Original filing (PDF)20251003152151NAL0000878915001

University of Maryland Upper Chesapeake Health System, Inc.

Name: University of Maryland Upper Chesapeake Health System, Inc. — Form 5500 Plan 002 (2024)
Creator: University of Maryland Upper Chesapeake Health System, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Upper Chesapeake Health 403(b) Savings Plan

403(b) retirement plan · University of Maryland Upper Chesapeake Health System, Inc.'s Upper Chesapeake Health 403(b) Savings Plan held $296.2M in plan assets for 2,770 participants in 2024, with Metlife Life Insurance Company as recordkeeper.

Active participants

2,770

Accounts w/ balance

3,967

Plan assets (EOY)

$296.2M

Net assets (EOY)

$296.2M

People on this filing

Susan Schaub signed University of Maryland Upper Chesapeake Health System, Inc.'s 2024 Form 5500 as plan administrator.

Susan Schaub — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

University of Maryland Upper Chesapeake Health System, Inc.'s EIN is 52-1398513.

EIN 52-1398513

Plan number 002

Plan year 2024

ACK ID 20251003152151NAL0000878915001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for University of Maryland Upper Chesapeake Health System, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

University of Maryland Upper Chesapeake Health System, Inc.'s plan includes ERISA 404(c) participant direction, a 403(b) annuity, 403(b) custodial accounts, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for UNIVERSITY OF MARYLAND UPPER CHESAPEAKE HEALTH SYSTEM, INC..

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How this plan invests

This plan

115 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Total administrative cost in the bottom quartile of peers (22nd percentile).

Plan sponsor

Name

UNIVERSITY OF MARYLAND UPPER CHESAPEAKE HEALTH SYSTEM, INC.

EIN

all filings

Address

520 UPPER CHESAPEAKE DRIVE · SUITE 408 · BEL AIR, MD · 21014

Phone

(443) 843-5572

Industry

Health Care & Social Assistance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-03

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

CLIFTONLARSONALLEN, LLP

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
METLIFE LIFE INSURANCE COMPANY	—	CHARLOTTE, NC	RECORDKEEPER	$607K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
NFP RETIREMENT INC	—	ALISO VIEJO, CA	INVESTMENT ADVISOR	$187K	—
ONE DIGITAL TOPCO LLC DBA RESOURCES

Investments

115 direct securities· $295.2M(100% of reported assets)

