Original filing (PDF)20251015170919NAL0002796771001

Miller Refrigeration, Inc.

Name: Miller Refrigeration, Inc. — Miller Refrigeration, Form 5500 (2024)
Creator: Miller Refrigeration, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Miller Refrigeration, Inc. Profit Sharing Plan

401(k) retirement plan · Miller Refrigeration, Inc.'s Miller Refrigeration, Inc. Profit Sharing Plan held $10.8M in plan assets for 161 participants in 2024, with Capital Group (American Funds) as recordkeeper.

Signals · 1

Corrective distributions issued

Active participants

161

Accounts w/ balance

176

Plan assets (EOY)

$10.8M

Net assets (EOY)

$10.8M

How this plan invests

This plan

25 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for MILLER REFRIGERATION, INC..

Plan sponsor

Name

MILLER REFRIGERATION, INC.

EIN

all filings

Address

8104 EDGEWATER AVE · BALTIMORE, MD · 21237

Phone

(410) 866-3600

Industry

Plumbing, Heating, AC Contractors· Construction

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
CAPITAL GROUP RETIREMENT PLAN SERV	—	IRVINE, CA	RECORDKEEPER	$18K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GREENSPRING ADVISORS, LLC	—	TOWSON, MD	INVESTMENT ADVISOR	$27K	—

Investments

25 direct securities· $10.8M(100% of reported assets)

Mutual Funds

$10.1M

18 holdings

Common Collective Trusts

$536K

4 holdings

Participant loans

$120K

1 holding

Other securities

$69K

2 holdings

					% of plan
American Funds 2035 Target Date Mutual Fund	Mutual Funds	—	—	$1.6M	14.5%
American Funds 2020 Target Date Mutual Fund	Mutual Funds	—	—	$1.5M	14.1%
American Funds 2050 Target Date Mutual Fund	Mutual Funds	—	—	$1.2M	11.2%
American Funds 2055 Target Date Mutual Fund	Mutual Funds	—	—	$964K	8.9%
American Funds 2025 Target Date Mutual Fund	Mutual Funds	—	—	$948K	8.7%
American Funds 2045 Target Date Mutual Fund	Mutual Funds	—	—	$831K	7.7%
American Funds 2030 Target Date Mutual Fund	Mutual Funds	—	—	$761K	7.0%
American Funds 2040 Target Date Mutual Fund	Mutual Funds	—	—	$642K	5.9%
Vanguard Growth Index- Admiral Mutual Fund	Mutual Funds	—	—	$402K	3.7%
Vanguard Mid Cap Index Mutual Fund	Mutual Funds	—	—	$361K	3.3%
Vanguard Small Cap Index Fund Mutual Fund	Common Collective Trusts	—	—	$253K	2.3%
American Funds 2060 Target Date Mutual Fund	Mutual Funds	—	—	$239K	2.2%
American Funds 2010 Target Date Mutual Fund	Mutual Funds	—	—	$229K	2.1%
Vanguard 500 Index Fund Mutual Fund	Common Collective Trusts	—	—	$219K	2.0%
American Funds US Govt Money Market Mutual Fund	Mutual Funds	—	—	$210K	1.9%
Participant loans Maturities through June 2029, interest $-	Participant loans	—	—	$120K	1.1%
Vanguard Total Intl Stock Index Mutual Fund	Mutual Funds	—	—	$102K	0.9%
American Funds 2065 Target Date Mutual Fund	Mutual Funds	—	—	$96K	0.9%
Vangaurd Total Bond Market Index- Admiral Mutual Fund	Other securities	—	—	$66K	0.6%
Vanguard Balanced Index Fund Mutual Fund	Common Collective Trusts	—	—	$62K	0.6%
Vangaurd Value Index- Admiral Mutual Fund	Other securities	—	—	$3K	<0.1%
Vanguard Short-term Investment-Grade Mutual Fund	Mutual Funds	—	—	$3K	<0.1%
Vanguard Total Intl Bd Idx Mutual Fund	Common Collective Trusts	—	—	$3K	<0.1%
DFA Global Real Estate Securities Mutual Fund	Mutual Funds	—	—	$3K	<0.1%
American Funds 2070 Target Date Mutual Fund	Mutual Funds	—	—	$1K	<0.1%