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Original filing (PDF)20251015124056NAL0002423587001
JCB, INC.
Form 5500
FILING_RECEIVED
JCB, INC. 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
976
Accounts w/ balance
1,030
Plan assets (EOY)
$48.5M
Net assets (EOY)
$48.5M
How this plan invests
This plan
15 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 45 bps in Schedule C fees — 54% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for JCB, INC..
Plan sponsor
Name
JCB, INC.
EIN
52-0907423
Address
2000 BAMFORD BLVD · POOLER, GA · 313229504
Phone
(912) 447-2128
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SYMPHONA LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE FIDUCIARY GROUP | 47-3210786 | — | INVESTMENT ADVISORY | $61K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $135K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SYMPHONA LLP | 58-2663272 | — | ACCOUNTANT | $20K | — |
Investments
23 direct securities · 15 pooled funds· $68.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$37.7M
15 holdings
Uncategorized
$30.3M
23 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRIN LIFETIME HY 2050 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | $0 | $7.8M | 16.0% | |
| PRIN LIFETIME HB 2035 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $4.4M | 9.1% | |
| Principal Core Plus Bd Inst Fd | — | — | $0 | $4.4M | 9.1% | |
| Principal Div Intl R6 Fund | — | — | $0 | $4.1M | 8.4% | |
| PRIN LIFETIME HB 2040 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $4.1M | 8.4% | |
| PRIN FIXED INC GUAR OPTION | — | — | $0 | $3.9M | 8.1% | |
| PRIN LIFETIME HB 2045 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $3.9M | 8.1% | |
| Principal Cap App Inst Fund | — | — | $0 | $3.3M | 6.8% | |
| PRIN LIFETIME HYB 2030 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $3.3M | 6.8% | |
| PRIN LIFETIME HY 2055 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | $0 | $3.0M | 6.2% | |
| LARGE CAP GROWTH FUND II R1 FD GREAT GRAY TRUST COMPANY · EIN 38-4139848 / PN 626 | Common Collective Trust | — | — | $2.2M | 4.5% | |
| Prin LifeTime Hy Inc CIT U | — | — | $0 | $2.2M | 4.5% | |
| Self-Directed Brokerage Acct | — | — | $0 | $2.1M | 4.3% | |
| PRIN LIFETIME HY 2060 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | $0 | $2.0M | 4.1% | |
| Participant Loans | — | — | $0 | $2.0M | 4.1% | |
| PRIN LIFETIME HYB 2025 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | $0 | $1.9M | 4.0% | |
| LARGE CAP VALUE III R1 FUND | — | — | $0 | $1.9M | 3.9% | |
| PRIN LIFETIME HYB 2020 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | $0 | $1.7M | 3.4% | |
| PRIN LIFETIME HY 2065 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | $0 | $1.4M | 2.8% | |
| LARGE CAP VALUE III R1 FUND GREAT GRAY TRUST COMPANY · EIN 38-7289865 / PN 001 | Common Collective Trust | — | — | $1.3M | 2.7% | |
| Prin LifeTime Hy 2050 CIT U | — | — | $0 | $1.3M | 2.7% | |
| Fidelity Mid Cp Index Fund | — | — | $0 | $630K | 1.3% | |
| Prin LifeTime HB 2045 CIT U | — | — | $0 | $525K | 1.1% | |
| Fidelity 500 Index Fund | — | — | $0 | $477K | 1.0% | |
| Princ SmallCap Growth I R6 Fd | — | — | $0 | $459K | 0.9% | |
| Prin LifeTime Hyb 2070 CIT U | — | — | $0 | $428K | 0.9% | |
| Prin MidCap Growth Inst Fund | — | — | $0 | $425K | 0.9% | |
| PRIN LIFETIME HY INC CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $424K | 0.9% | |
| LARGE CAP GROWTH FUND II R1 FD | — | — | $0 | $424K | 0.9% | |
| Prin LifeTime HB 2040 CIT U | — | — | $0 | $405K | 0.8% | |
| Prin LifeTime HB 2035 CIT U | — | — | $0 | $348K | 0.7% | |
| Prin MidCap Value I R6 Fund | — | — | $0 | $325K | 0.7% | |
| Fidelity Sm Cap Index Fund | — | — | $0 | $294K | 0.6% | |
| PRIN LIFETIME HYB 2070 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | $0 | $248K | 0.5% | |
| Prin RE Secs R6 Fund | — | — | $0 | $210K | 0.4% | |
| American Funds NewPrsp R6 Fnd | — | — | $0 | $133K | 0.3% | |
| Amer Century Sml Cap Val R6 Fd | — | — | $0 | $48K | <0.1% | |
| PRIN LIFETIME HYB 2015 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002 | Common Collective Trust | — | — | $48K | <0.1% |
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