4.3M | 17.9% | |
| Loomis Sayles Growth Fund Registered investment company | — | — | — | $2.2M | 9.1% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $2.0M | 8.5% | |
| PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $1.8M | 7.5% | |
| PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $1.7M | 6.9% | |
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $1.6M | 6.6% | |
| PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $1.5M | 6.2% | |
| Eaton Vance Atlanta Capital SMID-Cap Fund Registered investment company | — | — | — | $1.4M | 5.9% | |
| PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $1.4M | 5.7% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $1.1M | 4.4% | |
| Janus Investment Fund - Janus Henderson Triton Fund Registered investment company | — | — | — | $876K | 3.6% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $700K | 2.9% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $518K | 2.1% | |
| PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $512K | 2.1% | |
| Western Asset Core Plus Bond Fund Registered investment company | — | — | — | $465K | 1.9% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $445K | 1.8% | |
| Vanguard Developed Markets Index Fund Registered investment company | — | — | — | $332K | 1.4% | |
| Delaware Value Fund Registered investment company | — | — | — | $258K | 1.1% | |
| Vanguard Total Bond Market Index Fund Registered investment company | — | — | — | $224K | 0.9% | |
| Participants Loans maturity dates through May 15, 2043 - | — | — | — | $180K | 0.7% | |
| Fixed Income Guaranteed Option Insurance company general account contract | — | — | — | $179K | 0.7% | |
| Invesco International Diversified Fund Registered investment company | — | — | — | $155K | 0.6% | |
| Cohen & Steers Real Estate Securities Fund Registered investment company | — | — | — | $106K | 0.4% | |
| Virtus SGA Emerging Markets Equity Fund Registered investment company | — | — | — | $99K | 0.4% | |
| Undiscovered Managers Behavioral Value Fund Registered investment company | — | — | — | $98K | 0.4% | |
| Allspring Special Mid Cap Value Fund Registered investment company | — | — | — | $18K | <0.1% | |
| PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $15K | <0.1% | |
| PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $7K | <0.1% |
Related plans
Other plans using MERRILL LYNCH PIERCE FENNER & SMITH
AMGEN INC.
AMGEN RETIREMENT AND SAVINGS PLAN
$7.7B · 14,965 participants
MACYS, INC.
MACYS INC 401(K) RETIREMENT INVESTMENT PLAN
$4.6B · 103,247 participants
WASTE MANAGEMENT, INC.
WASTE MANAGEMENT RETIREMENT SAVINGS PLAN
$4.1B · 38,168 participants
MACYS INC
MACYS INC CASH ACCOUNT PENSION PLAN
$1.9B · 15,538 participants
PENSION PLAN OF LOCAL 464A
PENSION PLAN OF LOCAL 464A
$1.2B · 7,332 participants
MIDWEST PHYSICIAN ADMINISTRATIVE SERVICES, LLC, D/B/A DULY HEALTH AND
DULY HEALTH AND CARE 401(K) PLAN
$1.1B · 6,585 participants
Similar-size Real Estate plans
MICHELSON REALTY COMPANY LLC
THE MICHELSON ORGANIZATION SAVINGS INVESTMENT PLAN
$24.2M · 155 participants
GATES, HUDSON & ASSOCIATES, INC.
GATES, HUDSON & ASSOCIATES EMPLOYEE 401(K) PLAN
$24.3M · 644 participants
CIMINELLI REAL ESTATE CORPORATION
CIMINELLI REAL ESTATE CORPORATION 401(K) PLAN
$24.0M · 205 participants
SOLIL MANAGEMENT, LLC
SOLIL MANAGEMENT, LLC PENSION PLAN
$24.5M · 34 participants
CONIFER REALTY LLC
CONIFER REALTY LLC RETIREMENT SAVINGS PLAN
$24.6M · 520 participants
PRINCETON PROPERTIES MANAGEMENT, INC.
PRINCETON PROPERTIES MANAGEMENT, INC. RETIREMENT PLAN
$24.6M · 207 participants
Large plans in Maryland
LOCKHEED MARTIN CORPORATION
LMC DEFINED CONTRIBUTION MASTER TRUST
$56.1B
LOCKHEED MARTIN CORPORATION
LOCKHEED MARTIN CORPORATION SALARIED SAVINGS PLAN
$51.4B · 94,445 participants
T. ROWE PRICE TRUST COMPANY
T. ROWE PRICE INSTITUTIONAL COMMON TRUST FUND, T. ROWE PRICE GROWTH STOCK TRUST
$36.0B
T. ROWE PRICE TRUST COMPANY
T.ROWE PRICE STRATEGIC COMMON TRUST FUND, T.ROWE PRICE RETIREMENT 2040 TRUST
$35.2B
T. ROWE PRICE TRUST COMPANY
T.ROWE PRICE STRATEGIC COMMON TRUST FUND, T.ROWE PRICE RETIREMENT 2030 TRUST
$35.0B
T. ROWE PRICE TRUST COMPANY
T.ROWE PRICE STRATEGIC COMMON TRUST FUND, T.ROWE PRICE U.S. VALUE EQUITY TRUST
$32.2B