Original filing (PDF)20250929114139NAL0012132912001

Caruso Homes, Inc.

Name: Caruso Homes, Inc. — Caruso Homes Employee 401(k), Form 5500 (2024)
Creator: Caruso Homes, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Caruso Homes Employee 401(k) Plan

401(k) retirement plan · Caruso Homes, Inc.'s Caruso Homes Employee 401(k) Plan held $4.9M in plan assets for 106 participants in 2024.

Signals · 3

Possibly inadequate fidelity bondCorrective distributions issuedNo recordkeeper disclosed

Active participants

106

Accounts w/ balance

104

Plan assets (EOY)

$4.9M

Net assets (EOY)

$4.9M

How this plan invests

This plan

22 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Fidelity bond appears below the 10%-of-assets requirement.

Helping the score

Below-peer total plan cost (88th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for CARUSO HOMES, INC..

Plan sponsor

Name

CARUSO HOMES, INC.

EIN

52-1447426all filings

Address

2120 BALDWIN AVE STE 200 · CROFTON, MD · 211142402

Phone

(667) 307-4250

Industry

All Other Professional Services· Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-29

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
T. ROWE PRICE RPS, INC.	52-1309931	—	NONE	$3K	—
COLUMBIA FUNDS	93-0577450	—	NONE	$0	—

Investments

22 direct securities· $4.9M(100% of reported assets)

Other securities

$4.6M

18 holdings

Common Collective Trusts

$189K

2 holdings

Cash / Money Market

$123K

1 holding

Bonds / Notes

$33K

1 holding

					% of plan
T. ROWE PRICE RETIREMENT 2035 INV MUTUAL FUND	Other securities	—	—	$690K	13.9%
T. ROWE PRICE RETIREMENT 2040 INV MUTUAL FUND	Other securities	—	—	$673K	13.6%
T. ROWE PRICE RETIREMENT 2030 INV MUTUAL FUND	Other securities	—	—	$634K	12.8%
T. ROWE PRICE RETIREMENT 2025 INV MUTUAL FUND	Other securities	—	—	$558K	11.3%
T. ROWE PRICE RETIREMENT 2050 INV MUTUAL FUND	Other securities	—	—	$502K	10.1%
T. ROWE PRICE RETIREMENT 2055 INV MUTUAL FUND	Other securities	—	—	$349K	7.1%
T. ROWE PRICE RETIREMENT 2045 INV MUTUAL FUND	Other securities	—	—	$319K	6.5%
T. ROWE PRICE RETIREMENT 2060 INV MUTUAL FUND	Other securities	—	—	$281K	5.7%
T. ROWE PRICE RETIREMENT 2010 INV MUTUAL FUND	Other securities	—	—	$229K	4.6%
T. ROWE PRICE EQUITY INDEX 500 INV MUTUAL FUND	Common Collective Trusts	—	—	$154K	3.1%
T. ROWE PRICE RETIREMENT 2020 INV MUTUAL FUND	Other securities	—	—	$135K	2.7%
T. ROWE PRICE GOVERNMENT MONEY INV INTEREST-BEARING CASH	Cash / Money Market	—	—	$123K	2.5%
T. ROWE PRICE EQUITY INCOME INV MUTUAL FUND	Other securities	—	—	$44K	0.9%
COLUMBIA SMALL CAP INDEX INSTL2 MUTUAL FUND	Other securities	—	—	$42K	0.8%
T. ROWE PRICE EXTENDED EQ MKT INDEX INV MUTUAL FUND	Other securities	—	—	$41K	0.8%
T. ROWE PRICE INTL EQUITY INDEX INV MUTUAL FUND	Common Collective Trusts	—	—	$35K	0.7%
PARTICIPANT LOANS LOW-HIGH INTEREST RATE 7.25% - 9.50%	Bonds / Notes	—	—	$33K	0.7%
T. ROWE PRICE SPECTRUM INTL EQUITY MUTUAL FUND	Other securities	—	—	$32K	0.6%
T. ROWE PRICE BLUE CHIP GROWTH INV MUTUAL FUND	Other securities	—	—	$28K	0.6%
T. ROWE PRICE BALANCED INV MUTUAL FUND	Other securities	—	—	$28K	0.6%
T. ROWE PRICE RETIREMENT 2065 INV MUTUAL FUND	Other securities	—	—	$15K	0.3%
T. ROWE PRICE QM US BOND INDEX INV MUTUAL FUND	Other securities	—	—	$3K	<0.1%