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Original filing (PDF)20251013123641NAL0002823458001
MARIAM, INC. DBA DARCARS
Form 5500
FILING_RECEIVED
DARCARS EMPLOYEES 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,578
Accounts w/ balance
1,667
Plan assets (EOY)
$51.3M
Net assets (EOY)
$51.3M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 41 bps in Schedule C fees — 158% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MARIAM, INC. DBA DARCARS.
Plan sponsor
Name
MARIAM, INC. DBA DARCARS
EIN
52-1245481
Address
7550 WISCONSIN AVE, 6TH FLOOR · BETHESDA, MD · 20814
Phone
(301) 625-5700
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
COUNCILOR, BUCHANAN & MITCHELL, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | 13-5674085 | — | CONSULTANT | $96K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $116K | — |
Investments
32 direct securities· $51.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Fixed Income Guaranteed Option Insurance Company General Account | — | — | — | $10.6M | 20.6% | |
| Western Asset CR Pls Bd IS Fd Registered Investment Company | — | — | — | $8.7M | 16.9% | |
| American Funds AmerMut R6 Fd Registered Investment Company | — | — | — | $3.8M | 7.5% | |
| MFS Growth R6 Fund Registered Investment Company | — | — | — | $3.6M | 7.1% | |
| iShares S&P 500 Index K Fund Registered Investment Company | — | — | — | $3.5M | 6.7% | |
| Virtus Vontobel For Opp R6 Fd Registered Investment Company | — | — | — | $3.1M | 6.0% | |
| iShares MSCI EAFE Int Idx K Fd Registered Investment Company | — | — | — | $2.8M | 5.6% | |
| JP Morgan Mid Cap Growth R6 Fd Registered Investment Company | — | — | — | $1.3M | 2.6% | |
| Fidelity Mid Cp Index Fund Registered Investment Company | — | — | — | $1.3M | 2.5% | |
| Fidelity Sm Cap Index Fund Registered Investment Company | — | — | — | $1.2M | 2.4% | |
| Notes Receivable from Participants Variable Maturity from 4.25% - 6.50% - | — | — | — | $1.2M | 2.4% | |
| BlackRock Lfpth Indx 2035 K Fd Registered Investment Company | — | — | — | $1.2M | 2.3% | |
| MFS Core Equity R6 Fund Registered Investment Company | — | — | — | $1.0M | 2.0% | |
| Franklin DynaTech R6 Fund Registered Investment Company | — | — | — | $1.0M | 2.0% | |
| Amer Century Sml Cap Val R6 Fd Registered Investment Company | — | — | — | $976K | 1.9% | |
| MFS Mid Cap Value R6 Fund Registered Investment Company | — | — | — | $924K | 1.8% | |
| Alger Small Cap Focus Z Fund Registered Investment Company | — | — | — | $770K | 1.5% | |
| Ishs US Agg Bond Index K Fund Registered Investment Company | — | — | — | $665K | 1.3% | |
| BlackRock Lfpth Indx 2065 K Fd Registered Investment Company | — | — | — | $540K | 1.1% | |
| BlackRock Lfpth Indx 2030 K Fd Registered Investment Company | — | — | — | $479K | 0.9% | |
| BlackRock Lfpth Indx 2055 K Fd Registered Investment Company | — | — | — | $446K | 0.9% | |
| BlackRock Lfpth Indx 2045 K Fd Registered Investment Company | — | — | — | $387K | 0.8% | |
| PGIM High Yield R6 Fund Registered Investment Company | — | — | — | $351K | 0.7% | |
| BlackRock Lfpth Indx 2050 K Fd Registered Investment Company | — | — | — | $331K | 0.6% | |
| American Funds NewPrsp R6 Fnd Registered Investment Company | — | — | — | $321K | 0.6% | |
| BlackRock Lfpth Indx 2060 K Fd Registered Investment Company | — | — | — | $314K | 0.6% | |
| BlackRock Lfpth Indx 2040 K Fd Registered Investment Company | — | — | — | $203K | 0.4% | |
| (E) | — | — | — | $95K | 0.2% | |
| BlackRock Lfpth Ind Rtrmt K Fd Registered Investment Company | — | — | — | $95K | 0.2% | |
| Delaware Emerg Mkts R6 Fund Registered Investment Company | — | — | — | $72K | 0.1% | |
| (E) | — | — | $72K | $63K | 0.1% | |
| Neub Berman Real Estate R6 Fd Registered Investment Company | — | — | — | $63K | 0.1% |
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