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Original filing (PDF)20251009132838NAL0016212578001
KAO AMERICA INC.
Form 5500
FILING_RECEIVED
KAO AMERICA INC. 401(K) SAVINGS PLAN
401(k) retirement plan
Active participants
1,403
Accounts w/ balance
1,725
Plan assets (EOY)
$314.2M
Net assets (EOY)
$314.2M
How this plan invests
This plan
13 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
100
Participation health
100
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KAO AMERICA INC..
Plan sponsor
Name
KAO AMERICA INC.
EIN
52-2064483
Address
2535 SPRING GROVE AVENUE · CINCINNATI, OH · 45214
Phone
(513) 455-5328
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
3H · Sponsor in controlled / affiliated group
3I · Requires investment in employer securities
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
Audit & trust (Schedule H)
Auditor
CROWE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$194K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEPC LLC | 26-1429809 | — | INVESTMENT ADVISOR | $87K | — |
| EMPLOYEE BENEFITS SOLUTIONS CONSUL | — | CINCINNATI, OH | CONSULTANT | $27K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CROWE LLP | 35-0921680 | — | ACCOUNTANT/AUDITOR | $22K | — |
Investments
24 direct securities · 13 pooled funds· $443.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$314.2M
24 holdings
Common Collective Trust
$129.4M
13 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $57.0M | 18.1% | |
| BlackRock Capital Appreciation Fund K Shares | — | — | — | $32.5M | 10.3% | |
| Fidelity Investments Fidelity Extended Market Index Fund | — | — | — | $30.1M | 9.6% | |
| Fidelity Management Fidelity Freedom 2040 Commingled Pool Trust Company Class E | — | — | — | $27.7M | 8.8% | |
| FID FRDM 2040 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 203 | Common Collective Trust | — | — | $27.7M | 8.8% | |
| Fidelity Management Fidelity Freedom 2030 Commingled Pool Trust Company Class E | — | — | — | $20.9M | 6.6% | |
| FID FRDM 2030 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 201 | Common Collective Trust | — | — | $20.9M | 6.6% | |
| Fidelity Management Fidelity Freedom 2035 Commingled Pool Trust Company Class E | — | — | — | $15.3M | 4.9% | |
| FID FRDM 2035 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 202 | Common Collective Trust | — | — | $15.3M | 4.9% | |
| Fidelity Management Fidelity Freedom 2025 Commingled Pool Trust Company Class E | — | — | — | $15.0M | 4.8% | |
| FID FRDM 2025 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 200 | Common Collective Trust | — | — | $15.0M | 4.8% | |
| Invesco Growth and Income Fund Class Y | — | — | — | $14.2M | 4.5% | |
| Fidelity Management Fidelity Freedom 2045 Commingled Pool Trust Company Class E | — | — | — | $14.1M | 4.5% | |
| FID FRDM 2045 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 204 | Common Collective Trust | — | — | $14.1M | 4.5% | |
| Vanguard Treasury Money Market Fund | — | — | — | $13.7M | 4.3% | |
| Fidelity Management Fidelity Freedom 2050 Commingled Pool Trust Company Class E | — | — | — | $12.1M | 3.9% | |
| FID FRDM 2050 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 205 | Common Collective Trust | — | — | $12.1M | 3.9% | |
| Fidelity Investments Fidelity Advisors Diversified International K6 Fund | — | — | — | $11.1M | 3.5% | |
| JPMorgan Core Bond Fund Class I | — | — | — | $10.6M | 3.4% | |
| Fidelity Management Fidelity Freedom 2055 Commingled Pool Trust Company Class E | — | — | — | $10.0M | 3.2% | |
| FID FRDM 2055 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 206 | Common Collective Trust | — | — | $10.0M | 3.2% | |
| JPMorgan High Yield Fund Class I | — | — | — | $6.2M | 2.0% | |
| Fidelity Management Fidelity Freedom 2020 Commingled Pool Trust Company Class E | — | — | — | $5.2M | 1.7% | |
| FID FRDM 2020 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 199 | Common Collective Trust | — | — | $5.2M | 1.7% | |
| Fidelity Management Fidelity Freedom 2060 Commingled Pool Trust Company Class E | — | — | — | $3.8M | 1.2% | |
| FID FRDM 2060 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 207 | Common Collective Trust | — | — | $3.8M | 1.2% | |
| through December 2033 | — | — | — | $3.6M | 1.1% | |
| Fidelity Investments Brokeragelink | — | — | — | $3.1M | 1.0% | |
| Vanguard Total International Stock Index Fund Admiral | — | — | — | $2.7M | 0.8% | |
| Fidelity Management Fidelity Freedom 2015 Commingled Pool Trust Company Class E | — | — | — | $1.9M | 0.6% | |
| FID FRDM 2015 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 198 | Common Collective Trust | — | — | $1.9M | 0.6% | |
| Fidelity Management Fidelity Freedom 2065 Commingled Pool Trust Company Class E | — | — | — | $1.6M | 0.5% | |
| FID FRDM 2065 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 208 | Common Collective Trust | — | — | $1.6M | 0.5% | |
| FID FRDM INC CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 195 | Common Collective Trust | — | — | $1.3M | 0.4% | |
| Fidelity Management Fidelity Freedom Income Commingled Pool Trust Company Class E | — | — | — | $1.3M | 0.4% | |
| Fidelity Management Fidelity Freedom 2010 Commingled Pool Trust Company Class E | — | — | — | $530K | 0.2% | |
| FID FRDM 2010 CP E FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 197 | Common Collective Trust | — | — | $530K | 0.2% |