Mutual Funds

$194.7M

45 holdings

Other securities

$67.3M

60 holdings

Common Collective Trusts

$26.5M

4 holdings

Bonds / Notes

$6.6M

3 holdings

Common Stocks

$131K

2 holdings

OTHER

$7K

1 holding

					% of plan
Vanguard Wellington Adm	Mutual Funds	—	—	$41.2M	13.9%
Fidelity 500 Index	Common Collective Trusts	—	—	$25.8M	8.7%
Vanguard Equity-Income Adm	Mutual Funds	—	—	$25.7M	8.7%
Vanguard Target Retirement 2030 Inv	Mutual Funds	—	—	$22.4M	7.6%
Vanguard Dividend Growth Inv	Mutual Funds	—	—	$19.9M	6.7%
JPMorgan Large Cap Growth R6	Other securities	—	—	$15.4M	5.2%
Vanguard Target Retirement 2040 Inv	Mutual Funds	—	—	$13.6M	4.6%
Blackrock Mid-Cap Growth Equity K	Other securities	—	—	$12.6M	4.3%
Fidelity Intl Cptl Apprec K6	Mutual Funds	—	—	$11.4M	3.8%
Metlife GTS Fixed Account (Liquid)	Other securities	—	—	$8.7M	2.9%
Vanguard Target Retirement 2045 Inv	Mutual Funds	—	—	$7.5M	2.5%
Vanguard Target Retirement 2035 Inv	Mutual Funds	—	—	$6.9M	2.3%
Vanguard Target Retirement 2025 Inv	Mutual Funds	—	—	$6.5M	2.2%
Vanguard Target Retirement 2050 Inv	Mutual Funds	—	—	$6.4M	2.2%
Metlife GTS Fixed Account (Traditional)	Other securities	—	—	$6.0M	2.0%
TCW Metwest TCW Metwest Total Return Bond Plan	Other securities	—	—	$5.7M	1.9%
Vanguard Target Retirement 2020 Inv	Mutual Funds	—	—	$5.6M	1.9%
Fidelity Small Cap Index	Mutual Funds	—	—	$5.4M	1.8%
Blackrock High Yield Instl	Other securities	—	—	$4.6M	1.5%
Fidelity Us Bond Index	Mutual Funds	—	—	$4.5M	1.5%
Vanguard Target Retirement 2055 Inv	Mutual Funds	—	—	$3.9M	1.3%
Metlife Fixed Account 3.5%	Bonds / Notes	—	—	$3.3M	1.1%
Blackrock Inflation Protected Bond Instl	Other securities	—	—	$3.2M	1.1%
Vanguard Treasury Money Mkt Inv	Mutual Funds	—	—	$2.8M	1.0%
Vanguard Target Retirement 2060 Inv	Mutual Funds	—	—	$2.6M	0.9%
Participants Participant Loans Rates from 5.25% to 10.50% -	Bonds / Notes	—	—	$1.9M	0.6%
Metlife Stock Index Portfolio Class A	Other securities	—	—	$1.8M	0.6%
Vanguard Target Retirement Income Inv	Mutual Funds	—	—	$1.7M	0.6%
Fidelity Mid Cap Index	Mutual Funds	—	—	$1.7M	0.6%
Fidelity International Index	Mutual Funds	—	—	$1.7M	0.6%
Victory Sycamore Victory Sycamore Established Value I	Other securities	—	—	$1.7M	0.6%
Metlife 0.5% Enhanced Fixed Account 3.5%	Bonds / Notes	—	—	$1.4M	0.5%
Brighthouse Asset Allocation 80 Portfolio	Other securities	—	—	$1.2M	0.4%
Brighthouse Brighthouse/Wellington Balanced Portfolio	Other securities	—	—	$1.2M	0.4%
American Funds American Funds New World R6	Mutual Funds	—	—	$880K	0.3%
Vanguard Target Retirement 2065 Inv	Mutual Funds	—	—	$858K	0.3%
Brighthouse Asset Allocation 60 Portfolio	Other securities	—	—	$669K	0.2%
Jennison Growth Portfolio	Other securities	—	—	$620K	0.2%
Brighthouse BHFT Brighthouse Asset Allocation 60 B	Other securities	—	—	$607K	0.2%
Loomis Sayles Loomis Sayles Growth Portfolio	Other securities	—	—	$551K	0.2%
Fidelity VIP Equity-Income Portfolio	Mutual Funds	—	—	$470K	0.2%
Vanguard 500 Index Admiral	Common Collective Trusts	—	—	$411K	0.1%
Loomis Sayles Loomis Sayles Global Allocation Portfolio	Other securities	—	—	$360K	0.1%
Brighthouse BHFT Brighthouse Asset Allocation 80 B	Other securities	—	—	$342K	0.1%
Metlife Russell 2000 Index Portfolio	Common Collective Trusts	—	—	$298K	0.1%
Brighthouse BHFT Metlife Stock Index Class A	Other securities	—	—	$235K	<0.1%
Invesco Global Equity Portfolio	Mutual Funds	—	—	$202K	<0.1%
Blackrock Capital Appreciation Portfolio	Other securities	—	—	$179K	<0.1%
Brighthouse BHFT Brighthouse Asset Allocation 40 B	Other securities	—	—	$169K	<0.1%
American Century American Century Discipline Core Val Inv	Other securities	—	—	$159K	<0.1%