Original filing (PDF)20251009124058NAL0006997217001

MOI, INC.

Name: MOI, INC. — MOI, INC. RETIREMENT SAVINGS PLAN, Form 5500 (2024)
Creator: MOI, INC.

Form 5500

FILING_RECEIVED

MOI, INC. RETIREMENT SAVINGS PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

299

Accounts w/ balance

329

Plan assets (EOY)

$28.1M

Net assets (EOY)

$28.1M

How this plan invests

This plan

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MOI, INC..

Plan sponsor

Name

MOI, INC.

EIN

52-1285474

Address

1801 PORTER STREET STE 100 · BALTIMORE, MD · 212305562

Phone

(410) 265-5600

Industry

Retail Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-09

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

ELLIN AND TUCKER

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GREENSPRING ADVISORS, LL	82-5320133	—	INVESTMENT ADVISORY	$22K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$66K	—

Investments

28 direct securities· $28.0M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Target Rmt 2035 Inv Fund Mutual Fund	—	—	—	$3.5M	12.6%
Vanguard Target Rmt 2030 Inv Fund Mutual Fund	—	—	—	$3.4M	12.1%
Vanguard Target Rmt 2040 Inv Fund Mutual Fund	—	—	—	$3.3M	11.6%
Vanguard Target Rmt 2025 Inv Fund Mutual Fund	—	—	—	$3.1M	11.1%
Vanguard Target Rmt 2050 Inv Fund Mutual Fund	—	—	—	$2.7M	9.6%
Vanguard Growth Index Adm Fund Mutual Fund	—	—	—	$2.3M	8.1%
Vanguard Target Rmt 2045 Inv Fund Mutual Fund	—	—	—	$1.7M	6.2%
Vanguard Target Rmt 2055 Inv Fund Mutual Fund	—	—	—	$1.2M	4.4%
Vanguard Value Index Adm Fund Mutual Fund	—	—	—	$927K	3.3%
DFA U.S. Targeted Value I Fund Mutual Fund	—	—	—	$665K	2.4%
Vanguard Mid Cap Index Adm Fund Mutual Fund	—	—	—	$654K	2.3%
Vanguard Inter-Term Inv-Grd Adm Fund Mutual Fund	—	—	—	$635K	2.3%
interest, collateral, par, or maturity value * Principal Fixed Income Guar Option Insurance General Account	—	—	—	$614K	2.2%
Vanguard Target Rmt 2020 Inv Fund Mutual Fund	—	—	—	$489K	1.7%
Vanguard 500 Index Admiral Fund Mutual Fund	—	—	—	$487K	1.7%
Vanguard Target Rmt 2060 Inv Fund Mutual Fund	—	—	—	$477K	1.7%
Vanguard Sm Cap Index Adm Fund Mutual Fund	—	—	—	$434K	1.5%
Vanguard Target Rmt Inc Inv Fund Mutual Fund	—	—	—	$323K	1.2%
Notes receivable from participants Participant Loans***	—	—	—	$281K	1.0%
DFA Emerg Mkt Core Eqty I Fund Mutual Fund	—	—	—	$158K	0.6%
DFA Global Real Estate Sc I Fund Mutual Fund	—	—	—	$150K	0.5%
DFA Intl Core Equity I Fund Mutual Fund	—	—	—	$127K	0.5%
Vanguard ST Inv-Grade Adm Fund Mutual Fund	—	—	—	$98K	0.3%
Vanguard Total Intl Stk Idx Adm Fund Mutual Fund	—	—	—	$79K	0.3%
Vanguard Target Rmt 2065 Inv Fund Mutual Fund	—	—	—	$57K	0.2%
Vanguard Target Rmt 2070 Inv Fund Mutual Fund	—	—	—	$56K	0.2%
Vanguard Total Intl Bond Idx Adm Fund Mutual Fund	—	—	—	$45K	0.2%
Vanguard Cash Res Fed MM Adm Mutual Fund	—	—	—	$6K	<0.1%